『Estate Planning with Fexingo: Wills, Trusts, and Passing Wealth to Future Generations』のカバーアート

Estate Planning with Fexingo: Wills, Trusts, and Passing Wealth to Future Generations

Estate Planning with Fexingo: Wills, Trusts, and Passing Wealth to Future Generations

著者： Fexingo
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Lucas and Luna navigate the architecture of wealth transfer—wills, trusts, estate taxes, and the legal structures that govern inheritance. Every episode is built around a specific instrument or strategy: from revocable living trusts to generation-skipping transfer taxes, from charitable remainder trusts to the nuances of probate in different states. Lucas brings the regulatory precision, citing IRS code sections and recent court rulings; Luna pushes on the human side—how families actually make decisions, avoid conflict, and communicate intent across generations. The listener is the high-net-worth individual, the family office adviser, or the estate-planning attorney who wants to understand both the letter of the law and the art of the conversation. Together, they dissect real-case scenarios: a tech founder with illiquid equity, a blended family with competing heirs, a couple navigating Medicaid planning. No hypotheticals without numbers, no principles without examples. Each show ends with a tension—how do you balance control with flexibility? How do you protect wealth without stifling the next generation's ambition? #EstatePlanning #WillsAndTrusts #InheritanceTax #FamilyWealth #TrustStructures #Probate #GenerationSkipping #CharitableTrusts #MedicaidPlanning #EstateTax #LegacyPlanning #WealthTransfer #Finance #FexingoBusiness #BusinessPodcast #EstateAttorney #FamilyOffice #AssetProtection Keep every episode free: buymeacoffee.com/fexingo© 2026 Fexingo. All rights reserved. 経済学
エピソード
  • How a Qualified Personal Residence Trust Saves on Estate Tax

    How a Qualified Personal Residence Trust Saves on Estate Tax
    2026/06/08
    In episode 38, Lucas and Luna explore the Qualified Personal Residence Trust (QPRT), a powerful estate planning strategy that lets homeowners transfer a primary or secondary residence to heirs at a deep discount on the gift tax. They walk through a concrete example: a $2 million home placed in a QPRT with a 10-year retained term, a Section 7520 rate of 5.2 percent, and a resulting taxable gift of roughly $1.19 million — saving $324,000 in potential gift taxes versus an outright transfer. The hosts explain how the trust works, what happens if you outlive or die during the term, and the key trade-offs like losing the stepped-up basis. They also discuss why recent high Section 7520 rates make QPRTs especially attractive right now. No prior episode covered this specific trust structure. #QPRT #QualifiedPersonalResidenceTrust #EstatePlanning #GiftTax #RealEstate #Trusts #WealthTransfer #TaxStrategy #Section7520 #SteppedUpBasis #Finance #EstateTax #IrrevocableTrust #Housing #FamilyWealth #FexingoBusiness #BusinessPodcast #EstatePlanningWithFexingo Keep every episode free: buymeacoffee.com/fexingo
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    10 分
  • How a Spousal IRA Creates Retirement Security for Non-Working Spouses

    How a Spousal IRA Creates Retirement Security for Non-Working Spouses
    2026/06/07
    Episode 37 of Estate Planning with Fexingo explores the Spousal IRA, a powerful but underused tool that allows a working spouse to contribute to an IRA in the name of a non-working spouse. Lucas and Luna break down the 2026 contribution limits ($7,000 for those under 50, $8,000 for 50+), the key rule that the couple's combined earned income must equal or exceed the total contributions, and the five-year holding period for Roth IRAs. They use a real-world example: a couple where one spouse earns $120,000 as a marketing director and the other is a stay-at-home parent aged 42. By maxing out a spousal Roth IRA each year, that non-working spouse could accumulate over $500,000 by retirement, assuming a 7% annual return. The episode also clarifies that Spousal IRAs aren't a separate account type—just a contribution strategy—and warns against common mistakes like failing to designate beneficiary correctly or forgetting the pro-rata rule for conversions. Perfect for listeners who want to ensure both partners have retirement assets regardless of employment status. #SpousalIRA #RothIRA #IRA #RetirementPlanning #NonWorkingSpouse #StayAtHomeParent #EstatePlanning #WealthTransfer #Finance #PersonalFinance #RetirementSavings #TaxAdvantaged #Fidelity #Vanguard #Schwab #FexingoBusiness #BusinessPodcast #EstatePlanningWithFexingo Keep every episode free: buymeacoffee.com/fexingo
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    10 分
  • How a Qualified Terminable Interest Property Trust Supports a Surviving Spouse

    How a Qualified Terminable Interest Property Trust Supports a Surviving Spouse
    2026/06/07
    Episode 36 of Estate Planning with Fexingo dives into the Qualified Terminable Interest Property trust, or QTIP. Lucas and Luna walk through a real-world scenario: a $12 million estate where the first spouse wants to ensure the surviving spouse receives income for life, but the remainder ultimately passes to children from a prior marriage. They explain how a QTIP defers estate tax until the second death, qualifies for the marital deduction, and prevents the surviving spouse from redirecting assets away from intended heirs. The hosts compare QTIPs to a simple bypass trust, quantifying the potential tax savings. They also discuss the trade-off: loss of control for the surviving spouse. No prior episode has covered this specific trust, making it a fresh angle for listeners exploring blended family estate planning. #QTIP #QualifiedTerminableInterestProperty #EstatePlanning #MaritalDeduction #BlendedFamilies #Trusts #SpousalProtection #EstateTax #WealthTransfer #Inheritance #Finance #FexingoBusiness #BusinessPodcast #LucasAndLuna #EstateTaxDeferral #SecondMarriage #FinancialPlanning #LegacyPlanning Keep every episode free: buymeacoffee.com/fexingo
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    12 分
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