Learn the habits and mindset of financially comfortable people that set them apart from everyone else. As I've worked with clients over the years, I've had the privilege of working with many "millionaires next door" — the people who aren’t flashy, but are intentional about their spending, saving, and how they view money.

In this solo episode, I break down the behaviors and beliefs of people who are financially comfortable and what we can learn from them.

Key Takeaways:

• Mindset Matters: The most financially comfortable people have a positive expectation that "it will work out." They approach money and life with optimism instead of perceived powerlessness or a victim mindset. This positive outlook brings positive results.
• Intentional Living, Intentional Spending: It’s not about flashy cars or chasing every trend. Wealthy clients are intentional about their spending and saving habits, funding what matters most to them, and keeping regular saving as a non-negotiable part of their routine.
• Ownership & Long-Term Thinking: They take responsibility for learning about financial tools and avoid the "get rich quick” schemes. Successful investors continually educate themselves, make decisions with their long-term goals in mind, and never vilify those who have achieved financial success.

Whether you're seeking alternative investment strategies or simply want to understand what sets financially confident people apart, this episode offers practical insights and thoughtful stories to help you take control of your financial future. Listen to the full episode, or book a consult to see how we can achieve your financial goals together.

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  • Website: www.mefinancial.net

Disclaimer:

The information discussed in this podcast is for educational and informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, any securities, investments, or financial instruments. Private placements and alternative investments are speculative and involve significant risks, including the potential loss of your entire investment. These investments are often illiquid, meaning they may not be easily sold or converted to cash, and investors should be prepared to hold them for an extended period of time. These opportunities are typically suitable only for accredited investors and may not be appropriate for all listeners. Always consult with a qualified financial advisor, attorney, or tax professional before making any investment decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Have you thought about becoming a hard money lender for a real estate fix and flip? In this week’s episode, I talked with Mike Bonn from The Cash Flow Company to learn his business model for short-term lending secured by real-estate. This alternative investment strategy puts you in the seat of the lender while keeping things straightforward and secured by real assets.

Key Takeaways:

• Direct Lending, Real Security: Investors’ names are on the loan documents, not a pooled fund. That means direct control and security over your investment—plus, the potential to foreclose or sell the property should things go south.
• Flexible Entry Points: No hefty minimums required! Whether you want to lend $15,000 or $2 million, you can start at a level that fits your goals and risk tolerance.
• Attractive Returns, Simple Structure: Historical returns have ranged from 8.5% to 10%+, typically double what’s available from CDs or money market accounts. And there are no ongoing management fees eating into your profits.

If you’re looking to diversify outside the stock market and want to do it in a way that gives you more control and transparency, this episode is a must-listen.

To read more about The Cash Flow Company - https://thecashflowcompany.com/

Listen to the episode that was mentioned - “How to Use Self-Directed Accounts to Invest in Alts with CNB Custody”

Take the quiz - How Alternative Assets Can Fit in Your Portfolio

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• Subscribe to the Podcast: pod.link/1671924778
• Don't forget to leave a review!
• Follow Michelle for more financial tips:
  • YouTube: youtube.com/@theunconventionalinvestor
  • Facebook: facebook.com/theunconventionalinvestorpodcast
  • Instagram: instagram.com/michelle.e.moses
  • Website: www.mefinancial.net

Disclaimer:

The information discussed in this podcast is for educational and informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, any securities, investments, or financial instruments. Private placements and alternative investments are speculative and involve significant risks, including the potential loss of your entire investment. These investments are often illiquid, meaning they may not be easily sold or converted to cash, and investors should be prepared to hold them for an extended period of time. These opportunities are typically suitable only for accredited investors and may not be appropriate for all listeners. Always consult with a qualified financial advisor, attorney, or tax professional before making any investment decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Is industrial real estate a smart place to put your money? In this episode, we explore what today’s market means for investors seeking steady, dependable returns.

