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  • START HERE: Super Insurance Premiums Are Rising! Should You Cancel, Switch or Stay?

    START HERE: Super Insurance Premiums Are Rising! Should You Cancel, Switch or Stay?
    2026/06/04

    Insurance inside superannuation is one of the most misunderstood — and often overlooked — parts of your financial plan.

    In this Start Here episode of SugarMamma’s Fireplay, I answer a powerful listener question from Cat, who is facing a 35% increase in her insurance premiums inside her super fund.

    Feeling overwhelmed, she’s wondering:

    • Should she switch super funds?
    • Should she cancel her insurance?
    • Or is there a smarter way to manage these rising costs?

    If you’ve ever questioned whether your insurance is worth it — or worried about how it’s impacting your super balance — this episode will give you the clarity and confidence to move forward.

    🎯 What This Episode Covers

    ✔️ Why insurance premiums inside super are rising
    ✔️ How to assess what you’re actually paying for (and if it’s worth it)
    ✔️ The hidden impact of insurance premiums on your long-term super balance
    ✔️ Why many Australians are underinsured — and the risks of cancelling cover too soon
    ✔️ How to adjust your insurance (without making costly mistakes)
    ✔️ The pros and cons of switching super funds for cheaper premiums
    ✔️ What you must do before cancelling or replacing any insurance policy
    ✔️ The concept of self-insuring over time — and how to build towards it
    ✔️ When to seek personal advice from a licensed financial planner

    💡 Key Takeaways

    • Insurance is not just a cost — it’s protection for your income, family and future
    • Premium increases are frustrating, but knee-jerk decisions can be costly
    • Understanding your policy features can reveal opportunities to reduce premiums
    • Insurance inside super is convenient — but it can erode long-term compounding if left unchecked
    • As your wealth grows, your reliance on insurance can gradually reduce
    • The goal is not to cancel cover — but to refine it over time

    ⚠️ Important Reminder

    This episode is general advice only and does not take into account your personal circumstances.

    Before making any decisions about your insurance or superannuation, consider speaking with a licensed financial planner who can provide tailored advice.

    🌿 Signature Reflection

    “Financial confidence doesn’t come from reacting quickly… it comes from understanding your options and choosing wisely.”

    📩 Have a Question?

    If you’d like your question answered in a future Start Here episode, you can send me a DM or email — completely confidential. canna@sugarmamma.tv

    superannuation insurance Australia, life insurance inside super, TPD insurance super, income protection insurance Australia, rising insurance premiums, superannuation strategy, financial planning Australia, reduce insurance premiums, self-insuring strategy, passive income and financial independence, how much insurance do I need Australia

    See omnystudio.com/listener for privacy information.
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    19 分
  • Rent vs Buy: The Wealth Manager's Strategy That Could Make You Wealthier?

    Rent vs Buy: The Wealth Manager's Strategy That Could Make You Wealthier?
    2026/05/31
    Hello and welcome back to SugarMamma’s Fireplay 🔥 This episode is one that may challenge everything you’ve been taught about money, property, and what it really means to build wealth. Because for many Australians, buying your home is seen as the ultimate financial milestone — a symbol of success, security, and stability. But what if that belief isn’t always the best financial move? In this episode, I sit down with Sydney-based wealth manager Mark Welsh, who has made the conscious decision to rent — despite having the financial capacity to buy property. Find Mark here: https://epgwealth.com.au/about-team/ Together, we explore: Whether home ownership is truly a wealth-building strategy… or a lifestyle choiceWhen renting and investing can outperform buyingThe concept of rentvesting and how it works in real lifeThe discipline required to make a rent-and-invest strategy successfulThe risks and realities of long-term rentingWho this strategy is best suited for (and who should avoid it)How to decide what’s right for your own financial journey This is not about saying one path is right or wrong. It’s about understanding your options, your behaviour, and your long-term goals — so you can make confident, informed decisions about your money. Whether you’re a homeowner, aspiring buyer, or currently renting, this conversation will give you a fresh perspective on what building wealth can actually look like. ⚠️ Important Disclaimer:This episode is general information only and does not take into account your personal financial situation, needs or objectives. Please seek professional advice before making financial decisions. 💡 Key Takeaway:Wealth is not built by following the crowd — it’s built by understanding your strategy and staying consistent. 🎧 Loved this episode?Make sure you’re following SugarMamma’s Fireplay and share it with someone who is currently navigating the rent vs buy decision. 💡 Work With Me Want more support on your financial journey? Here’s how we can work together: The SugarMamma Budget & Cashflow AcademySick of living paycheque to paycheque or feeling overwhelmed by your money?This course includes aone-on-one appointment with me so I can personally help you.👉 Enrol here Money Mindset & Manifestation MentorshipJoin my program for ongoing support, clarity, and motivation around the way to show up and work on your financial goals and dreams, including attracting the life that you want. Get started here. 📚 My Books If you’re ready to deepen your financial knowledge, check out my books: Best Seller:The $1000 Project**Mindful Money](https://amzn.to/3RV0poc)Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here (These are Amazon affiliate links to my own books.) 🌟 Stay Connected & Inspired Instagram:@SugarMammaTV — money, budgeting, cashflow & motivationInstagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhoodSubstack Quiet Wealth: https://substack.com/@sugarmammaquietwealthKeynote speaking book via canna@sugarmamma.tvTikTok:@SugarMammaTVYouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views!Website:SugarMammaTV.comDon’t forget my other podcast:How Do They Afford That? 👉 Listen here ⚖️ General Advice Warning While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always: Do your own research.Weigh up the pros, cons, fees, caps, taxes, and risks.Seek professional advice before making financial decisions. 📜 Financial Planning License Details The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate. Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589). See omnystudio.com/listener for privacy information.
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    32 分
  • START HERE: Should We Sell an Investment Property to Keep Our Home?

