Tom is joined by Helen Thomas, CEO of Blonde Money, to unpack the political shockwaves around Andy Burnham’s attempt to become an MP, the growing tension between government policy and bond markets, and what it means for mortgages and property prices. With inflation risks building from energy disruption and markets wary of looser fiscal policy, they explore why mortgage rates may stay higher for longer and what a potential leadership change - or even an early election - could mean for the housing market. Against such a fast-moving backdrop, they explore the merits of fixing a mortgage for two or five years.

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On this episode of Housing Unpacked, Tom Bill is joined by Peter Murray OBE, co‑founder of New London Architecture, founder of the London Festival of Architecture and a former design adviser to two London Mayors. As he prepares his own run for London Mayor in 2028 as an independent, Murray explains the tipping point behind his decision to enter politics, driven by what he sees as a lack of understanding in City Hall about the mayor’s responsibility to deliver homes, infrastructure and better streets. He sets out his “get stuff done” philosophy, arguing that housing delivery in London has been choked by uncertainty, slow planning and strained relations with the development sector. Drawing on decades of experience across architecture, journalism and real estate, Murray outlines proposals to accelerate housing delivery, revive SME builders, restore certainty for investors, and bring design back to the top table through a City Architect. The conversation also covers density, tall buildings, affordability, transport reform, road pricing and what a more pragmatic, delivery‑focused mayor could mean for London’s future.

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In this episode of Housing Unpacked, Tom is joined by Louisa Sedgwick, managing director of mortgages at buy-to-let specialist lender Paragon Bank to explore the Renters’ Rights Act and what it really means for landlords and tenants. They discuss her involvement lobbying two separate governments on issues like the end of Section 21, the shift to periodic tenancies, tighter controls around asking rents, and why well‑intentioned reforms may squeeze supply, push rents higher, and disadvantage more vulnerable renters. The conversation also explores the recent mortgage market shock caused by the Middle East conflict and the looming challenge of meeting new energy efficiency standards.