With over 35 years in industrial real estate, Becknell Industrial is bringing its tried-and-true strategy to accredited investors who seek reliable alternatives to stocks and bonds. I sat down with Becknell's CFO, Clay Thelen, to discuss what makes Becknell stand out, explain the rationale behind the new fund, and discuss why long-term, low-leverage industrial real estate might fit into your portfolio.

Top three takeaways:

• Long-Term, Mission-Critical Investments: Becknell specializes in build-to-suit industrial assets—think warehousing, light manufacturing, and distribution facilities for blue-chip tenants like Abbott Laboratories. These are designed, built, managed, and owned in-house, for consistency and commitment.
• Income & Accessibility: The new Becknell Industrial Income Trust offers monthly distributions with a 5% annual yield, an early investor bonus, and a minimum investment of $25,000. As an equity investment (not just debt), you gain ownership in high-quality, income-producing real estate.
• Industry Tailwinds: With e-commerce growth and U.S. manufacturing reshoring, demand for industrial space is surging—even as new supply tightens. This creates a compelling environment for stable, long-term returns.

To read more about Becknell Industrial - https://becknellindustrial.com/

Take the quiz - How Alternative Assets Can Fit in Your Portfolio

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• Subscribe to the Podcast: pod.link/1671924778
• Don't forget to leave a review!
• Follow Michelle for more financial tips:
  • YouTube: youtube.com/@theunconventionalinvestor
  • Facebook: facebook.com/theunconventionalinvestorpodcast
  • Instagram: instagram.com/michelle.e.moses
  • Website: www.mefinancial.net

Disclaimer:

The information discussed in this podcast is for educational and informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, any securities, investments, or financial instruments. Private placements and alternative investments are speculative and involve significant risks, including the potential loss of your entire investment. These investments are often illiquid, meaning they may not be easily sold or converted to cash, and investors should be prepared to hold them for an extended period of time. These opportunities are typically suitable only for accredited investors and may not be appropriate for all listeners. Always consult with a qualified financial advisor, attorney, or tax professional before making any investment decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Private credit is one of the hottest alternative investments right now, and Yrefy has a truly innovative investment that serves both sides of the transaction - borrowers and investors.

Laine Schoenberger, Chief Investment Officer and Managing Partner at Yrefy, joins me to explain their platform. Yrefy helps borrowers trapped by private student loan debt while offering accredited investors attractive, non-correlated returns. Laine shares the stories behind their clients, explains how their underwriting process works and explains the advantages for investors, including flexible terms and steady, fixed interest rates.

Top three takeaways:

🔹 Real Impact for Borrowers: Yrefy’s program isn’t just about numbers; it’s changing lives. By negotiating down distressed private student loan debt and refinancing at affordable, fixed interest rates (average 3.9%!), borrowers get a custom solution that restores their credit and financial dignity.

🔹 Investor-Friendly Structure: Accredited investors can participate with as little as $50K, picking their preferred term (1-5 years) and enjoying fixed, non-correlated returns up to 10.25%. There’s also a feature that provides flexibility if early liquidity is needed.

🔹 Transparent, Human Approach: Every loan is handled in-house, borrowers are required to prove their seriousness before funding, and Yrefy’s average default rate is low (around 2%).

Private credit that genuinely “does well by doing good” — this is a case study in how investors and borrowers can both win.

To read more about Yrefy - www.yrefy.com

Take the quiz - How Alternative Assets Can Fit in Your Portfolio

Ready for the next step?

• Subscribe to the Podcast: pod.link/1671924778
• Don't forget to leave a review!
• Follow Michelle for more financial tips:
  • YouTube: youtube.com/@theunconventionalinvestor
  • Instagram: instagram.com/michelle.e.moses
  • Website: www.mefinancial.net

Disclaimer:

The information discussed in this podcast is for educational and informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, any securities, investments, or financial instruments. Private placements and alternative investments are speculative and involve significant risks, including the potential loss of your entire investment. These investments are often illiquid, meaning they may not be easily sold or converted to cash, and investors should be prepared to hold them for an extended period of time. These opportunities are typically suitable only for accredited investors and may not be appropriate for all listeners. Always consult with a qualified financial advisor, attorney, or tax professional before making any investment decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

If you’re tired of managing properties or just looking for smarter ways to grow your wealth, this episode is for you. In this solo episode, I discuss 1031 exchange strategies that don't include rolling your investment into the same kind of real estate.

