From $100K in Debt to Financial Coach with Justin Bennett

Financial coach Justin Bennett had the career, the house, and the wife by his mid-twenties. But, also over $100,000 in consumer debt he had no idea how to get out of. In this episode, Justin shares the raw, real story of how he and his wife turned it around, and how that experience launched nearly two decades of helping over 1,000 clients eliminate a combined $10 million in debt!

We talk about why budgeting gets such a bad rep, the hidden difference between tracking and actually planning, the real reason most people are afraid to look at their own finances, and the mindset shift that has to happen before any process actually works. Justin also breaks down his 3P Framework (Principles, Processes, Plan), shares some incredible client stories, and gives a very honest take on the Buy Now, Pay Later trap that's making all of this so much harder.

He also just happens to be a lifelong Metallica fan who met James Hetfield backstage in 2004. So there's that! \m/ \m/

Contact Chris:

https://heavymetal.money

https://www.facebook.com/MoneyHeavyMetal

https://x.com/MoneyHeavyMetal

https://www.instagram.com/chrisluger

https://www.tiktok.com/@heavymetalmoney

email: chris at heavymetal.money

Resources and Links:

https://strongtowerconsulting.com

https://levelupyourfinances.com

Profit First: Transform Your Business from a Cash-Eating Monster to a Money-Making Machine

by Mike Michalowicz

https://a.co/d/08PEtGrj

The Money Habit: The Worry-Free Way to Financial Independence

by Mike Michalowicz

https://a.co/d/030t3Vk0

Waylon Jennings talks about quitting drugs.

https://www.youtube.com/watch?v=iFHKnVQZDeo

Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones

by James Clear

https://a.co/d/02kAHu17

Contact Chris:
https://heavymetal.money

https://www.instagram.com/heavy_metal_money/

https://www.youtube.com/@heavymetalmoney

https://www.facebook.com/chrisluger

email: chris at heavymetal.money