🎥 ABOUT THIS VIDEO:

Most property investors don’t fail because they pick the wrong property — they fail because they never build a clear strategy in the first place.

In this episode, Lloyd Edge sits down with senior strategist Joey D’Agata to unpack what actually separates random investing from structured, long-term wealth creation. Joey shares his own journey from buying a one-bedroom unit in his early 20s with no real plan, to gradually building a portfolio and discovering the power of equity, leverage, and strategic decision-making.

They break down why borrowing capacity isn’t unlimited, how early mistakes like cross-collateralisation can impact your future, and why having the right team around you — from brokers to accountants — can completely change your trajectory. The conversation dives deep into how experienced investors think, using scenario modelling to map out different outcomes before making a purchase, rather than reacting after the fact.

You’ll also learn why most people don’t need as many properties as they think, how realistic passive income targets are set, and why focusing on quality, cash flow, and long-term goals matters more than chasing numbers or trends. They explore how life changes — like income growth, career shifts, or starting a family — should influence your strategy, and why flexibility is critical in building a resilient portfolio.

The episode wraps up with a live “Deal or No Deal” segment, where real properties are analysed to show how professionals assess value, risk, yield, and future potential — highlighting why not every “must be sold” listing is actually a good deal.

If you’ve ever wondered:

• How to move from buying randomly to investing strategically

• How many properties you actually need to reach financial freedom

• Why cash flow and serviceability matter more than assumptions

• Or how to plan your portfolio before making costly decisions

This episode will help you think clearly, act deliberately, and build a property strategy that actually works.

✅ CONNECT WITH AUS PROPERTY PROFESSIONALS:

Website: 👉 https://www.auspropertyprofessionals....

Send your questions to: 👉 lloyd@auspropertyprofessionals.com.au

Follow us on Facebook: 👉 www.facebook.com/profile.php?id=61563777981416

Follow us on Instagram: 👉 www.instagram.com/lloydedge_buyersagent/

Subscribe to our YouTube Channel: 👉 @auspropprofessionals

Connect with us on LinkedIn: 👉 / lloyd-edge-b417a399

Hosted on Acast. See acast.com/privacy for more information.

ABOUT THIS PODCAST:

Albo’s 5% deposit scheme sounds like a fast track into the market, but is it really the smartest move for your future? In this episode we unpack who qualifies, hidden costs most buyers miss, and why servicing the loan matters more than saving the deposit. We also look at how supply shortages, stamp duty, and fast-moving auctions are pushing prices, plus the risk of negative equity if growth stalls. You’ll hear when a cheaper investment in a different city can beat the 5% route, and how to weigh lifestyle goals against long-term returns.

If you’re a first-home buyer or an investor deciding between “buy now” and “buy right,” this breakdown gives you a clear way to choose.

******

TIME STAMPS:

01:21 - What exactly is the 5% deposit scheme and how does the guarantee work?

02:26 - Who really qualifies for the scheme and what catches trip buyers up?

04:34 - How much do stamp duty and buying costs change the true entry price?

06:00 - What income do you need to realistically service a $1.5m purchase?

07:06 - Does the single-parent 2% option help or create new risks?

08:01 - Is the scheme fueling FOMO and pushing prices beyond guides?

09:49 - Is low supply the real problem and how is it driving the market?

12:58 - Why are recent comps useless in a fast-moving auction campaign?

15:22 - What did past apartment oversupply teach buyers about growth risk?

16:50 - Could a 5% deposit leave you facing negative equity later?

17:56 - When is rentvesting or buying in another city the smarter play?

20:56 - Should you use the scheme at all or focus on long-term growth instead?

******

🚨 Australia's OFFICIAL #1 best selling property investment book of all time in Australia of the past decade, 'Positively Geared' has just been completely revised and updated: 👉 https://amzn.to/3VXfJTp

🥇 Aus Property Professionals is one of Australia’s most sought-after buyer advocacy agencies with over 5000 purchases made on behalf of clients.

Book your discovery call here: https://www.auspropertyprofessionals....

✅ MESSAGE ME THROUGH THESE CHANNELS:

Website: 👉 https://www.auspropertyprofessionals....

