As technology reshapes the way people pay, one truth remains: understanding your customers is more important than chasing the latest trends.

In this episode, Lawrence Ferrer of Bayad shares how businesses can build lasting trust by creating solutions that reflect how people actually live, work, and transact. From serving customers who still prefer in-person payments to embracing the expectations of a digital-first generation, the conversation highlights why adaptability is essential for sustainable growth.

We also explore the value of doing your homework, developing products that solve real problems, and earning credibility through consistent execution.

00:01:06 – The Philippines as a high-touch and high-tech payment market

00:03:50 – Lawrence’s hustle and early career in payments

00:05:16 – Returning to transform Bayad into an omnichannel payments company

00:08:56 – Smart Money, PayMaya, and pioneering fintech in the Philippines

00:12:47 – Mentors, hard work, and building foundational skills

00:18:32 – Discovering sari-sari stores as the key to Smart Load's success

00:24:17 – Why entrepreneurs must continuously talk to customers

00:25:43 – Transitioning from Smart to PayMaya and Voyager

00:35:35 – The challenges of growing PayMaya before the pandemic

00:41:21 – Customer Frontline Solutions and support services

00:49:24 – Using technology to improve customer experiences

00:55:14 – Educating consumers about Bayad's digital transformation

00:57:40 – Partnering with banks, wallets, and fintech companies

01:01:06 – Building teams and combining legacy and digital talent

01:06:45 – What's next for Bayad and expanding nationwide payment access

01:08:41 – Maintaining customer relationships through digital channels

💡Follow Hustleshare on YouTube: https://www.youtube.com/@hustlesharepodcast

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💡Visit Hustleshare Website: https://www.hustleshare.com/

Build your empire—subscribe and hit the bell for a new masterclass every Monday! 🚀

Watch more episodes of HUSTLESHARE:

// Subscribe https://www.youtube.com/@hustlesharepodcast

and follow Founders Only on YouTube: https://www.youtube.com/@foundersonlypodcast

// Listen on Spotify: https://open.spotify.com/show/76aB39CuQ2nEKXgaS2O3rY

// Apple Podcasts: https://podcasts.apple.com/us/podcast/founders-only/id1651692553

Connect with HUSTLESHARE:

Facebook: https://www.facebook.com/hustleshare/

| Instagram: https://www.instagram.com/hustlesharepodcast

| TikTok: https://www.tiktok.com/@hustlesharepodcast

| LinkedIn: https://ph.linkedin.com/showcase/founders-only/

| Squarespace: https://wolf-triceratops-l4zp.squarespace.com/config/pages/5c6e992371c10b1f023d7b53

Follow ONE CFO:

| Website: https://www.onecfoph.co

| Facebook: https://www.facebook.com/onecfoph/

| LinkedIn: https://ph.linkedin.com/company/onecfo

Follow PLDT:

| Website: https://pldthome.com/

| Facebook: https://www.facebook.com/PLDTHome/

| Instagram: https://www.instagram.com/pldthome/

| TikTok: https://www.tiktok.com/@pldthome

| LinkedIn: https://www.linkedin.com/company/pldt/

Follow PAYMONGO:

| Website: https://www.paymongo.com/

| Facebook: https://www.facebook.com/paymongo/

| Instagram: https://www.instagram.com/paymongo/

| LinkedIn: https://www.linkedin.com/company/paymongo

#Podcast #Hustleshare #OneCFO #PayMongo #PLDT #RonBaetiong #LawrenceFerrer

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Success isn't defined by how much you earn—it's shaped by how you manage, invest, and grow what you have. In this episode, Jay Olos of OneCFO shares the financial principles behind building businesses that last, explaining why long-term thinking, disciplined capital allocation, and intentional decision-making often create stronger results than chasing quick wins or external validation.

From avoiding the trap of treating a business like a personal source of income to understanding the role of patience in creating sustainable growth, this conversation offers practical insights for entrepreneurs, professionals, freelancers, creators, and anyone looking to make smarter financial decisions. If you're focused on building lasting value instead of temporary success, this episode provides timeless lessons that extend well beyond business.

