David Hyman co-founded Lendi Group in 2013 and built it into Australia's largest non-bank mortgage platform with a $107 billion loan book, 5 million customers, and $350 million in annual revenue. He stepped down as CEO in January 2026 and within weeks was building his next company.

In his fourth appearance on Fintech Chatter, David joins Dexter to talk about Mono AI, a platform business that helps established companies become AI native before a leaner AI native competitor makes them irrelevant.

They cover the difference between human motion and agentic motion, why the CTO is often the biggest blocker to AI strategy, what ElevenLabs's $2 million revenue per employee tells you about the next three years, and the two traits (curiosity and high agency) that separate people who will thrive in this transition from those who won't.

David also explains the Mono AI wedge model, why he's building a global AI business from Sydney, and what roles the company is actively hiring for now.

This episode was recorded just before the major job losses at Block and Atlassian. It is one of the most practically important conversations on this show to date.

Find David on LinkedIn or visit monoai.co

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