A new proposal out of Washington is putting fresh pressure on the future of Social Security- and it could impact how much some retirees receive. In this episode, Liz breaks down what’s being proposed, who it might affect, and why it’s sparking debate. While nothing is finalized, the conversation highlights a bigger issue: Social Security is likely to change. The real question is how prepared your retirement plan is if it does.

Here’s some of what we discuss in today’s show:

• A new proposal could cap Social Security benefits for higher earners
• The debate: fairness vs. earned benefits
• Only a small percentage impacted today but that could grow
• Social Security has changed before and will likely change again
• Having a backup income strategy is critical for retirement security

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When a parent passes away, emotions and finances tend to collide, especially when real estate is involved. One of the most common things that stalls families is fear of taxes, even when that fear isn’t fully understood. Today’s listener question is about an inherited home and hesitant siblings.

Here’s some of what we discuss in today’s show:

• Step-Up in Basis Explained – Why heirs typically don’t owe taxes on decades of appreciation.
• Capital Gains Timing Matters – When taxes apply after inheritance.
• Document Fair Market Value – Why getting an appraisal at date of death is critical.
• Trust vs. Direct Inheritance – How ownership structure affects reporting and decision-making.
• Step-Down in Basis (Yes, It Happens) – What changes if property values decline.
• Sibling Dynamics & Planning Ahead – Why clear instructions can prevent family gridlock.

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Retirees and pre-retirees are increasingly targeted by sophisticated scammers, with billions lost each year, especially among those 60 and older. In this episode, Liz breaks down the most common frauds hitting seniors today, from tech support and investment scams to romance schemes and social media cons, and explains how they work. You’ll also hear practical, high-impact steps to protect yourself and your family.

Here’s some of what we discuss in today’s show:

• Statistics on Identity Theft and Data Breaches: The scale of the problem
• Types of Scams Targeting Older Adults: What’s most common
• Romance Scams and Social Media Fraud: Where trust gets exploited
• Protective Measures and Action Steps: Habits that reduce risk
• Additional Security Measures and Resources: Extra layers of protection

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After a year defined by volatility, political noise, and nonstop market headlines, it’s no surprise that optimism feels hard to come by. In this episode, Liz breaks down why at least one economist believes the economic outlook for 2026 may be brighter than many expect. From consumer spending and business investment to interest rates, energy prices, and market behavior, this conversation cuts through the noise to explore what could actually drive growth- and why having a disciplined plan matters more than reacting to headlines.

Here’s some of what we discuss in today’s show:

• Why some economists are cautiously optimistic about 2026
• How tax refunds and policy changes could boost consumer spending
• What stronger corporate profits and broader market participation signal
• The role interest rate cuts may play and the risks that come with them
• How energy prices and tariffs could impact inflation and volatility

Bloomberg News Opinion Column:

https://www.fa-mag.com/news/five-reasons-to-be-optimistic-about-the-2026-economy-85324.html?section=68

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What does 2026 mean for retirees and those approaching retirement? In this episode, Liz breaks down the key financial changes that could quietly reshape your retirement plan in the year ahead. From Social Security cost-of-living adjustments and rising Medicare premiums to higher retirement contribution limits, these small shifts can have a surprisingly big impact on your cash flow, taxes, and long-term strategy.

Here’s some of what we discuss in today’s show:

• Social Security’s 2026 COLA and why it may not keep up with retiree inflation
• Medicare Part B and Medigap premium increases
• Who benefits most from the expanded senior tax deduction
• New retirement contribution limits and late-career catch-up opportunities
• Why where you save matters just as much as how much you save

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A lot happened in 2025… Big political swings, stubborn inflation, new tax rules, and even a historic government shutdown. But what actually matters for your financial life? Today, we’re breaking down the year’s biggest headlines and what they may mean for your plan moving forward.

Here’s some of what we discuss in today’s show:

• Why inflation matters more to retirees than short-term market volatility
• How interest rates and high-yield savings accounts fit into a smart cash strategy
• What recent tax legislation means for long-term tax planning
• How government shutdowns affect retirement income
• Why controlling what you can is the foundation of financial confidence

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In ​retirement ​planning, ​some ​questions ​are ​definitely ​better ​than ​others. ​A ​good ​question ​helps ​you ​reframe ​how ​you ​think ​about ​your ​money ​and ​improve ​the ​quality ​of ​your ​financial ​decisions. ​In ​our ​last ​episode, ​we ​talked ​about ​how ​to ​reframe ​five ​key ​questions ​to ​improve ​the ​quality ​of ​your ​answers ​for ​a ​better ​retirement. ​In ​today's ​episode, ​we're ​going ​to ​reframe ​another ​five ​questions.

Here’s some of what we discuss in today’s show:

• Why Social Security timing must be evaluated in the context of your entire financial strategy
• The emotional vs. mathematical considerations of paying off a mortgage before retirement
• Why avoiding market risk completely could create other risks that may hurt you more
• The pitfalls of moving everything to cash during volatility
• What you and your advisor should be reviewing regularly to stay aligned with your goals

Subscribe to Liz's YouTube Channel: Best Path Advisors - YouTube

Most retirees think they’re asking the right questions, but the most common ones are often framed in ways that lead to incomplete or misleading answers. In this episode, Liz walks through several of the top retirement questions people ask and explains how to reframe each one so the answer actually helps you make better decisions. Learn how to ask better questions so you can make smarter, more confident decisions for your retirement!

Here’s some of what we discuss in today’s show:

“How Much Do I Need?” Reframed: shifting the focus from savings totals to income needs

Long-Term Care Insurance: evaluating options instead of simply “rolling the dice”

Maximizing Returns: focusing on keeping your money, not chasing the highest return

Finding Value in Advice: looking beyond “lowest fees” to find true value

Minimizing Lifetime Taxes: why lowering this year’s bill isn’t always the smartest move

Subscribe to Liz's YouTube Channel: Best Path Advisors - YouTube