    START HERE: Should We Sell an Investment Property to Keep Our Home?
    2026/05/28
    With the rising cost of living placing pressure on households, many families are being forced to make incredibly difficult financial decisions. In this episode of Start Here, Canna responds to a listener who is considering selling an inherited investment property to relieve financial stress and stay afloat. This is a complex situation involving cashflow pressure, tax implications, lending structures, long-term wealth, and emotional considerations — particularly when the asset belongs to one partner. This episode unpacks the key things to understand before making a decision, and the conversations that need to happen to protect both short-term stability and long-term financial security. 🔑 KEY TOPICS COVERED The reality of cost of living pressure on Australian householdsWhen selling an asset can provide short-term financial reliefUnderstanding cashflow vs wealth buildingThe importance of seeking professional advice before sellingCapital gains tax implications on inherited propertyHow ownership history impacts tax obligationsWhy your lending structure and bank approval mattersThe risks of cross-collateralisationProtecting a partner’s financial independence and long-term wealthThe emotional weight of selling an inherited family assetThe importance of having a plan to replace lost assetsStrategies to rebuild wealth: Superannuation contributionsLong-term investingDebt recycling (under guidance) Exploring alternative options before sellingBalancing family goals vs financial sustainability ⚠️ IMPORTANT CONSIDERATIONS Selling an asset is often irreversibleTax obligations and selling expenses an significantly reduce net proceedsShort-term relief can create long-term financial gapsBoth partners must feel heard, respected, and protectedDecisions should be made with full financial clarity — not pressure 🧠 KEY LESSONS Cashflow problems require immediate attention, but not rushed decisionsAlways understand the true net outcome after tax and costsProtecting both partners’ financial futures is essentialWealth-building assets should not be sold without a clear replacement strategyFinancial decisions are rarely just about money — they involve values, emotions, and relationships ✅ NEXT STEPS Before making any decisions: Speak to an accountant→ Understand capital gains tax and net sale proceedsSpeak to your mortgage broker or lender→ Confirm loan structure and implications of sellingConsider speaking to a licensed financial planner→ Explore strategies to rebuild wealth and protect long-term goalsHave an open and honest conversation as a couple→ Align on short-term needs vs long-term vision 💬 QUOTABLE MOMENTS “Just because something solves a short-term problem doesn’t mean it’s the right long-term decision.”“Cashflow keeps you afloat — but assets build your future.”“The goal isn’t just to survive today, but to protect your tomorrow.”“Sometimes the hardest financial decisions aren’t about numbers — they’re about values and trade-offs.” 💡 Work With Me Want more support on your financial journey? Here’s how we can work together: The SugarMamma Budget & Cashflow AcademySick of living paycheque to paycheque or feeling overwhelmed by your money?This course includes aone-on-one appointment with me so I can personally help you.👉 Enrol here Money Mindset & Manifestation MentorshipJoin my program for ongoing support, clarity, and motivation around the way to show up and work on your financial goals and dreams, including attracting the life that you want. Get started here. 📚 My Books If you’re ready to deepen your financial knowledge, check out my books: Best Seller:The $1000 Project**Mindful Money](https://amzn.to/3RV0poc)Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here (These are Amazon affiliate links to my own books.) 🌟 Stay Connected & Inspired Instagram:@SugarMammaTV — money, budgeting, cashflow & motivationInstagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhoodSubstack Quiet Wealth: https://substack.com/@sugarmammaquietwealthKeynote speaking book via canna@sugarmamma.tvTikTok:@SugarMammaTVYouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views!Website:SugarMammaTV.comDon’t forget my other podcast:How Do They Afford That? 👉 Listen here ⚖️ General Advice Warning While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always: Do your own research.Weigh up the pros, cons, fees, caps, taxes, and risks.Seek professional advice before making financial decisions. 📜 Financial Planning License Details The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate. Canna Campbell is an ...
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    25 分
  • The $10,000 Super Strategy That Could Change Everything

