You make good money… so why doesn’t it feel like it?

In this episode, Kristin unpacks the psychology behind money anxiety in high-earning medical professionals—why smart PAs, NPs, PharmDs, and physicians still avoid investing, overspend from burnout, or hoard cash “just in case.” You’ll start spotting the hidden money scripts you learned early, how they’re shaping your financial decisions today, and how to build awareness so your money plan finally matches your income.

What if teaching your kids about money was as easy as reading a bedtime story?

Millie’s Magic Coins helps busy medical parents build strong money habits early through a story kids actually love.

Join the waitlist for early access and launch perks:

https://www.millionairesinmedicine.com/milliesmagiccoins

Inside this episode, you’ll hear:

• Why “money is just math” is incomplete (and what’s really driving your decisions)
• The childhood money messages that quietly become adult money habits
• How medicine’s delayed gratification + student loans can amplify scarcity + stress
• The difference between “personal joy spending” vs “status signaling”
• Why loss aversion can keep high earners stuck in cash
• A simple exercise to identify your real-time money thoughts (and patterns)
• Kristin’s 4-question framework for challenging limiting money beliefs
• Why financial literacy = self-awareness + behavior change (not just knowledge)

Disclaimer

The Millionaires in Medicine Show is for educational and informational purposes only. The content shared is not intended as medical, legal, financial, or investment advice and should not be relied upon as such.

What do you do after you’ve started contributing to your 401(k)… but still feel unsure if you’re actually on track?

In this Q&A episode, Kristin answers real questions from PAs, NPs, and pharmacists on investing, burnout, salary growth, and what “catching up” really requires.

Inside, you’ll hear:

• What to do next when your 401(k) is started but your plan still feels incomplete
• How to think about emergency savings when you’re scared to invest
• A practical way to evaluate burnout without accidentally wrecking your future plan
• The difference between “small tweaks” and a real systems overhaul
• How to build confidence when the market (and life) feels unpredictable

Want to be first in line for The PA Millionaire Path — the first personal finance book written specifically for Physician Assistants? Join the book VIP waitlist here for launch updates, bonuses, and purchase perks: https://www.millionairesinmedicine.com/book

Resources & links

VIP waitlist for The PA Millionaire Path: https://www.millionairesinmedicine.com/book

Coaching / application call link: https://www.millionairesinmedicine.com/coach

Disclaimer:

The Millionaires in Medicine Show is for educational and informational purposes only. The content shared is not intended as medical, legal, financial, or investment advice and should not be relied upon as such.

Want to be first in line for The PA Millionaire Path: the first personal finance book written specifically for Physician Assistants? Join the book VIP waitlist here for launch updates, bonuses, and purchase perks: https://www.millionairesinmedicine.com/book

If you’ve ever thought, “I love being a PA… but I can’t do full-time clinical forever,” this episode is for you.

Kristin sits down with Emily Neher, a PA with nearly a decade across GI, surgery, ortho/trauma coverage, and advisory leadership—who made the jump into pharmaceutical industry and hasn’t looked back.

Inside, you’ll hear:

• The real reason Emily left clinical medicine (and what finally pushed her to act)
• The biggest mistake clinicians make when job searching outside the hospital
• How to figure out which pharma/device companies to target using the things you already know
• Why LinkedIn cold messages work (and how to make them less awkward)
• The behind-the-scenes difference between commercial vs medical affairs roles
• What it actually took to get hired (including the number of applications) and how to stay sane during the process
• The “side adventures” that make you stand out even without industry experience

If you want a real plan instead of guesswork, book an application call with the Millionaires in Medicine Team. We’ll assess where you are, identify your biggest gap, and show you what coaching would change for your situation: https://www.millionairesinmedicine.com/coach

Become a VIP on our book launch! Join our VIP Waitlist here: https://www.millionairesinmedicine.com/book

Most clinicians try to “fix money” by making one small move at a time.

It feels responsible. It also usually changes nothing.

In this solo episode, Kristin walks through what it actually looks like to overhaul your money systems in a way that finally moves the needle—by connecting income, debt, and investing into one plan (instead of treating them like separate problems).

Inside, you’ll hear:

The one reason “small improvements” still leave people stuck

The hidden gap most clinicians don’t realize they have until it’s expensive

The student loan decision that looks smart short-term but gets brutal later

Why “investing” can still lead to future lifestyle cuts

If you’re not 100% sure your plan is working, don’t guess.

Book an application call with the Millionaires in Medicine Team and we’ll assess where you are, identify the biggest gap, and show you what coaching would change for your situation: https://www.millionairesinmedicine.com/coach

Want the perks? Join the VIP Waitlist.

VIPs get the best bonuses and priority access when you purchase the book: https://www.millionairesinmedicine.com/book

Want to build wealth for your kids but feel stuck between 529 plans, UTMA/UGMA, and a custodial Roth IRA?

In this episode, Kristin sits down with Dee Komaromi, CPA (founder of Kids Money Academy) to break down the most common investing account options for kids—and how to choose based on what you actually want the money to do.

Inside, you’ll hear:

How Dee uses UTMA/UGMA as an “investing sandbox” (and why FAFSA + “kiddie tax” matters)

A simple allowance system kids can follow: save / spend / give / invest (plus a 100% match strategy that makes kids want to invest)

When a custodial Roth IRA is possible (and the key requirement: earned income)

The “hire your kids” play—what must be true so it’s legitimate and clean if you ever need to prove it

The new “T account” basics (what Dee shared, what’s known, and what’s still evolving)

Guest bio

Dee Komaromi is a CPA, mom of two, and the founder of Kids Money Academy, a platform dedicated to helping parents raise millionaire kids with generous hearts. She teaches parents how to invest for their children and build long-term wealth intentionally. She also helps families normalize money conversations at home through practical tools, investing education, and her signature Money Chit-Chat Conversation Cards.

