Indiana Housing: Affordability Crisis Looms | Indianapolis News
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Indiana Housing: Affordability Crisis Looms | Indianapolis News
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Indiana’s housing market is heating up—with sales up 8%—but affordability is slipping away for middle-income families. While the median home price hit $275,000, only 36% of homes are truly affordable, and sales of homes under $250,000 are falling. The surge is driven by existing homeowners upgrading, leaving first-time buyers and renters struggling. Just 20% of renter households can comfortably afford a home with a 10% down payment, even as mortgage rates hover around 6.25%. For many, the dream of homeownership is fading, despite Indiana still being relatively affordable compared to the nation.
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