    The $10,000 Super Strategy That Could Change Everything
    2026/05/24
    What if one financial decision today could be worth over $1 million in your future? In this episode of SugarMamma’s Fireplay, Canna Campbell breaks down the powerful long-term impact of contributing $10,000 into your superannuation — and more importantly, what happens when you repeat that decision consistently over time. But this isn’t just about having $10,000. This episode is about: understanding the power of compoundinglearning how to engage with your superand recognising the moment when you’re ready to take action Using simple projections and real-life scenarios, Canna shows how small, intentional contributions can grow into hundreds of thousands — even over a million dollars. 💡 What You’ll Learn How a $10,000 one-off contribution can grow to ~$106,000 over timeWhy contributing $10,000 per year could grow to ~$1.4 millionThe difference between after-tax (non-concessional) and before-tax (concessional) contributionsHow time and consistency drive exponential growthWhy engaging with your super is like “turning on the engine” of your wealthThe impact of starting in your 30s vs 40s vs 50sHow to start small — even with $10 per weekWhen prioritising super may not be the right move (yet) 🔍 Key Takeaways Superannuation is one of the most powerful long-term wealth-building tools availableIt’s not about the amount — it’s about starting and staying consistentThe earlier you begin, the more time your money has to compoundOne small decision can shift your entire financial trajectoryEngaging with your super creates awareness, confidence, and momentum ⚙️ Understanding Super Contributions Non-concessional (after-tax) contributions: Made from money you’ve already paid tax onNot taxed when entering superCapped at $120,000 per year Concessional (before-tax) contributions: Includes employer super + salary sacrificeTaxed at 15% on entryCapped at $30,000 per year 🚀 Advanced Strategies Mentioned Bring-Forward Rule: Contribute up to $360,000 in one go (if eligible)Useful for large lump sums or accelerating your super Carry-Forward (Catch-Up) Rule: Use unused concessional caps from up to 5 previous yearsIdeal for boosting super later in life 🧠 The “Super Engine” Analogy Think of your super like the engine in your car: You know it’s there… but most people don’t look at it“Popping the bonnet” = logging into your account“Turning it on” = making your first contributionChecking oil, fluids, temperature = reviewing: investmentsfeesinsurance 👉 Once the engine is running… you start maintaining and optimising it 📊 Important Assumptions All projections in this episode are based on: ~7% p.a. long-term returnStarting balance of $0 (for simplicity)No changes to income or contribution levels 👉 In real life, results may vary and can often be higher due to: employer contributionswage growthexisting balances ⚠️ When This Strategy May Not Be Right (Yet) You may need to prioritise: Emergency savingsPaying off high-interest debtStabilising your cashflow 👉 But understanding this strategy now means you’ll be ready to act when the time is right 💬 Final Thought Wealth isn’t built in one big moment. It’s built through small, consistent decisions over time. And the most powerful thing you can do… 👉 is start. 💡 Work With Me Want more support on your financial journey? Here’s how we can work together: The SugarMamma Budget & Cashflow AcademySick of living paycheque to paycheque or feeling overwhelmed by your money?This course includes aone-on-one appointment with me so I can personally help you.👉 Enrol here Money Mindset & Manifestation MentorshipJoin my program for ongoing support, clarity, and motivation around the way to show up and work on your financial goals and dreams, including attracting the life that you want. Get started here. 📚 My Books If you’re ready to deepen your financial knowledge, check out my books: Best Seller:The $1000 Project**Mindful Money](https://amzn.to/3RV0poc)Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here (These are Amazon affiliate links to my own books.) 🌟 Stay Connected & Inspired Instagram:@SugarMammaTV — money, budgeting, cashflow & motivationInstagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhoodSubstack Quiet Wealth: https://substack.com/@sugarmammaquietwealthKeynote speaking book via canna@sugarmamma.tvTikTok:@SugarMammaTVYouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views!Website:SugarMammaTV.comDon’t forget my other podcast:How Do They Afford That? 👉 Listen here ⚖️ General Advice Warning While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always: Do your own research.Weigh up the pros, cons, fees, caps, taxes, and risks.Seek professional advice before making financial decisions. 📜 Financial Planning License ...
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    14 分
  • START HERE: How Much Super Do You Need To Retire On $100K p.a.?