Here are my top 3 takeaways:

• 1031 Exchanges Aren’t One-Size-Fits-All

You don’t have to trade one rental property for another. You have more flexible options, including investing in managed real estate solutions.

• Explore Delaware Statutory Trusts (DSTs)

With DSTs, you can 1031 into professionally managed commercial properties (like hotels or office buildings), so you get “mailbox money” without the headaches of property management.

• Mineral Rights

A little-known 1031 option: oil and gas mineral rights. You can swap your investment property for the rights to land resources and earn ongoing royalties—plus, these assets can be passed down to heirs!

For more detail on 1031s, please listen to the previous episode with Michael Velasco (Ep 82)

Take the quiz - How Alternative Assets Can Fit in Your Portfolio

Ready for the next step?

• Subscribe to the Podcast: pod.link/1671924778
• Don't forget to leave a review!
• Follow Michelle for more financial tips:
  • YouTube: youtube.com/@theunconventionalinvestor
  • Instagram: instagram.com/michelle.e.moses
  • Website: www.mefinancial.net

Disclaimer:

The information discussed in this podcast is for educational and informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, any securities, investments, or financial instruments. Private placements and alternative investments are speculative and involve significant risks, including the potential loss of your entire investment. These investments are often illiquid, meaning they may not be easily sold or converted to cash, and investors should be prepared to hold them for an extended period of time. These opportunities are typically suitable only for accredited investors and may not be appropriate for all listeners. Always consult with a qualified financial advisor, attorney, or tax professional before making any investment decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Today we talk the ins and outs of 1031 exchanges—a powerful real estate tool that lets investors defer taxes when selling investment or business property. Michael Velasco, founder and qualified intermediary of Exchangeable, and one of only around 120 certified exchange specialists nationwide.

We discuss what a 1031 exchange really is, why so many property owners still don’t know about it, and the nuts and bolts you need to get started.

We talk about the different types of exchanges (including the elusive reverse and improvement exchanges), strategies to avoid common pitfalls, and the importance of understanding your legal entities and getting expert advice before beginning.

Top 3 takeaways:

• 1031 Exchanges Are Only for Investment/Business Properties
  Personal residences don’t qualify—you must own rental or business real estate to take advantage of these powerful tax deferral strategies.
• Timelines Matter: 45 Days to Identify, 180 Days to Close
  After selling your property, you have 45 days to identify a replacement and 180 days to complete the transaction. Missing these deadlines can kill your exchange.
• Structure and Expertise Are Key
  The nuances of entity setup, property title, and choosing the right type of exchange (standard, reverse, improvement) can make or break your outcome. Work with a qualified intermediary early, and don’t skimp on the expert advice—mistakes are costly!

Connect with Michael Velasco- www.1031exchangeable.com

Take the quiz - How Alternative Assets Can Fit in Your Portfolio

Ready for the next step?

• Subscribe to the Podcast: pod.link/1671924778
• Don't forget to leave a review!
• Follow Michelle for more financial tips:
  • YouTube: youtube.com/@theunconventionalinvestor
  • Instagram: instagram.com/michelle.e.moses
  • Website: www.mefinancial.net

Disclaimer:

The information discussed in this podcast is for educational and informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, any securities, investments, or financial instruments. Private placements and alternative investments are speculative and involve significant risks, including the potential loss of your entire investment. These investments are often illiquid, meaning they may not be easily sold or converted to cash, and investors should be prepared to hold them for an extended period of time. These opportunities are typically suitable only for accredited investors and may not be appropriate for all listeners. Always consult with a qualified financial advisor, attorney, or tax professional before making any investment decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

If you’ve ever wondered how you can generate passive “mailbox money” from the energy sector, or if you’re looking for creative 1031 exchange opportunities, this episode is for you. Jace Graham, a fourth-generation oil & gas expert and CEO and Founder of Rising Phoenix Capital joins us to explain how mineral rights work and how his team acquires off-market mineral rights.

