Only 2% of Americans have both pensions and $1 million or more saved for retirement. If that is you, welcome to the 2% Club! This book was written for you. It's dedicated to all the American heroes who've lived a life of service, and the blue-collar professionals who've worked hard and saved diligently for decades. In this book, you'll learn how to:

- Simplify and optimize your retirement with the "5 Pillars of Pension Planning"
- Enjoy the full value of your pension (it may be more valuable than you think)
- Decrease your tax bill through strategic Roth conversions and smart withdrawal planning
- Plan for pension options such as lump sum options and survivorship options
- Optimize Social Security and protect your wealth from Medicare premium increases
- Enjoy your retirement and spend more money (many in the 2% Club struggle with spending money)
- Create a legacy that benefits your family and favorite charities

Having a pension puts you in a rare financial position that requires advanced planning. This book will help you become a better steward of what you worked so hard to build. You've already done the heavy lifting. Now is your time to retire with peace, purpose, and a plan.

🎥 Subscribe to our YouTube channel: https://bit.ly/430T9Lv

📚Get a FREE copy of Joe's book "2% Club":
https://keap.page/bsd964/2-percent-toolkit-podcast.html

🟥 Read our latest article featured in Kiplinger: https://www.kiplinger.com/taxes/tax-planning/reducing-lifetime-taxes-for-retirees-in-two-percent-club

📞 Schedule a call with our team: https://peakretirementplanning.com/schedule-a-meeting/

Timestamps:

(00:00) – The 2% Club
(00:13) – Introduction: What Is the 2% Club?
(01:41) – Chapter 1: The 2% Club Are "Midwestern Millionaires"
(05:13) – Chapter 2: Having a Pension and Being in the 2% Club
(11:19) – Chapter 3: Tax Planning
(38:18) – Chapter 4: Investment Planning
(51:20) – Chapter 5: Income Planning
(01:07:12) – Chapter 6: Pension Options
(01:31:09) – Chapter 7: Healthcare Planning
(01:37:12) – Chapter 8: Estate Planning
(01:43:05) – Chapter 9: Purpose Planning
(01:52:31) – Conclusion
(01:55:47) – A Team to Serve You in Retirement
(02:00:02) – Thank You For Listening