    START HERE: How Much Super Do You Need To Retire On $100K p.a.?
    2026/05/21
    How much superannuation do you actually need to retire comfortably? In this Start Here episode, Canna answers a listener question from a 39-year-old who wants to retire at age 60 with an income of $100,000 per year. But here’s the catch… That $100,000 is in today’s dollars — which means in 20+ years, it could require closer to $180,000+ per year due to inflation. This episode breaks down the reality behind retirement numbers — and why so many people underestimate what they truly need. 💡 What You’ll Learn ✔ Why $100,000 today is not $100,000 in the future✔ How inflation quietly increases your retirement income needs✔ How to estimate your true retirement income target✔ The rough super balance required to fund a $100K lifestyle✔ Why $2.5 million may not be enough (depending on assumptions)✔ The importance of understanding your own lifestyle costs✔ How long your retirement savings may need to last (longevity risk)✔ The role of superannuation as an income stream (not just a balance)✔ Why reviewing your super investment strategy is critical✔ The importance of tracking your current living expenses✔ Why relying on “average retirement figures” can be misleading 🧠 Key Insight Retirement planning isn’t about chasing a number. It’s about understanding: how much you need to livehow long you need it to lastand how your money will behave over time Because a comfortable retirement is built on clarity — not assumptions. 📊 Important Considerations Covered Inflation-adjusted income planningSequence of returns riskInvestment allocation inside superLongevity planning (age 85–95+)Potential Age Pension supportThe importance of regular reviews ⚠️ Important Reminder This episode is general financial education only and does not take into account your personal circumstances. Before making decisions about your retirement, please seek advice from a licensed financial planner. 💡 Work With Me Want more support on your financial journey? Here’s how we can work together: The SugarMamma Budget & Cashflow AcademySick of living paycheque to paycheque or feeling overwhelmed by your money?This course includes aone-on-one appointment with me so I can personally help you.👉 Enrol here Money Mindset & Manifestation MentorshipJoin my program for ongoing support, clarity, and motivation around the way to show up and work on your financial goals and dreams, including attracting the life that you want. Get started here. 📚 My Books If you’re ready to deepen your financial knowledge, check out my books: Best Seller:The $1000 Project**Mindful Money](https://amzn.to/3RV0poc)Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here (These are Amazon affiliate links to my own books.) 🌟 Stay Connected & Inspired Instagram:@SugarMammaTV — money, budgeting, cashflow & motivationInstagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhoodSubstack Quiet Wealth: https://substack.com/@sugarmammaquietwealthKeynote speaking book via canna@sugarmamma.tvTikTok:@SugarMammaTVYouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views!Website:SugarMammaTV.comDon’t forget my other podcast:How Do They Afford That? 👉 Listen here ⚖️ General Advice Warning While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always: Do your own research.Weigh up the pros, cons, fees, caps, taxes, and risks.Seek professional advice before making financial decisions. 📜 Financial Planning License Details The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate. Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589). how much super to retire Australiaretire on 100k per yearsuperannuation retirement calculatorretirement income planning Australiahow much money do I need to retireinflation and retirement planningpassive income retirementfinancial independence AustraliaSee omnystudio.com/listener for privacy information.
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    17 分
  • The Shift That Changed How I Build Wealth (And Why I’m Choosing Quiet Wealth

    The Shift That Changed How I Build Wealth (And Why I’m Choosing Quiet Wealth
    2026/05/17

    The Shift That Changed How I Build Wealth (And Why I’m Choosing Quiet Wealth

    For a long time, I felt like something was missing from the way we talk about money.

