March Madness is one of our favorite times of the year!

Therefore, we've put together a list of the 16 worst money habits, in a "Salty-16" to see which habit wins as the worst habit.

LEFT REGION: Everyday & Emotional

B1 · EVERYDAY MONEY LEAKS

1 Daily impulse spending

vs.

16 Forgotten subscriptions

People instantly relate.

B2 · EMOTIONAL SPENDING

8 Stress shopping

vs.

9 Rewarding yourself every hardship

When does self-care become self-sabotage?

B3 · AVOIDANCE HABITS

5 Not checking your bank account

vs.

12 Ignoring CC statements

"Avoidance charges interest."

B4 · LIFESTYLE INFLATION

4 Upgrading lifestyle after every raise

vs.

13 Financing things to feel successful

The dark horse of the left region.

RIGHT REGION: Debt & Budget

B5 · DEBT BEHAVIOR

5 Paying only minimum payments

vs.

12 Saying "I'll deal with debt later"

Minimums feel like progress. They're not.

B6 · SOCIAL PRESSURE HABITS

4 Spending to keep up w/ friends

vs.

13 Saying yes to every event broke

FOMO is an expensive habit.

B7 · BUDGET SABOTAGE

6 Guessing instead of tracking

vs.

11 Starting budgets, quit after 5 days

The Cinderella pick. Could go all the way.

B8 · FALSE CONFIDENCE HABITS

3 High income solves everything

vs.

14 One good month = problem solved

Overconfidence is a budget's worst enemy.

Highlighted row = analyst's pick to advance

Who do you think will win? Who is your darkhorse, your Cinderella?

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To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach

To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com.

And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MyLegacy2026