The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes.

This week on the show, Brad tackles one of the biggest gaps in our education system, the money lessons we should've learned in high school but didn't. Brad walks through the foundational financial skills every young adult needs before stepping into the real world: how to budget without feeling broke, how credit actually works, the basics of investing, and why understanding taxes isn't just for accountants. Whether your high school skipped over personal finance completely or gave you a single worksheet and called it a day, this episode fills in the gaps and gives you the blueprint you should've graduated with, so you can start your adult life on offense instead of playing catch-up.

Listen Now!

Show Highlights Include:

· Budgeting (3:30)

· Investing (9:15)

· Credit (14:45)

· Taxes (16:30)

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes.

This week on the show, Brad breaks down the difference between bull and bear markets and why understanding these market cycles matters as an investor. He explains what defines each type of market, highlights some of the positive opportunities that can come during bear markets, and reminds listeners that the market is always cyclical and constantly changing over time. If market volatility has ever made you nervous, this episode will help you better understand how experienced investors think during both the highs and the lows.

Listen Now!

Show Highlights Include:

· Let's define them (2:00)

· Driven by the media (5:00)

· How long does it last? (6:15)

· Buy it on sale (9:30)

· It's a cycle (12:00)

To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.

The evolution of retirement has been changing for decades and with people living longer than before, many people are wondering where they will end up when their time comes.

This week on the show, Brad breaks down one of the biggest questions facing young adults today: is college still worth it? Instead of giving a one-size-fits-all answer, he explores the real cost of college, the changing job market, student debt, earning potential, and whether a degree still provides the same advantage it once did. If you've ever questioned whether college is an investment in your future or an outdated path in today's economy, this episode will help you think critically about what makes the most financial and personal sense for your life.

Listen Now!

Show Highlights Include:

· What do employers think? (3:00)

· The social and personal benefit (6:30)

· Networking (9:30)

· The Cost (12:30)

· ROI (15:30)

To schedule your free retirement tracking meeting, specifically for first responders, head to http://pensionattention.com/ or call us at 805-410-5454.