    Not the strategies.

    Not the numbers.

    But the feeling.

    In this episode, I’m sharing a more personal reflection on what I’ve come to understand about wealth — beyond what it looks like on the outside.

    I talk about:

    • why I started to feel disconnected from the traditional conversations around money
    • what “Quiet Wealth” really means to me
    • the difference between building wealth from pressure vs alignment
    • and how shifting my mindset has changed the way I approach money, decisions and my future

    This isn’t about doing less.

    And it’s not about avoiding success.

    It’s about building wealth in a way that feels calm, grounded and sustainable.

    If you’ve ever felt overwhelmed, rushed or disconnected from your financial journey… this episode is for you.

    ✨ Join me on Substack - HERE Quiet Wealth

    I’ve created a quieter space where I share deeper reflections on money, mindset and wealth — beyond social media.

    I write every Friday morning.

    👉 Join me here: [insert link]

    🎧 If this episode resonated:

    • Share it with someone who might need to hear it
    • Tag me on Instagram so I can see your thoughts
    • And don’t forget to subscribe to the podcast

    See omnystudio.com/listener for privacy information.
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    8 分
  • The Budget That Could Change How Australians Build Wealth & Financial Independence & Stability

    The Budget That Could Change How Australians Build Wealth & Financial Independence & Stability
    2026/05/14
    The Budget That Could Change How Australians Build Wealth, Financial Independence & Stability In this episode of SugarMamma’s Fireplay, Canna shares her honest thoughts and concerns around the proposed Federal Budget changes to Capital Gains Tax and negative gearing — and what she believes these changes may mean for everyday Australians trying to build wealth, financial independence and long-term security. This is not a political episode. Instead, this is a calm and thoughtful conversation around: investor psychology,behavioural change,financial confidence,property investing,long-term wealth creation,and how Australians may need to adapt moving forward. Canna breaks down: what Capital Gains Tax actually is,how the current 50% CGT discount works,the proposed move toward a new minimum 30% CGT framework,how negative gearing currently works,and how the proposed rules may impact future property investors. She also shares: why she believes many investors may hold onto assets much longer,concerns around a potential “lock in” effect,why investor turnover may fall,how this may impact the property market,why some Australians may emotionally disengage from investing altogether,and why diversification beyond the family home may become more important than ever. Canna also openly shares how she and Tom are personally reviewing their own investment strategy in light of the proposed changes — including: reassessing their negatively geared property,prioritising mortgage reduction,focusing more heavily on shares and passive income,and becoming more strategic around superannuation contributions. Most importantly, this episode is a reminder that: governments change,policies change,tax systems change… …but our responsibility to build our own financial wellbeing never changes. This episode is designed to empower Australians to stay informed, stay engaged and continue building long-term financial security — even during uncertain times. Topics Covered Federal Budget 2026Capital Gains Tax explainedProposed CGT changesNegative gearing explainedGrandfathering rulesProperty investing in AustraliaInvestor psychologyWealth creation strategiesPassive income investingDividend investingFinancial independenceSuperannuation strategiesLong-term investingFIRE movement AustraliaCost of living pressuresAustralian property marketInvestor behaviourBuilding wealth in uncertain times Important Disclaimer This podcast episode contains general information and commentary only and does not constitute financial, tax or legal advice. Proposed budget measures discussed in this episode may change and may not yet be legislated. Please seek professional advice before making financial decisions. 💡 Work With Me Want more support on your financial journey? Here’s how we can work together: The SugarMamma Budget & Cashflow AcademySick of living paycheque to paycheque or feeling overwhelmed by your money?This course includes aone-on-one appointment with me so I can personally help you.👉 Enrol here Money Mindset & Manifestation MentorshipJoin my program for ongoing support, clarity, and motivation around the way to show up and work on your financial goals and dreams, including attracting the life that you want. Get started here. 📚 My Books If you’re ready to deepen your financial knowledge, check out my books: Best Seller:The $1000 Project**Mindful Money](https://amzn.to/3RV0poc)Motivated Money by Peter Thornhill(a huge inspiration for me): Read it here (These are Amazon affiliate links to my own books.) 🌟 Stay Connected & Inspired Instagram:@SugarMammaTV — money, budgeting, cashflow & motivationInstagram:@CannaCampbellofficial — lifestyle, capsule wardrobe fashion, motherhoodSubstack Quiet Wealth: https://substack.com/@sugarmammaquietwealthKeynote speaking book via canna@sugarmamma.tvTikTok:@SugarMammaTVYouTube:SugarMammaTV — over 500 bite-sized videos with more than 12 million views!Website:SugarMammaTV.comDon’t forget my other podcast:How Do They Afford That? 👉 Listen here ⚖️ General Advice Warning While we discuss financial topics, everything shared here is general information only — never personal, product, or investment advice. Always: Do your own research.Weigh up the pros, cons, fees, caps, taxes, and risks.Seek professional advice before making financial decisions. 📜 Financial Planning License Details The information in this podcast does not take into account your personal circumstances, goals, or needs. Always read relevant Product Disclosure Statements before acquiring any financial product, and seek independent financial advice where appropriate. Canna Campbell is an Authorised Representative and Financial Adviser of Links Licensee Services Pty Ltd (AFSL No. 700012 | ABN 97 678 975 589). #SugarMammasFireplay #FederalBudget #AustralianProperty #PassiveIncome #FinancialFreedom #Investing #NegativeGearing #CapitalGainsTax #FinancialIndependence #DividendInvesting #MoneyMindset #...
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    27 分
  • Protein, Creatine & Powders: How to Spend Wisely on Your Health - Including Peri-Menopause

