『Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance』のカバーアート

Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance

Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance

著者： Fexingo
無料で聴く

Lucas and Luna anchor Fexingo's daily business coverage in this series dedicated to the lifeblood of any small enterprise: cash flow. Each episode examines a single working-capital challenge — from aging receivables to supplier credit terms — through the lens of a real small business case study. Lucas walks through the numbers on a restaurant's invoice cycle or a hardware store's inventory turnover, while Luna presses on what those ratios mean for a founder's ability to sleep at night. They never talk in abstractions: every conversation is pinned to a named business, a specific dollar amount, and a practical takeaway the listener can apply tomorrow morning. The series is built for owners of firms with 5 to 50 employees who know their P&L by heart but wonder why cash always seems to vanish just before payroll. No bank-account theory, no corporate finance boilerplate — just a rigorous, empathetic look at how money actually moves through a small business. What happens when a key customer pays 60 days late, and the line of credit is already maxed out? Lucas and Luna walk through the options, the trade-offs, and the one number that could have warned them six weeks earlier. #SmallBusinessFinance #WorkingCapital #CashFlowManagement #AccountsReceivable #InvoiceFinancing #CreditManagement #BusinessLiquidity #InventoryTurnover #PayrollManagement #VendorTerms #BusinessGrowth #FinancialLiteracy #BusinessPodcast #FexingoBusiness #Finance #DailyBusinessNews #Entrepreneurship #CashFlowCrisis Keep every episode free: buymeacoffee.com/fexingo© 2026 Fexingo. All rights reserved. 経済学
エピソード
  • How Payment Triggers Prevent Late Invoice Disputes

    How Payment Triggers Prevent Late Invoice Disputes
    2026/06/08
    Episode 39 of Cash Flow Conversations with Fexingo: Lucas and Luna explore how payment triggers — specific, verifiable conditions tied to invoice payment — can prevent late disputes and accelerate cash flow. Using a real example from a mid-sized construction subcontractor, they break down why vague payment terms like 'net 30 upon approval' lead to friction, and how linking payment to a concrete event (e.g., signed delivery receipt, system timestamp) cuts average days sales outstanding from 67 days to 41 days. They also discuss how triggers interact with lien waivers and progress billing, and share a simple framework for rewriting terms without alienating customers. Practical, actionable advice for small business owners tired of chasing payments. #PaymentTriggers #InvoiceDisputes #CashFlow #WorkingCapital #SmallBusiness #Receivables #PaymentTerms #Construction #Subcontractor #DSO #LienWaivers #ProgressBilling #InvoiceManagement #BusinessFinance #BusinessPodcast #FexingoBusiness #CashFlowConversations #LucasAndLuna Keep every episode free: buymeacoffee.com/fexingo
    続きを読む 一部表示
    10 分
  • How Late Payments Accumulate Like Interest on Your Business

    How Late Payments Accumulate Like Interest on Your Business
    2026/06/08
    In this episode of Cash Flow Conversations with Fexingo, Lucas and Luna dive into a hidden cash flow killer: the compounding effect of late payments. Using a concrete example of a $10,000 invoice at 60 days overdue, they show how delays silently inflate working capital needs and borrowing costs. They explain the 'carry cost' of receivables, how a single slow-paying customer can cascade into a $50,000 annual drag, and why many small businesses ignore their own internal cost of capital. Lucas shares a rule of thumb: every 30 days past terms, the effective discount you're giving your customer is roughly equal to your annual cost of capital. They also discuss a simple spreadsheet model to calculate the true cost of late payments per client. If you've ever wondered why a good customer who pays late still hurts your bottom line, this episode offers a practical framework. #LatePayments #WorkingCapital #Receivables #CashFlow #SmallBusinessFinance #CostOfCapital #InvoiceManagement #Delinquency #BusinessFinance #FexingoBusiness #BusinessPodcast #AccountsReceivable #CarryCost #CustomerTerms #SpreadsheetModel #CashFlowKiller #AgingReceivables #FinanceForOwners Keep every episode free: buymeacoffee.com/fexingo
    続きを読む 一部表示
    10 分
  • How to Use Receivables Aging to Negotiate Better Supplier Terms

    How to Use Receivables Aging to Negotiate Better Supplier Terms
    2026/06/07
    In episode 37 of Cash Flow Conversations, Lucas and Luna break down a practical strategy that many small business owners overlook: using your own receivables aging report as leverage in supplier negotiations. Instead of just chasing late payers passively, Lucas explains how to turn overdue receivables into a concrete request—like extended net terms or volume discounts—that improves working capital on both sides. They walk through a real example involving a mid-sized bakery supplier, showing exactly how to frame the conversation, what data to bring, and why suppliers often say yes. The episode also covers common mistakes, like blurring the line between negotiation and complaint, and how to handle pushback. By the end, listeners will have a clear script they can adapt for their next supplier call. #ReceivablesAging #SupplierNegotiation #WorkingCapital #SmallBusiness #CashFlow #PaymentTerms #B2BNegotiation #BusinessFinance #FexingoBusiness #BusinessPodcast #LucasAndLuna #SupplierRelations #NetTerms #VolumeDiscounts #AgingReport #CashConversionCycle #TradeCredit #FinanceTips Keep every episode free: buymeacoffee.com/fexingo
    続きを読む 一部表示
    11 分
adbl_web_anon_alc_button_suppression_t1
まだレビューはありません