Send your questions to: 👉 lloyd@auspropertyprofessionals.com.au

Follow us on Facebook: 👉 www.facebook.com/profile.php?id=61563777981416

Follow us on Instagram: 👉 www.instagram.com/lloydedge_buyersagent/

Subscribe to our YouTube Channel: 👉 @auspropprofessionals

Connect with us on LinkedIn: 👉 / lloyd-edge-b417a399

See omnystudio.com/listener for privacy information.

Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

#SydneyProperty #FirstHomeBuyer #AustralianRealEstate #PropertyInvesting #HomeLoanTips

Hosted on Acast. See acast.com/privacy for more information.

What happens when reality TV forgets real-world numbers? In this episode, Lloyd Edge breaks down The Block’s Daylesford auctions to reveal what every serious property investor can learn from the $3M listings that struggled to sell.

From overpriced reserves to risky suburb choices, Lloyd and Armando unpack how data, demand, and due diligence must always come before design. They also explore the real consequences of chasing trends, relying on tax perks, and ignoring the fundamentals that drive long-term growth.

Whether you watch The Block for entertainment or education, this episode separates the screen drama from the numbers that matter.

******

TIME STAMPS:

0:00 – Did The Block 2025 miss the mark?

0:35 – Why the Daylesford location was a risky choice

2:30 – $3M homes in an $820K suburb: where it went wrong

3:45 – How long properties sit on the market in Daylesford

5:30 – What happens when you build the wrong property for the wrong market

6:55 – Did The Block do enough market research?

8:50 – Setting the wrong reserves: why buyers walked away

10:15 – The human cost behind TV renovation dreams

13:00 – Will the unsold homes ever find buyers?

15:00 – What advice would Lloyd give Channel 9 next time?

20:00 – Why depreciation isn’t a property strategy

27:00 – Ed’s Deal: The final Daylesford property showdown

******

🚨 Australia's OFFICIAL #1 best selling property investment book of all time in Australia of the past decade, 'Positively Geared' has just been completely revised and updated: 👉 https://amzn.to/3VXfJTp

🎙️ Prefer to hear this podcast episode in it's audio format?

👉 https://open.spotify.com/episode/66xW...

🥇 Aus Property Professionals is one of Australia’s most sought-after buyer advocacy agencies with over 5000 purchases made on behalf of clients.

Book your discovery call here: https://www.auspropertyprofessionals....

✅ MESSAGE ME THROUGH THESE CHANNELS:

Website: 👉 https://www.auspropertyprofessionals....

Send your questions to: 👉 lloyd@auspropertyprofessionals.com.au

Follow us on Facebook: 👉 www.facebook.com/profile.php?id=61563777981416

Follow us on Instagram: 👉 www.instagram.com/lloydedge_buyersagent/

Subscribe to our YouTube Channel: 👉 @auspropprofessionals

Connect with us on LinkedIn: 👉 / lloyd-edge-b417a399

See omnystudio.com/listener for privacy information.

Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

#PropertyInvestment #TheBlock2025 #AustralianProperty #RealEstateInvesting #LloydEdge #PropertyMarket

Hosted on Acast. See acast.com/privacy for more information.

🎥 ABOUT THIS PODCAST:

Commercial vs Residential property, where should investors put their money? 🤔

Residential is often seen as the safer play with steady growth, while commercial can deliver higher yields but comes with bigger risks. So, which path makes more sense for your portfolio today?

In this episode of the Positively Geared Podcast, Lloyd Edge breaks down the pros and cons of each, covering lending differences, tenant risks, location importance, and why some investors choose to start with residential before stepping into commercial.

If you’ve been asking whether to chase high yields, stick with steady growth, or explore markets beyond Sydney, this discussion will help you decide with more confidence.

Enjoy!

******

TIME STAMPS

00:00 : Should investors start with residential before moving into commercial?

02:35 : How do lending rules differ between commercial and residential?

03:05 : Are long commercial leases worth the risk of extended vacancies?

05:06 : How much do location and tenant quality matter in commercial property?

06:34 : What happens if banks suddenly change their lending terms?

07:39 : How do you find and manage the right commercial tenants?

09:45 : Which is likely to perform better long-term, commercial or residential?

