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  • 04.08.26 Booking Rules Of Travel / Cell Phone Bans

    04.08.26 Booking Rules Of Travel / Cell Phone Bans
    2026/04/08
    Today - if you’ve been planning summer travel, you may have sticker shock from hotel & airfare costs. Travel inflation is real, so it pays to know Clark’s "Golden Rules" for booking to ensure you don't overpay. Also, Clark discusses the growing movement to ban cell phones in schools, restaurants, and concert venues. Some businesses and artists are jumping on the cell phone BAN-wagon. Flight & Hotel Booking: Segment 1 Ask Clark: Segment 2 Cell Phone Bans: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Follow Clark Howard's #1 Rule To Travel Cheap Hopper | Book Hotels, Flights, Car Rentals & More How To Pack a Carry-On the Right Way - Clark Howard Protect Your Identity Archives - Clark Howard Why You Need To Lock Your Brokerage Account Today How To Find and Choose a Financial Advisor Which Documents Should You Keep and for How Long? Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices
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    32 分
  • 04.07.26 Ask An Advisor With Wes Moss

    04.07.26 Ask An Advisor With Wes Moss
    2026/04/07
    Young Investors Are Taking Big Risks & Costly Pension Mistake Are you feeling financially behind? You aren’t alone. Wes Moss reveals that a staggering 73% of Americans feel like they are losing the financial race — and why the "solution" many are turning to is actually a dangerous trap. Wes explains how to leverage your greatest asset to build real, lasting wealth through patient accumulation. Also, Wes tackles the "Pot of Gold" syndrome that haunts retirees. A study from MetLife shows that one in five Americans who receive a pension lump sum run out of that money in an average of just four years. Learn how to protect your future by turning a one-time lump sum into a permanent stream of financial freedom. Mentioned on the show: How To Turn Part of Your Nest Egg Into a Pension Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the April 7, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes. Let us know what you think in the comments! Learn more about Wes: BOOKS BY WES MOSS Wes Moss, CFP® Wes Moss - Clark.com Learn more about your ad choices. Visit megaphone.fm/adchoices
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    40 分
  • 04.06.26 How To Invest for $0 / AI in Healthcare

    04.06.26 How To Invest for $0 / AI in Healthcare
    2026/04/06
    Investing has never been cheaper - or more expensive - depending on where you choose to grow your money. What to know to be a Clark Smart investor. Also - Should you use ChatGPT Health? While AI is revolutionizing medical research and helping patients find specialized care - this all comes with a warning. Investing Expenses: Segment 1 Ask Clark: Segment 2 AI & Health Monitoring : Segment 3 Ask Clark: Segment 4 Mentioned on the show: Best Investment Companies for Investors in 2026 - Clark Howard What Fee Percentage Is Too High for Your Investments? What Brokerage Do You Recommend for First-Time Investors or Kids? Barrons: Commission-Free Annuities Are on the March. When They Make Sense. How To Find and Choose a Financial Advisor How To Roll Over U.S. Savings Bonds Into a 529 Plan Best Term Life Insurance Companies, Plans & Coverage AMEX - What is Send & Split? WPost- I let ChatGPT analyze a decade of my Apple Watch data. Then I called my doctor. Kardia Mobile EKG Monitor The Cheapest Grocery Stores - Clark Howard Best 529 College Savings Plans By State Where Should I Set Up My Health Savings Account (HSA)? Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices
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    32 分
  • 04.03.26 Clark Answers His Critics on Clark Stinks / Protect Your Phone & Accounts

    04.03.26 Clark Answers His Critics on Clark Stinks / Protect Your Phone & Accounts
    2026/04/03
    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - security risks keep morphing via phone and/or account takeover attempts. Clark covers a specific threat targeting iPhone users and the simple fix, plus - the next generation of online security – Passkeys. Clark Stinks: Segments 1 & 2 Prevent Hackers: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Buy Now, Pay Later: A Helpful Tool or a Debt Trap? - Clark Howard Roth IRA Withdrawal Rules What Is a Credit Union? - Clark Howard Why Clark Howard Thinks You Need a Digital Passport Best Free Password Managers: 10 Top Picks - Clark Howard New Ways to Keep Your Online Accounts Safe Military and Veterans Guide: Free Resources for Your Finances Charitable Contributions Deduction: What It Is and How It Works Understanding Donor-Advised Funds: Pros and Cons Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices
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    32 分
  • 04.01.26 Adjustable Rate Mortgages - A Waning / High Deductible Health Plans

