Do you need a license to buy and sell real estate notes? This is one of the most common questions in the note investing world, and the answer is more nuanced than you might think. In this episode, Dave Puts and Nathan Turner dive deep into the licensing requirements for note investing, exploring how regulations vary dramatically from state to state. They break down what you actually need to know before buying, selling, or servicing mortgage notes, and why understanding your state's specific laws is absolutely critical to operating legally and profitably in this space.

To obtain this week's Real Estate Notes Show guest Roslind Ray's information, use this link https://bit.ly/481Rfyp

Whether you're just starting out in note investing or you're already active in the space, licensing questions can make or break your deals. The team discusses real examples, the costs involved, and how to navigate the compliance landscape without getting stuck in analysis paralysis. If you've been wondering whether you need a license or not!🎓 WHAT YOU'LL LEARN:• Licensing requirements for note investing vary significantly by state law• Federal regulations don't apply; each state sets its own rules• Buying, selling, and servicing notes may require different license types• Understanding state compliance helps you structure deals more profitably• Seller finance education is critical before creating or purchasing notes• Some states allow unlicensed note investing with proper structure• Legal guidance prevents costly mistakes and protects your investments

To obtain this week's Real Estate Notes Show guest Shane Perkins's information, use this link https://bit.ly/4m0JkHbShane Perkins has spent 30+ years building a note investing business from scratch—starting in manufactured housing, surviving the 2000 mobile home crash, then the 2008 mortgage meltdown. In this episode, he reveals his "Reverse Wrap" strategy: find qualified buyers first (with 20% down and income), pre-approve them, let them shop for their dream home, then acquire and seller-finance it to them—all closing same-day. No vacancy, no rehab risk, no sub-2 liability. Shane has closed over 1,300 deals and has never missed a payment on a Subject-2 transaction, proving that buyer-first underwriting beats house-hunting every time.🔥 TOP HEADLINES FROM THIS EPISODE:📌 Shane closed over 1,300 real estate deals in 30 years without formal education—just boots-on-the-ground experience📌 The "Reverse Wrap" strategy: find the buyer first, get 20% down, then go shopping for their dream home📌 Why 7,000 qualified buyers with 20% down are turned away by banks every single day📌 Shane survived both the 2000 manufactured housing crash and 2008 subprime meltdown by spotting loose lending early📌 The 3 components that lock a buyer into a home: equity, income, and home of their choice📌 Why wrapping your own debt is ethical—and wrapping someone else's is a ticking time bomb📌 Shane's crystal ball: housing shortage + falling rates = another price boom is coming
✅LinksNote Investor Education - https://www.jkpholdings.com/note-investor-educationWebsite: https://www.jkpholdings.comSell Your Note: https://jkpholdings.com/sell-my-mortgage-noteNote Investors: https://jkpholdings.com/note-investingPodcast: https://jkpholdings.com/podcast/​​​Beginner Series: Https://www.jkpholdings.com/beginner-series/Advanced Note Investing Education: https://jkpholdings.com/note-investing/note-investing-junior-mastermind/

Your spreadsheet won't hold up in foreclosure court—and it's killing your note's resale value. Here's the fintech solution that costs less than your monthly Netflix subscription.In this episode, Dave and Nathan sit down with Ted Tekippe, CEO of Zimple Money, to explore how cloud-based loan servicing software is revolutionizing note investing. Ted breaks down exactly why third-party loan records beat your spreadsheet every time, how to pass 100% of servicing costs to your borrowers, and why note buyers like Dave pay HIGHER prices for professionally serviced notes.To obtain this week's Real Estate Notes Show guest Ted Tekippe's information, use this link https://bit.ly/472pftV🔑 **KEY TAKEAWAYS:**💰 Pricing that scales: $23/month for up to 3 loans, $47 for up to 20, $77 for UNLIMITED loans🏦 Pass all fees to borrowers—use professional servicing software for $0 out of pocket⚖️ Third-party loan ledgers hold up in court; your spreadsheet doesn't🛑 One-click default feature stops partial payments instantly (no servicer email needed)📊 Real-time borrower portal with payoff quotes, payment history, auto-pay setup🤝 Transfer notes between investors with full payment history intact🏗️ Built for hard money lenders: handles construction draws, loan syndicates, investor repayment✅ SOC 2 certified, PCI compliant, NACHA compliant, FBO trust accounts included📈 Note buyers pay premium prices for Zimple-serviced notes vs. spreadsheet records🔮 2026 feature: integrated note marketplace for buying and selling