In this Q&A Glen James and financial adviser Nathan Fradley chat about:

👉 catch up concessional contributions: how they work and the $500k super threshold

👉🏼 can you withdraw from super to get under $500k and put it back in?

👉🏽 term deposits inside super: are they safe?

👉🏾 does the government's $250k bank guarantee apply inside super?

👉🏿 how much to keep in super? $1M in super + $500k in shares at age 55

👉🏻 reportable super contributions and the Centrelink income test

👉🏽 how the ATI (adjusted taxable income) add-back impacts eligibility for Centrelink benefits

👉 is it a red flag if an investment fund is closed to new investors?

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