Host Wendy Jones sits down with Jac Hilgendorf, General Manager at Nekter Juice Bar in Michigan, a health-focused juice bar and nutrition brand.

Jac breaks down the foundations of healthy aging in a simple and practical way, focusing on how daily habits—what you eat, how you sleep, how you move, and your mindset—directly determine long-term health outcomes.

We dive into the concept of “you are what you eat,” expanding it into a broader lifestyle framework that emphasizes balance over perfection, including the 80/20 rule for sustainable health choices and the importance of reducing chronic stress.

Key Highlights in this Episode:

Mindset and Self-Value:

Jac emphasizes that healthy living starts with believing you are worth taking care of. He introduces the idea of using simple personal mantras to guide better daily decisions and encourages an 80/20 approach—healthy most of the time, flexible occasionally—to create sustainable habits.

The Importance of Sleep:

Sleep is described as the body’s natural repair and rebuilding phase. Jac explains how the brain clears toxins during sleep, how hormones regulate recovery and growth, and why consistent sleep schedules, dark environments, and reduced nighttime stimulation are essential for overall health.

Nutrition and Gut Health:

A major focus is placed on fiber intake. Jac highlights how fiber and fermented foods support gut health, immunity, and inflammation control, and suggests easy ways to increase intake through smoothies containing fruits, leafy greens, chia seeds, and flax seeds.

Movement as Medicine:

Movement is framed as essential for longevity, circulation, and brain health. Jack stresses that walking is one of the best daily habits for older adults, while also encouraging “habit stacking” strategies to naturally integrate movement into everyday life.

Podcast Schedule: Tune in to Next Steps for Seniors with new episodes dropping twice a week at 7:00 AM!

Every Tuesday: Educational and insightful content to help you navigate the practical steps of aging.

Every Friday: Spiritual and emotional support to encourage your heart and mind.

Be sure to subscribe on Apple, Spotify, IHeart Podcasts so you never miss an episode, and if you enjoyed today's show, please leave us a rating and review!

Learn more : https://omny.fm/shows/next-steps-4-seniors-with-wendy-jones

See omnystudio.com/listener for privacy information.

Learn more : https://omny.fm/shows/next-steps-4-seniors-with-wendy-jones

See omnystudio.com/listener for privacy information.

In this informative episode, host Wendy Jones sits down with Brian Kurtz, a seasoned financial advisor with AIP Financial.

Brian breaks down complex retirement planning topics in a simple and practical way, including how RMDs work, why they matter, and how failing to take them properly can lead to IRS penalties.

We dive into the world of annuities, explaining the differences between immediate and deferred , as well as fixed, indexed, and multi-year guaranteed annuities (MYGAs). Brian highlights how these tools can provide guaranteed income, protect against market losses, and offer stability in uncertain financial times.

Key Highlights in this Episode:

Understanding RMDs (Required Minimum Distributions):
Brian explains how RMDs begin at age 73, how they are calculated based on retirement account balances and life expectancy, and why missing them can result in IRS penalties. He also shares strategies for managing withdrawals across multiple accounts.

Tax-Smart Retirement Strategies:
Learn how Qualified Charitable Distributions (QCDs) can allow retirees to satisfy RMD requirements while reducing taxable income and supporting charitable organizations.

Annuities Simplified:
Brian breaks down immediate vs. deferred annuities, and explains how fixed annuities—including indexed annuities and MYGAs—can provide guaranteed growth, income security, and protection from market downturns.

Safe Money vs. Growth Investing:
A practical discussion on balancing retirement portfolios.

Podcast Schedule: Tune in to Next Steps for Seniors with new episodes dropping twice a week at 7:00 AM!

Every Tuesday: Educational and insightful content to help you navigate the practical steps of aging.

Every Friday: Spiritual and emotional support to encourage your heart and mind.

Be sure to subscribe on Apple, Spotify, IHeart Podcasts so you never miss an episode, and if you enjoyed today's show, please leave us a rating and review!

Learn more : https://omny.fm/shows/next-steps-4-seniors-with-wendy-jones

See omnystudio.com/listener for privacy information.