If you’re in residency, investing is not about maximizing returns or building massive wealth.

It’s about creating the habit.

Future you is going to have a lot more income to work with.

This phase is about making sure you’re ready for it.

In this episode, I walk through why an emergency fund matters, how to approach it on a resident salary, and where to actually keep the money so it’s working for you but still accessible when you need it.

This isn’t about perfection. It’s about building a little bit of stability, one step at a time.

Most new doctors don’t have a money problem. They have a visibility problem.

If you don’t know what’s coming in, and you don’t know where it’s going, it’s really easy to end up saving nothing… or worse, building debt without realizing it.

This isn’t about being perfect. It’s about being aware.

Because the habits you build now are the ones that scale when your income does.

In this episode we’re talking about employer benefits. You’re going to get that packet. That PDF. And your first instinct might be to ignore it.

Don’t.

There’s real value in there. Health insurance decisions, HSAs vs FSAs, group disability, life insurance, retirement matching, PTO… all things that can meaningfully impact your finances right out of the gate.

Take an hour or two, get this right, and you’ll be setting yourself up for a much smoother intern year.

In this episode, we’re diving into insurance for new doctors, with a focus on disability insurance. Even though your resident salary might be modest, protecting your ability to earn an income over the long term is incredibly important.

If you’re transitioning from medical school into intern year, this is one decision process you’ll want to understand early.

In part two of this eight-episode post-Match series, we’re talking about private student loans. Unlike federal loans, private loans don’t come with the same protections or forgiveness programs, which means the strategy during residency looks very different.

The key takeaway: during residency, your goal isn’t to crush the debt immediately. It’s to manage cash flow, understand your loan terms, and position yourself to handle the debt effectively once attending income arrives.

In this first episode I walk through one of the most important financial steps you can take right now: managing your federal student loans before residency begins.

We talk about why e-filing your tax return matters, how to potentially qualify for $0 payments, when consolidation might make sense, and how these decisions can affect Public Service Loan Forgiveness down the road.

If you’re about to start residency, this episode will help you make a few smart moves now that can simplify your finances during training.

In this episode, I sit down with Joe and Josie, a healthcare couple I’ve known anonymously for years, to talk through a decision that sounds simple on paper and gets way more interesting in real life.

We dig into how they built serious momentum, why they’re leaning toward paying down a low-rate mortgage anyway, and how to think about the tradeoff between maximizing dollars and minimizing stress.