    04.01.26 Adjustable Rate Mortgages - A Waning / High Deductible Health Plans
    2026/04/01
    Adjustable-rate mortgages (ARMs) are booming again, but Clark has a major warning: this "oldie but baddy" could be a financial time bomb. Clark breaks down why banks are pushing ARMs, who they actually work for (a narrow group indeed), and the "reset" risk that could cost you your home. Also, health insurance has become insanely expensive. Many Americans are skipping meals just to pay for healthcare. Clark discusses why catastrophic-only plans are a dangerous gamble and identifies the real culprit behind our skyrocketing medical bills. Danger: Adjustable Rate Mortgages: Segment 1 Ask Clark: Segment 2 High Deductible Health Plans: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Adjustable-Rate Mortgages Are Popular Again – Here’s Why You Need To Be Careful NYTimes: A Third of Americans Have Cut Spending or Borrowed Money for Health Care NYTimes: New A.C.A. Plans Could Increase Family Deductibles to $31,000 What Is an HSA Account and How Does It Work? - Clark Howard How to Deal With Medical Debt - Clark Howard Will Mark Cuban's Prescription Company Really Save You Money? 10 Ways To Save on Prescription Drugs - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices
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    26 分
  • 03.31.26 Ask An Advisor With Wes Moss

    03.31.26 Ask An Advisor With Wes Moss
    2026/03/31
    The Hack That Turns Trump Accounts Into $3M Nest Eggs & Retire Sooner Method vs. FIRE Wes Moss breaks down a powerful financial "hack" involving the new Trump Accounts that could change the trajectory of your family’s wealth forever. By shifting the conversation to a "Year 0" savings plan, parents and grandparents can use these accounts to kickstart a child's financial life from the day they are born. It’s a dramatic shift in how we think about retirement, proving that the one thing we can truly control is the amount of time we allow our money to grow. Also, Wes tackles the growing divide between the "Retire Sooner" method and the popular FIRE (Financial Independence, Retire Early) movement, which over half of Gen Z now claims to follow. While the FIRE movement often requires hyper-lean budgeting, high savings percentages, and extreme deprivation to retire by 40, Wes argues for a more realistic and sustainable approach. Plus, Mallory shares your #AskWes questions and Wes gives his take. All this and more on the March 31, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. Note: Christa will be back on Ask an Advisor next week! We hope you enjoy our weekly Ask An Advisor episodes. Let us know what you think in the comments! Learn more about Wes: BOOKS BY WES MOSS Wes Moss, CFP® Wes Moss - Clark.com Learn more about your ad choices. Visit megaphone.fm/adchoices
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    37 分
  • 03.30.26 The Credit Bureaus: Errors & Apathy / Sticker Shock: New Smart Phones

    03.30.26 The Credit Bureaus: Errors & Apathy / Sticker Shock: New Smart Phones
    2026/03/30
    It’s always been important to monitor your credit reports, and now - more so. The number of inaccuracy complaints is up dramatically, and such mistakes can impede your ability to buy a home, get a car, or even land a job. Clark shares the latest research on how the bureaus are responding (or not) and offers direction for dealing with credit report errors. Also - Pressures in the chip industry have led to shortages and higher costs for smart phones. Should you upgrade now or wait? Credit Bureau Errors: Segment 1 Ask Clark: Segment 2 The Price Of New Cell Phones: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Experian and TransUnion Are Leaving More Mistakes on Credit Reports — ProPublica Why You Need To Check Your Credit Report Today - Clark Howard What Is a Good Credit Score? - Clark Howard Clark Deals: Cell Phones & Smartphones Archives 5 Tax Scams You Need To Watch Out for in 2026 - Clark Howard What's the Best Savings Account for a Teenager? - Clark Howard What Brokerage Do You Recommend for First-Time Investors or Kids? Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices
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    29 分
  • 03.27.26 Clark Answers His Critics on Clark Stinks / Avoid Two Costly 401(k) Mistakes

    03.27.26 Clark Answers His Critics on Clark Stinks / Avoid Two Costly 401(k) Mistakes
    2026/03/27
    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - the American 401(k) is a tale of two economies. While the average balance grew by a staggering amount in 2025, more workers than ever are "raiding" their accounts to cover short-term needs. Our “Man From Roth” explains the best approach for maximizing your retirement investments, while minimizing future taxation. Clark Stinks: Segments 1 & 2 401(k) Guidance: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Deals - Today's Best Deals of the Day 5 Best Grocery Delivery Services - Clark Howard My 7 Rules for Using Credit Cards - Clark Howard Best Place To Sell Your Gold What You Need To Know About the Fidelity Cash Management Account 5 Money Tips To Know Before You Travel Abroad - Clark Howard 10 Common Job Search Scams - Clark Howard How to Get a Mortgage in 8 Steps - Clark Howard Why Clark Howard Is Obsessed With Roth for Retirement Savings What the Credit Card Companies Don't Want You To Know Automatic Bill Pay: How It Works and How To Do It Safely Clark.com resources: Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices
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    33 分