Financial therapy isn’t about having the right tools—it’s about having the courage to face your own money story first. In this conversation, Khara Croswaite speaks candidly about burnout, money avoidance, and the quiet damage that can happen when helpers skip their own inner work. Through her path from mental health therapy to financial therapy, a hard truth emerges: we can’t ethically ask clients to go places we refuse to go ourselves. Rick reflects on why vulnerability—not polish or credentials—is what builds trust, why so many therapists struggle with money in silence, and how financial therapy often becomes a second career precisely because it demands depth, humility, and lived experience.

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A podcast that blends the nuts and bolts of financial advice with the emotions that drive our money decisions.
Join Rick Kahler, CFP®, CFT™, as he blends practical financial wisdom with the emotional insights that shape our choices. Discover how financial therapy can help you make money decisions that truly align with your values..