In this episode, Pastor Paul Ybarra sits down with Avery Riddoch to discuss the powerful intersection of financial literacy, mentorship, and community building in Greeley, Colorado. Avery shares how his deep roots in the baseball world—including his grandfather’s 45-year career in Major League Baseball—have shaped his approach to "coaching" his clients through their financial journeys. From helping retirees secure their dreams to guiding young professionals toward high-yield savings, Avery emphasizes that success is as much about mindset as it is about the numbers.

Key Takeaways

• The Power of Financial Education: Many people are uneducated about what to do with their money or where to put it. Avery focuses on tax diversification and preparing for future tax bracket increases rather than just traditional 401(k) strategies.
• Diversification via the "Baseball Analogy": Just as a coach shifts the outfield based on where a ball might be hit, financial portfolios should be diversified across major, mid, and low-level markets to protect against volatility.
• Mentorship and Mindset: Drawing from his experience coaching travel baseball, Avery discusses the importance of positive self-talk and building confidence. He shares a powerful story of helping a player transition from a "mental head case" to a Division 1 athlete through persistent support and accountability.
• Greeley's Growing Community: Both Paul and Avery highlight the unique, tight-knit nature of Greeley, where business, ministry, and networking groups are "popping up" and supporting one another.
• Taking Action Now: Avery encourages anyone feeling "stuck" to stop looking at the past and take a step forward today, noting that "the only one that could change your life is you".

About the Guest: Avery Riddoch

Avery Riddoch is a financial professional with New York Life, a company with over 175 years of history. He specializes in a wide scope of financial planning, including retirement strategies for older clients and high-yield savings and financial foundations for younger generations. A Greeley native, Avery is also a dedicated baseball coach who uses sports to teach life lessons in resilience and discipline.

Connect with Avery

Avery is always looking to connect with new people and provide financial education to the community. You can reach out to him directly through the following channels:

• Phone: 303-889-9922 (Avery notes that working with him is as easy as his phone number!).
• Website: NewYorkLife.com.
• LinkedIn: Find him on LinkedIn to stay connected with his latest insights and networking opportunities.

Resources Mentioned

• Link Library: The recording space for this episode.
• Joshua Valdez: Contact for podcasting, headshots, and creative services.