The conversations happening on Founders Only are the ones every entrepreneur needs to hear. Don't be the last to know. Watch the full episode on YouTube. ⏭️

Follow now and never miss an episode. 🎧

💡Follow Founders Only on YouTube: https://www.youtube.com/@foundersonlypodcast

💡Follow Founders Only on Spotify: https://open.spotify.com/show/6fPsNbi8m8mCIyGZH1YGm1?si=2c67a0451949498b

💡Visit Hustleshare Website: https://www.hustleshare.com/

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What does leadership look like when you're still figuring things out yourself? At just 28 years old, Jamie Aclan shares honest lessons on ambition, accountability, and learning to push through setbacks and self-doubt. Sometimes, growth starts with saying yes before you feel 100% ready.

The conversation also dives into leadership beyond titles and job descriptions. By helping people understand the "why" behind the work, great leaders build trust, encourage ownership, and create space for others to grow with confidence.

00:01:06 - Jamie’s “Just Do It Scared” philosophy

00:03:27 - What The Ortus Club really does beyond events

00:07:07 - Growing up in Washington and the lemonade stand hustle

00:12:15 - First major mistakes and learning through failure

00:17:52 - “I Just Never Thought I Couldn’t” and Lightning McQueen

00:26:02 - Learning every department to become a leader

00:33:38 - The journey from employee to company leader

00:36:11 - Leadership challenges and lessons during COVID

00:38:28 - Learning the difference between founders and employees

00:40:59 - Serving global clients through premium event experiences

00:43:19 - Building a global network of suppliers and venues

00:46:41 - Combining AI and human relationships to grow

00:57:25 - Coaching employees through structure and context

01:00:11 - Using personality assessments and team chemistry

01:03:34 - Turning an internal problem into a business opportunity

01:06:49 - “Just Do It Scared” explained

01:08:22 - How to connect with Jamie and The Ortus Club

Follow now and never miss an episode. 🎧

💡Follow Hustleshare on YouTube: https://www.youtube.com/@hustlesharepodcast

💡Follow Hustleshare Spotify: https://open.spotify.com/show/6fPsNbi8m8mCIyGZH1YGm1?si=2c67a0451949498b

💡Follow Hustleshare on Apple Podcasts: https://podcasts.apple.com/ph/podcast/hustleshare

💡Visit Hustleshare Website: https://www.hustleshare.com/

Build your empire—subscribe and hit the bell for a new masterclass every Monday! 🚀

Watch more episodes of HUSTLESHARE:

// Subscribe https://www.youtube.com/@hustlesharepodcast

and follow Founders Only on YouTube: https://www.youtube.com/@foundersonlypodcast

// Listen on Spotify: https://open.spotify.com/show/76aB39CuQ2nEKXgaS2O3rY

// Apple Podcasts: https://podcasts.apple.com/us/podcast/founders-only/id1651692553

Connect with HUSTLESHARE:

Facebook: https://www.facebook.com/hustleshare/

| Instagram: https://www.instagram.com/hustlesharepodcast

| TikTok: https://www.tiktok.com/@hustlesharepodcast

| LinkedIn: https://ph.linkedin.com/showcase/founders-only/

| Squarespace: https://wolf-triceratops-l4zp.squarespace.com/config/pages/5c6e992371c10b1f023d7b53

Follow ONE CFO:

| Website: https://www.onecfoph.co

| Facebook: https://www.facebook.com/onecfoph/

| LinkedIn: https://ph.linkedin.com/company/onecfo

Follow PLDT:

| Website: https://pldthome.com/

| Facebook: https://www.facebook.com/PLDTHome/

| Instagram: https://www.instagram.com/pldthome/

| TikTok: https://www.tiktok.com/@pldthome

| LinkedIn: https://www.linkedin.com/company/pldt/

Follow PAYMONGO:

| Website: https://www.paymongo.com/

| Facebook: https://www.facebook.com/paymongo/

| Instagram: https://www.instagram.com/paymongo/

| LinkedIn: https://www.linkedin.com/company/paymongo

#Podcast #Hustleshare #OneCFO #PayMongo #PLDT #RonBaetiong #JamieAclan

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