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Mortgage rates might not fall anytime soon — and oil prices could be the reason why.

In this episode of The Educated Homebuyer, Jeb Smith and Josh Lewis break down the surprising connection between oil prices, inflation, and mortgage rates. While many buyers focus on the Federal Reserve, global energy markets may actually play a bigger role in where interest rates go next.

With rising tensions in the Middle East pushing oil prices higher, the ripple effects could impact inflation expectations and keep mortgage rates elevated longer than many buyers expect.

In this episode, we discuss:

• Why oil prices can influence mortgage rates
• How global conflicts affect inflation and financial markets
• The connection between energy prices and interest rates
• Why uncertainty in global markets can keep rates higher
• What homebuyers should actually be watching right now

If you're waiting for mortgage rates to drop before buying a home, understanding these macro forces can help you make smarter decisions instead of reacting to headlines.

CONNECT WITH US:

Jeb Smith | Huntington Beach Realtor / Orange County Real Estate

DRE #01407449 | Real Broker

Josh Lewis | Huntington Beach Certified Mortgage Consultant

NMLS 234220 | CA DRE 01209148 | BuyWise Mortgage

Call/Text: 714-916-5727