エピソード

  • Arizona Notary Exam Prep 25, Oaths and Affirmations
    2026/05/22
    This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - An oath references a supreme being, while an affirmation is on personal honor; both are legally identical under A.R.S. § 41-311. - The choice between an oath and an affirmation always belongs to the signer, and a notary must offer the alternative if a signer is hesitant. - A signer must provide a clear, audible response like "I do" for the verbal ceremony to be complete; a silent gesture is insufficient. - Oaths and affirmations require the signer to be physically present before the notary, a rule only excepted by authorized Remote Online Notarizations. - Do not confuse an oath, which attests to a document's truthfulness, with an acknowledgment, which verifies a signature was willingly made. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep
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    3 分
  • Arizona Notary Exam Prep 24, Jurats and Verifications Upon Oath
    2026/05/21
    This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The absolute requirement for a signer to sign the document in the notary's presence for a Jurat, a common exam trap. - The critical difference between a Jurat (swearing to the truth of contents) and an Acknowledgment (verifying a signature's authenticity). - The maximum fee for a Jurat in Arizona is $10 per notarial act, a frequently tested detail. - The correct verbal procedure for administering an oath or affirmation, which requires an affirmative verbal response. - How to identify the specific certificate wording for a Jurat, which includes the phrase "Subscribed and sworn to before me." For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep
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    3 分
  • Arizona Notary Exam Prep 23, Acknowledgments — Most Common Notarial Act
    2026/05/20
    This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - An acknowledgment verifies the signer's identity and their willing signature, not the moment of signing. - Unlike a jurat, a document can be signed before meeting with an Arizona notary for an acknowledgment. - Arizona notaries must confirm the signer personally appeared and acknowledged their signature, regardless of when it was signed. - The maximum fee for an acknowledgment in Arizona is $10 per notary signature, as set by the Secretary of State. - A common exam trap is confusing the requirements of an acknowledgment with those of a jurat, especially regarding the timing of the signature. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep
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    2 分
  • Arizona Notary Exam Prep 22, Lost or Stolen Journal/Seal — Reporting
    2026/05/19
    This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The mandatory 10-day deadline to report a lost or stolen seal or journal to the Arizona Secretary of State. - The specific $1,000 civil penalty for failing to report within the required timeframe. - The legal requirement to inform law enforcement in the case of theft, versus a simple loss. - Why you must immediately suspend all notarial acts upon discovering a missing seal. - The common exam trap of confusing the Secretary of State with the County Recorder for reporting a lost journal. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep
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    3 分
  • Arizona Notary Exam Prep 21, Journal Retention
    2026/05/18
    This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Upon commission termination, a notary's journal and seal must be delivered to the Arizona Secretary of State, not the County Recorder. - Delivery of the journal and records must be done via certified mail or another method that provides a receipt for proof. - A notary who neglects to deposit their records for three months after their commission ends may face a monetary penalty. - The requirement to report a lost or stolen journal to the Secretary of State has a strict 10-day deadline. - The civil penalty for failing to report a lost or stolen journal can be up to $1,000, a separate issue from surrendering the journal post-commission. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep
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    2 分
  • Arizona Notary Exam Prep 20, Thumbprint in Journal — Real Property Documents
    2026/05/17
    This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - When an Arizona notary must obtain a thumbprint in their journal for real property documents. - The specific types of documents, like deeds and powers of attorney, that trigger the thumbprint requirement. - The mandatory action a notary must take if a signer refuses to provide their thumbprint for a covered document. - How to handle situations where a signer is physically unable to provide a right thumbprint. - Common exam questions and traps related to Arizona's journal thumbprint law. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep
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    2 分
  • Arizona Notary Exam Prep 19, Required Journal Entry Fields
    2026/05/16
    This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - The required fields for every Arizona notary journal entry as specified by A.R.S. § 41-319. - How to correctly describe a document and notarial act, avoiding vague descriptions that appear on the exam. - The specific details needed when recording a signer's government-issued identification. - Common exam traps, such as how to record a waived fee and the strict prohibition on accepting expired IDs. - A memorable shortcut (WHO, WHAT, WHEN, HOW, HOW MUCH) to recall all journal requirements during your test. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep
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    3 分
  • Arizona Notary Exam Prep 18, The Notary Journal — Mandatory Under A.R.S. §41-319
    2026/05/15
    This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams. In this episode you will learn: - Under A.R.S. § 41-319, Arizona notaries are required to record every notarial act for tangible records in a paper journal. - The journal must have consecutively numbered pages; loose-leaf or spiral-bound notebooks are not permitted. - Notaries may only maintain one paper journal at a time, unless a second journal is needed for confidential or non-public records. - Each journal entry must be completed at the time of the notarization and include the date, document type, signer's name, address, signature, ID details, and fee. - Failure to maintain a journal is a violation of Arizona law and can be grounds for commission suspension or revocation. For more free exam prep tools, practice questions, and AI-powered explanations, visit https://open-exam-prep.com/ or YouTube Channel: https://www.youtube.com/@Open-exam-prep
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    3 分