14:36 : Should first-time investors look beyond Sydney to get started?

16:34 : Will lifestyle-driven moves continue to fuel regional growth?

20:00 : Do long-term data trends beat chasing short-term hotspots?

20:45 : What are the top markets outside Sydney worth considering?

23:35 : Are Perth and Darwin smart buys or too dependent on mining?

******

🚨 Australia's OFFICIAL #1 best selling property investment book of all time in Australia of the past decade, 'Positively Geared' has just been completely revised and updated: 👉 https://amzn.to/3VXfJTp

✅ HOW CAN YOU REACH OUT TO LLOYD?...

🥇 Aus Property Professionals is one of Australia’s most sought-after buyer advocacy agencies with over 5000 purchases made on behalf of clients.

Book your discovery call here: https://www.auspropertyprofessionals....

✅ CONNECT WITH LLOYD & AUS PROPERTY PROFESSIONALS:

Website: 👉 https://www.auspropertyprofessionals....

Send your questions to: 👉 lloyd@auspropertyprofessionals.com.au

Follow us on Facebook: 👉 www.facebook.com/profile.php?id=61563777981416

Follow us on Instagram: 👉 www.instagram.com/lloydedge_buyersagent/

Subscribe to our YouTube Channel: 👉 @auspropprofessionals

Connect with us on LinkedIn: 👉 / lloyd-edge-b417a399

See omnystudio.com/listener for privacy information.

Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

#InvestingInAustralia #RealEstateTips #FinancialFreedom #PassiveIncome #SmartInvesting

Hosted on Acast. See acast.com/privacy for more information.

ABOUT THIS PODCAST:

Buying with a partner… smart move or risky play? 🤔

Should you consider rentvesting as a way to get ahead? And what can you really do inside an SMSF?

In this episode of the Positively Geared Podcast, Lloyd Edge unpacks some of the biggest questions investors are asking right now—from joint ventures and legal structures to duplex builds, market outlooks, and the risks of mining towns.

If you’ve been wondering whether to act now or wait another year, or how to set yourself up for sustainable growth, this episode lays out the strategies, mistakes, and lessons you need to hear.

Enjoy!

******

TIME STAMPS

00:00 : What’s your advice on buying with a partner?

01:11 : Why is housing affordability such a hot topic right now?

03:31 : If two partners build a duplex, how should profits be split fairly?

05:17 : What happens if one partner can’t meet their repayments?

05:54 : How do banks assess your exposure on JV properties?

07:33 : What must be set up before buying in an SMSF?

08:46 : What can’t you do with property inside an SMSF?

11:11 : What exactly is rentvesting and how does it work?

15:45 : Do duplex builds still stack up—or are there safer plays?

17:46 : Which markets look strongest next—Sydney, Brisbane, or Melbourne?

22:10 : Should buyers act now or wait 12 months?

24:33 : What did the Blackwater mining-town story teach about risk?

******

🚨 Australia's OFFICIAL #1 best selling property investment book of all time in Australia of the past decade, 'Positively Geared' has just been completely revised and updated: 👉 https://amzn.to/3VXfJTp

✅ HOW CAN YOU REACH OUT TO LLOYD?...

🥇 Aus Property Professionals is one of Australia’s most sought-after buyer advocacy agencies with over 5000 purchases made on behalf of clients.

Book your discovery call here: https://www.auspropertyprofessionals....

✅ CONNECT WITH LLOYD & AUS PROPERTY PROFESSIONALS:

Website: 👉 https://www.auspropertyprofessionals....

Send your questions to: 👉 lloyd@auspropertyprofessionals.com.au

Follow us on Facebook: 👉 www.facebook.com/profile.php?id=61563777981416

Follow us on Instagram: 👉 www.instagram.com/lloydedge_buyersagent/

Subscribe to our YouTube Channel: 👉 @auspropprofessionals

Connect with us on LinkedIn: 👉 / lloyd-edge-b417a399

See omnystudio.com/listener for privacy information.

Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

#PropertyInvestment #Rentvesting #AustralianRealEstate #HousingAffordability #WealthBuilding

Hosted on Acast. See acast.com/privacy for more information.