Kids Money Academy: www.kidsmoneyacademy.com

Instagram: https://www.instagram.com/kidsmoneyacademy/

Disclaimer

The Millionaires in Medicine Show is for educational and informational purposes only. It is not medical, legal, financial, or investment advice.

If you’re trying to build a real plan (student loans, investing, and the “what do we do next?” decisions) and you want an expert set of eyes on your numbers, book a call with the Millionaires in Medicine Team. We’ll help you spot the gaps, pick the right next step, and map out a path you can actually follow.

Apply here for the coaching program here: https://www.millionairesinmedicine.com/coach

Most clinicians are “investing” with no idea what number they’re actually trying to hit.

In this solo episode, Kristin walks through the simplest way to calculate your financial independence number using inflation, a retirement income target, and the classic 4% rule—so you stop guessing and start building a plan that actually works.

Inside, you’ll hear:

• What financial independence really means (it’s not a vibe, it’s math)
• Why ignoring inflation is the mistake that quietly wrecks retirement plans
• A simple example that lands at a $5.5M target number (and how it’s calculated)
• Why “replace expenses” can backfire for both high spenders and new grads
• The hidden costs people forget to plan for (healthcare + long-term care)
• Why investing fees matter more than most people realize when you run the math

Not knowing your number isn’t neutral. It’s how people end up years behind without realizing it.

Links & Resources

Download our Financial Freedom Guide and learn how to turn a six-figure salary into real net worth (without working more).

Apply to our coaching program so our team can evaluate your current plan, estimate your gap, and outline what coaching would look like for your situation.

Disclaimer

The Millionaires in Medicine Show is for educational and informational purposes only. The content shared is not intended as medical, legal, financial, or investment advice and should not be relied upon as such.

If you’re a PA who’s curious about non-clinical income (or you’ve wondered if there’s a real path out of full-time clinical work) this episode is your starting point.

Kristin sits down with Susan Ferrero, a PA with 20 years of experience who built a full-time career in medical-legal consulting through expert witness work and behind-the-scenes case review for attorneys. She also sits on the board for the American Association of PAs in Legal Medicine.

Inside, you’ll hear:

• What expert witness work actually is (and what attorneys hire you to do)
• The difference between testifying as an expert vs behind-the-scenes medical record review
• Realistic hourly rate ranges for PAs and what affects pricing
• Whether you need to be practicing clinically to qualify (and why it varies)
• How attorneys find experts (directories vs LinkedIn vs cold outreach)
• How to market yourself without sounding “salesy” (and why your CV + LinkedIn matter)
• Other medical-legal lanes beyond malpractice (personal injury, criminal defense, fact witness)

If you want a plan for building non-clinical income without guessing, coaching is your next best step. We’ll help you map a strategy that fits your goals, your timeline, and your current clinical reality. Book a call with the Millionaires in Medicine Team here: [COACHING LINK]

Links & Resources

📌 Book a call with the MiM Team: https://www.millionairesinmedicine.com/coach

Susan’s website: medlawpa.com

Susan on LinkedIn: https://www.linkedin.com/in/susan-ferrero-pa-c-66100b19/

Organizations / directories mentioned:

Expert Institute directory: https://www.expertinstitute.com/resources/expert-witness-directory/

APALM: https://www.apalm.net/

Guest Bio

Susan Ferrero is a physician assistant with 20 years of experience across multiple specialties, including emergency medicine, orthopedics, and urgent care. She left clinical practice two years ago to found Ferrero Medical Consulting, a firm that specializes in interpreting healthcare records for legal professionals and clarifying the medical aspects of their cases. She currently works full-time as a medical-legal consultant and is passionate about mentoring other PAs interested in this type of work.

Disclaimer

The Millionaires in Medicine Show is for educational and informational purposes only. The content shared is not intended as medical, legal, financial, or investment advice and should not be relied upon as such.

If you’re on an income-driven repayment plan and you’re not 100% sure what path you’re on, you could be walking into a six-figure mistake.

Kristin sits down with Kaitlin Hile (PharmD, BCCP) to answer the student loan questions clinicians keep asking—what’s happening with SAVE, how RAP works, how recertifying income changes your payment, and how people accidentally end up in taxable loan forgiveness with a massive tax bill.

Inside, you’ll hear:

• What’s actually replacing SAVE and what to expect with RAP
• The recertification detail most people miss (tax return vs pay stub)
• How pre-tax moves can lower your payment (when you recertify the right way)
• The PSLF eligibility check that prevents “false confidence”
• The difference between PSLF vs taxable forgiveness, and why the tax bill shocks people
• Whether PSLF still looks safe—and the real risk most borrowers ignore

If you’re not 100% clear on your repayment path and your total cost, don’t guess.

Book a call with the Millionaires in Medicine Team and we’ll map your student loan strategy, confirm your PSLF eligibility (if relevant), and make sure you’re not set up for an ugly surprise later

Links & Resources

1. Book a coaching call
2. PSLF Employer Search Tool (Federal Student Aid)

Disclaimer

The Millionaires in Medicine Show is for educational and informational purposes only. The content shared is not intended as medical, legal, financial, or investment advice and should not be relied upon as such.