The five-day work week hasn't changed since Henry Ford introduced it in 1926, and Nick reckons AI might be the thing that finally ends it. Thanks to AI productivity gains in service businesses are already real, and the question isn't whether people can get five days of work done in four, it's whether business owners will pass that time back or just pocket the margin. Do you think a four-day week could actually work in Australia?

On this episode, we discuss:

(00:00) Intro
(01:00) Henry Ford and the 5-Day Work Week
(02:44) Could You Do It in a 32-Hour Work Week?
(03:38) Where Your Work-From-Home Day Goes
(04:39) AI Job Losses vs a 4-Day Work Week
(06:03) Should Bosses Share AI Productivity Gains?
(12:00) Nobody Actually Works 5 Full Days
(18:07) Xero Made Us Faster, Not Freer
(20:27) Universal Basic Income and AI
(22:54) Who's the Next Henry Ford?

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Fuel's up 70% and EV orders have tripled, so Jase did the numbers on what switching actually costs. The per-kilometre gap between petrol and electric is ten to one, and if you salary sacrifice an EV through your business, the FBT exemption stacks another $10K-$15K a year on top. If you're thinking about making the switch, this is the one to listen to.

On this episode, we discuss:

(00:00) Intro
(00:47) Strait of Hormuz Disruption and Diesel Up 70%
(02:29) 300% Increase in EV Orders Since the Fuel Spike
(03:45) $0.22/km Petrol vs $0.02/km Electric Running Costs
(05:12) $46,000 vs $10,000 on Fuel Over Five Years
(07:03) Why Jase Ordered a Tesla Model Y
(08:41) How the FBT Exemption Works for Electric Vehicles
(10:15) Salary Sacrificing an EV and Saving $10K-$15K a Year
(12:30) Battery Electric Only Since April 2025, Plug-In Hybrids Out
(14:02) Government Review and the Risk It Gets Pulled
(16:18) Tesla Drops to $20K Resale vs Hilux Holding $40K-$50K
(18:05) When to Buy and When to Wait
(20:12) How This Ties Back to the Productivity and Tax Episode
(22:30) Final Verdict on Whether the Numbers Stack Up

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Australia hasn't had real productivity growth in six years, but the government keeps spending more and taxing more to cover the gap. Nick goes through the federal budget numbers, what productivity actually means when you strip out the spin, and why the answer might not be another tax bracket or another levy, but actually spending less.

On this episode, we discuss:

(00:00) Intro
(00:17) Free Public Transport in Victoria and the $400 Million Price Tag
(00:58) Jacinta Allan on Sunrise and Victoria's $200 Billion Debt
(02:41) Federal Budget Reforms: CGT, Negative Gearing, Family Trusts
(03:42) Why Cutting Costs Is Easier Than Growing Revenue in Business
(06:06) Zero Productivity Growth for 6 Years and $786 Billion in Spending
(07:53) Why Government Doesn't Run Like a Business
(10:51) Public Sector Healthcare Productivity Down 13.5% Since 2017
(14:03) The $15 Billion CFMEU Money Nobody Investigated
(14:51) COVID Business Packages and 11% Non-Deductible ATO Interest
(17:16) Should the PM Earn $10 Million per year for Better Results
(22:37) Why More Australians Are Paying Attention to Government Waste
(25:16) The $20 Million Campaign to Pump Your Tyres

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The ATO's audit hit list is out for 2026, and they've got more data on you than ever. Your bank, your crypto platform, your rental agent, your Instagram, they're matching it all against your return. This episode covers the real triggers that put you on their radar, and why using the ATO as a cheap line of credit just became one of the most expensive mistakes a business owner can make.

On this episode, we discuss:

(00:00) Intro
(01:23) What Triggers an ATO Audit in 2026
(02:17) Lifestyle vs Income, the ATO's #1 Audit Flag
(02:40) The Client Who Used Cash and Gift Cards to Stay Off the Radar
(05:10) Property, Cars and Social Media in ATO Investigations
(06:51) Crypto, Banks and Airbnb, the Data the ATO Already Has
(07:44) Rental Properties, the ATO's #2 Audit Area
(10:40) Crypto, the ATO's #3 Audit Area
(14:43) A Simple System to Stay Organised for Tax
(16:51) Incorrect Deductions and the "Everyone Claims It" Myth
(19:36) How the ATO Benchmarks You Against Your Occupation Code
(22:22) GIC No Longer Tax Deductible, Amnesty Until December 2026
(25:12) Using the ATO as a Line of Credit Is Over
(28:44) Payday Super Starts 1 July 2026

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

$4 to $5.4 trillion is set to change hands in Australia's great wealth transfer, and most families have no idea how much tax is hiding in super, shares, and property along the way. Nick walks through a real client case where a 94-year-old with $5.3 million in assets was staring down a $300,000 tax bill for her kids, and the strategies that brought it right down. And with The Australia Institute now proposing to bring back an official inheritance tax, estimated to raise $10 billion a year, this is a conversation worth having sooner rather than later.

