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Spending feels harder than ever and a lot of it comes down to everyday costs that have quietly blown out over the years.

In this new episode, Lloyd breaks down the 10 things that no longer deliver real value and why they drain far more than people realise.

◼️ Property and weddings that no longer stack up

◼️ Eating out and delivery apps that now cost multiples more

◼️ New cars and phone upgrades that burn thousands in depreciation

◼️ Managed funds and warranties that offer little return

◼️ Comfort and status purchases that no longer justify the price

Timestamps:

00:00:00 - Introduction

00:01:58 - The Unaffordability of Property

00:04:54 - The Rising Costs of Traditional Weddings

00:06:54 - The Expense of Eating Out

00:09:25 - The Pricey Convenience of Delivery Apps

00:11:15 - The Pitfalls of Buying New Cars

00:14:34 - Upgrading Your Phone Too Often

00:16:30 - The Downside of Actively Managed Mutual Funds

00:18:39 - The Myth of Extended Warranties

00:20:59 - The High Cost of Business-Class Flights

00:24:17 - The Increasing Price of Concerts and Festivals

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DISCLAIMER

This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.