    Protein, Creatine & Powders: How to Spend Wisely on Your Health - Including Peri-Menopause
    2026/05/10

    Right now, the wellness industry is louder than ever.

    Protein powders, greens blends, creatine, collagen, gut health supplements…

    Everywhere you turn, there’s a new product promising better energy, improved health, and longevity.

    But with so many options—many of them expensive and subscription-based—it’s easy to feel overwhelmed… and even easier to overspend.

    In this episode of SugarMamma’s Fireplay, I sit down with Susie Burrell to cut through the noise.

    Together, we explore what’s actually worth it when it comes to supplements—and what might simply be clever marketing.

    We also dive into the unique challenges women face during peri-menopause, and how to support your body during this stage without falling into the trap of buying everything.

    This episode is your reminder that building your health doesn’t have to come at the cost of your financial wellbeing.

    For 10% off any of the Designed By Dieticians range, the discount code is CANNA10 (not an affiliate link) and you can see the range here: https://designedbydietitians.com

    My favourites are the tropical creatine - which I have in the mid morning to help my focus. The whey protein powder which I have in my Greek yogurt and home made smoothies and their new hydration powder.

    Back to the podcast notes:

    🎧 What We Cover

    • Why supplements and powders have become so popular

    • Whether most people actually need supplements

    • The truth about protein powders—who they’re for and what to look for

    • Creatine explained (especially for women)

    • Greens powders, collagen and “superfood” blends—worth it or not?

    • How to spot the difference between evidence-based products and clever marketing

    • The biggest mistakes people make when spending money on their health

    • The risks of subscription-based supplement habits

    • How to approach supplements in a balanced and intentional way

    • Peri-menopause: what’s happening in the body and common nutritional challenges

    • What to prioritise if you’re on a tight budget

    • Whether it’s smarter to seek professional advice or testing before buying supplements

    • The foundational habits to focus on before spending money on products

    💡 Key Takeaway

    You don’t need to spend hundreds of dollars a month to be healthy.

    The foundations will always come first:

    real food, consistency, movement, sleep and hydration.

    Supplements can play a role—but only when they are used intentionally, not reactively.

    This is about spending wisely, not spending more.

    🤍 Connect with Susie

    If you’d like to learn more from Susie Burrell, you can connect with her here:

    • Instagram: @susie_burrell

    • Website: https://designedbydietitians.com

    Susie also has her own range of nutritional products through Designed By Dietitians, which are created with a focus on evidence-based nutrition and practical everyday use.

    As always, this episode is about education—so you can make informed decisions that feel right for your body and your finances.

    🎙️ Share the Episode

    If you found this episode helpful, please share it with a friend, a sister, or someone who might be feeling overwhelmed by all the wellness advice online.

    Because this is a conversation more women need to be having.

    ⚠️ Disclaimer

    This podcast is for general educational purposes only and does not constitute personal financial or medical advice. Please seek appropriate professional advice tailored to your individual circumstances.

    See omnystudio.com/listener for privacy information.
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    33 分