Top 3 takeaways:

• Mineral Rights = Passive “Mailbox Money”
  By owning mineral rights, investors can earn regular royalty payments from oil and gas production—without the risks or hassles of drilling themselves. It’s a truly passive income stream that’s less “hands-on” than many real estate or drilling deals.
• Unique & Direct Acquisition Approach
  Rising Phoenix Capital stands out by doing serious ground work—they source mineral rights directly from owners, avoiding auctions and middlemen. This potentially allows for better pricing and value for their investors.
• Great 1031 Exchange Option
  Since mineral rights are considered real estate, investors can use 1031 exchanges to defer taxes by transitioning from investment property into mineral rights. This opens the door for retiring landlords or anyone looking to reposition their portfolio while keeping more money compounding for them

Read more at www.rising-phoenix.com

Take the quiz - How Alternative Assets Can Fit in Your Portfolio

Ready for the next step?

• Subscribe to the Podcast: pod.link/1671924778
• Don't forget to leave a review!
• Follow Michelle for more financial tips:
  • YouTube: youtube.com/@theunconventionalinvestor
  • Instagram: instagram.com/michelle.e.moses
  • Website: www.mefinancial.net

Disclaimer:

The information discussed in this podcast is for educational and informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, any securities, investments, or financial instruments. Private placements and alternative investments are speculative and involve significant risks, including the potential loss of your entire investment. These investments are often illiquid, meaning they may not be easily sold or converted to cash, and investors should be prepared to hold them for an extended period of time. These opportunities are typically suitable only for accredited investors and may not be appropriate for all listeners. Always consult with a qualified financial advisor, attorney, or tax professional before making any investment decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.

Kenny Rose, founder and CEO of FranShares, joins us to discuss an innovative investment opportunity: investing in franchises as an alternative asset class.

If you’ve ever thought franchising was limited to fast food, think again—Kenny shows us how franchises span everything from automotive to home services, and how FranShares is making it possible for everyday investors get a piece of the action.

We talk about how franchise investments can bring diversification, stable cash flow, and even a sense of local community impact to your portfolio.

Top 3 takeaways:

🔹 Franchise Investing is Evolving: Anyone can invest in franchises as easily as buying stocks or real estate—no need to be a millionaire operator or have hands-on experience.

🔹 Vetting and Opportunity: FranShares doesn’t just fund any franchise. They thoroughly vet brands, operators, and the overall opportunity, ensuring investments go to proven businesses and experienced operators.

🔹 Diversification & Community Impact: Franchise investments can generate steady income, hedge against inflation, and provide real community value—plus, investors can now support and benefit from local businesses they know and trust.

Read more at www.franshares.com

Take the quiz - How Alternative Assets Can Fit in Your Portfolio

Ready for the next step?

• Subscribe to the Podcast: pod.link/1671924778
• Don't forget to leave a review!
• Follow Michelle for more financial tips:
  • YouTube: youtube.com/@theunconventionalinvestor
  • Instagram: instagram.com/michelle.e.moses
  • Website: www.mefinancial.net

Disclaimer:

The information discussed in this podcast is for educational and informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, any securities, investments, or financial instruments. Private placements and alternative investments are speculative and involve significant risks, including the potential loss of your entire investment. These investments are often illiquid, meaning they may not be easily sold or converted to cash, and investors should be prepared to hold them for an extended period of time. These opportunities are typically suitable only for accredited investors and may not be appropriate for all listeners. Always consult with a qualified financial advisor, attorney, or tax professional before making any investment decisions. The hosts and guests of this podcast are not responsible for any actions taken based on the information presented.