『The On-Track Retirement Show』のカバーアート

The On-Track Retirement Show

The On-Track Retirement Show

著者： Pat Schmidt & Jay Curatti
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Hosted by Pat Schmidt and Jay Curatti of Lasting Mark Retirement Group, The On-Track Retirement Show delivers weekly insights on tax planning, retirement income, long-term care, and smart investing. Whether you're nearing retirement or refining your current plan, we give you the tools and confidence to pursue the retirement of your dreams. New episodes every Tuesday at 8:00 AM.© 2025 Lasting Mark Retirement Group. All rights reserved. 個人ファイナンス 経済学
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  • The Healthcare Blind Spot That Derails Retirement Plans

    The Healthcare Blind Spot That Derails Retirement Plans
    2026/06/23
    In this episode of the On-Track Retirement Show, Pat Schmidt and Jay Curatti tackle one of the biggest retirement blind spots most people ignore: long-term care and rising healthcare costs. From Medicare misconceptions to the true cost of assisted living, memory care, and home healthcare, this conversation shines a light on the risks that can derail even the strongest retirement plan.

    You’ll learn:
    • Why healthcare may be the biggest expense in retirement
    • The difference between Medicare, Medicaid, and long-term care coverage
    • The real statistics behind long-term care needs
    • Common mistakes retirees make when planning for healthcare costs
    • Strategies that may help protect your retirement savings and family
    • How hybrid life insurance and long-term care solutions work

    The reality is simple: ignoring healthcare planning doesn’t make the risk disappear. The sooner you understand your options, the more confidence and peace of mind you can have about the future.

    👉 Schedule a complimentary On-Track Retirement Review at MyOnTrackRetirement.com

    If you found this episode helpful, be sure to like, subscribe, and share it with someone preparing for retirement.#RetirementPlanning

    #LongTermCare #HealthcareCosts #Retirement #FinancialPlanning #Medicare #RetirementIncome #OnTrackRetirement

    Thanks for listening! If today's episode was helpful, subscribe so you never miss a Tuesday episode. Ready to build your retirement plan? Visit us at myontrackretirement.com
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    28 分
  • Why Your IRA Could Be Your Biggest Retirement Risk

    Why Your IRA Could Be Your Biggest Retirement Risk
    2026/06/16
    Have you spent decades building your retirement savings… only to discover your IRA could become one of your biggest tax liabilities?

    In this episode of the On-Track Retirement Show, Pat Schmidt and Jay Curatti break down the hidden tax dangers many retirees never see coming — including required minimum distributions (RMDs), the “widow’s penalty,” and how inherited IRAs can create massive tax burdens for your children.

    You’ll learn:
    • Why traditional IRAs, 401(k)s, 403(b)s, and TSPs may carry hidden tax exposure
    • How the SECURE Act changed inherited retirement accounts forever
    • What the “kiddos penalty” could mean for your family legacy
    • Why waiting until RMD age could cost retirees hundreds of thousands in taxes
    • How proactive Roth conversion strategies may help reduce taxes in retirement
    • The real-life story of “Jim & Kathy” and how they transformed their retirement strategy

    If you’re approaching retirement or already retired, this episode will help you better understand how taxes can impact your income, Medicare premiums, and the legacy you leave behind.

    👉 Schedule your complimentary On-Track Retirement Review at
    MyOnTrackRetirement.com

    If you enjoyed this episode, make sure to:
    ✔ Subscribe to the channel
    ✔ Like this video
    ✔ Share it with someone planning for retirement

    ✔ Leave your questions or comments below#RetirementPlanning #IRA #RothConversion #RetirementTaxes #FinancialPlanning #OnTrackRetirement #401k #RetirementIncome #TaxPlanning #RetirementStrategies

    Thanks for listening! If today's episode was helpful, subscribe so you never miss a Tuesday episode. Ready to build your retirement plan? Visit us at myontrackretirement.com
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    30 分
  • How to Turn Your Savings Into a Retirement Paycheck

    How to Turn Your Savings Into a Retirement Paycheck
    2026/06/09
    Are you worried about turning your retirement savings into reliable income that lasts? You’re not alone.

    In this episode of the On-Track Retirement Show, Pat Schmidt and Jay Curatti break down one of the biggest fears retirees face: running out of money in retirement. From understanding your monthly income needs to maximizing Social Security, pensions, and retirement income strategies, this conversation is packed with practical insights designed to help you retire with confidence.

    In this episode, you’ll learn:
    • Why retirement income planning is different from saving for retirement
    • The biggest mistakes retirees make with withdrawals and budgeting
    • How Social Security spousal and survivor benefits work
    • Why pension election decisions matter more than most people realize
    • The importance of creating predictable, reliable retirement income
    • How to prepare for unexpected expenses in retirement
    • Why having a written income strategy can help reduce financial stress

    Whether you’re approaching retirement or already retired, this episode will help you think differently about creating a paycheck for life.👉 Schedule Your Complimentary On-Track Retirement Review at MyOnTrackRetirement.com

    If you found this episode helpful, make sure to:
    ✔ Like this video
    ✔ Subscribe to the channel
    ✔ Share this episode with someone preparing for retirement

    Thanks for listening! If today's episode was helpful, subscribe so you never miss a Tuesday episode. Ready to build your retirement plan? Visit us at myontrackretirement.com
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    30 分
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