On this episode, we discuss:

(00:00) Intro
(00:19) The Great Australian Wealth Transfer, $4 to $5.4 Trillion
(01:04) Why the Wealth Transfer Affects Every Family
(03:30) Could Australia Bring Back an Inheritance Tax?
(04:28) The Australia Institute Proposes $10 Billion a Year Inheritance Tax
(05:21) Betty's $5.3 Million Estate and a Hidden $300,000 Tax Bill
(07:34) Taxable vs Non-Taxable Super Components Explained
(09:28) How a Full Pension Withdrawal Saved $100,000 in Super Tax
(10:07) Re-Contribution Strategy to Reduce Taxable Super
(12:12) Capital Gains Tax on Inherited Shares
(13:34) Staging a Share Sell-Down Over Three Years to Save $55,000
(15:08) Inherited Property, Main Residence vs Investment Rules
(18:58) Selling Property Before Passing It On to Reduce Capital Gains
(22:04) The $390,000 Super Re-Contribution Rule

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Moving to Dubai to pay less tax is all over social media, but leaving the Australian tax system is a lot harder than packing your bags. If you've ever looked at your tax bill and thought about leaving, the ATO is already tracking more than you think: your travel, your bank accounts, even your family ties. Jase is working with a client who's actually making the move, and walks through what it takes to genuinely separate from the Australian tax system, and the two things that follow you no matter where you go.

On this episode, we discuss:

(00:00) Intro
(00:34) The Trend of Moving Overseas to Pay Less Tax
(02:29) A Real Client Moving to Dubai, $100 Pizza and $50 Coffees
(04:43) What the ATO Actually Tracks When You Leave Australia
(06:14) The Resides Test, Domicile Test, and 183 Day Rule
(07:54) Why Intent Matters More Than Anything to the ATO
(09:56) Your HECS Debt Follows You Overseas
(11:43) Why You Can't Access Your Super When You Leave
(13:32) How the ATO Tracks You With Open Data and AI
(15:27) What Happens If You Keep Your Australian Property
(17:38) Foreign Resident Tax Rates Start at 32.5%
(19:25) The ATO's $50 Billion Tax Debt Book
(20:27) Departure Prohibition Orders and Enforcement
(21:43) $30,000 to Set Up a Company in Dubai

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A first-home buyer did everything by the book and still lost $70,000 in three and a half years. Nick walks through the real numbers on a $495,000 boutique apartment in Carnegie, from strata fees that more than doubled to the government grants you can only use once, and what it actually cost when it came time to sell.

On this episode, we discuss:

(00:00) Intro
(00:23) Does Property Really Double Every 7 to 10 Years
(01:25) The $70,000 First Home Buyer Case Study
(02:48) Purchase Price $495,000 and the True Cost of Entry
(03:49) Rent Vesting in South Yarra vs Buying
(04:48) Why a Boutique Apartment in Carnegie Made Sense
(06:04) The Numbers Behind the $70,000 Loss
(07:30) Strata Fees from $1,500 to $4,000 Per Year
(08:35) Mortgage Repayments vs Rent, $700 vs $500 Per Week
(10:02) Sold for $480,000 and the Costs That Stacked Up
(11:11) Losing Access to the First Home Guarantee and Stamp Duty Savings
(13:17) How to Choose a Buyers Agent for Investment Property
(16:45) Why Rising Strata Costs Force Apartment Owners to Sell
(20:48) Land vs Apartments and Why Land Gives You Options

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

AI agents are no longer just a buzzword. They're already automating real tasks in businesses and the speed of change is only accelerating. We share firsthand examples of how AI is boosting productivity, replacing manual processes, and why having a deliberate AI strategy is no longer optional for business owners.

On this episode, we discuss:

(00:00) Intro
(00:24) The Automation Course That Was Obsolete in Five Months
(02:21) What Is an AI Agent and Why Does It Matter
(03:03) Why AI Agents Are the Next Wave After Outsourcing
(05:17) Building a Deliberate AI Strategy With a Set Budget
(07:37) Why Most Business Owners Still Haven't Started With AI
(09:19) How AI Replaced Two Offshore Roles Processing 1,000 Emails a Day
(10:00) The Tool That Saves Brokers Three Hours Per Loan
(12:15) Automating Financial Statements for 500 Business Clients
(14:40) Why Teams Are Switching From ChatGPT to Claude
(15:23) The Security Risks of Running AI Agents on Your Devices
(17:45) When AI Deleted Half a Meta Executive's Inbox
(20:19) Controlling the Controllables in an AI-Driven World
(22:52) Why AI Is the Biggest Shift Since Social Media

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson

This podcast is produced by VIDPOD.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.