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Your 40s are where money either starts working for you… or you start working harder just to stay afloat.

In this episode of The Winner’s Playbook, Josh and Billy break down the realities of this stage of life, where peak earning years meet peak expenses, from mortgages and family pressure to career demands and retirement planning.

They discuss the most common mistakes, including investing too late, overcommitting to the family home, and relying too heavily on a single asset. They also share smarter strategies for building long-term wealth, including diversifying income streams, using superannuation effectively, and avoiding the trap of focusing only on paying off the home loan.

This episode highlights why taking action and avoiding overthinking are key to building financial freedom in the long run.

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Want to find an Adviser that suits your financial needs:
https://www.linkwealth.com.au/

Get in touch with Josh:
https://www.linkwealth.com.au/josh-lee-link
Get in touch with Billy:
https://www.linkwealth.com.au/billy-norman-link

Josh's TikTok: https://www.tiktok.com/@joshleefinadv
Billy's TikTok: https://www.tiktok.com/@billynormanfp

Sign up to Link Wealth Group’s newsletter, Wealth Simplified: https://www.linkwealth.com.au/wealth-simplified

Our Financial Services + Credit Guide: https://www.linkwealth.com.au/financial-services-and-credit-guide

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General advice disclaimer: The information contained within this podcast is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation.

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In this episode of The Winner’s Playbook, Josh and Billy break down what’s really happening in global markets, from interest rates and inflation to oil, AI, Bitcoin, gold, and tech stocks.

They explain why short-term market moves are unpredictable and why trying to time them can cost investors.

They also explore how higher rates impact households and businesses differently, why oil price surges fuel inflation, and how small to medium businesses are feeling the pressure.

On investments, they cover gold as a safe haven, crypto struggles, and AI-driven opportunities in tech.

The key takeaway: you can’t control the noise, but you can control your strategy. Diversification, avoiding too much cash, and spotting opportunities when markets feel uncomfortable are more important than ever.

This episode shows you how to cut through the chaos and focus on what truly matters.

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Want to find an Adviser that suits your financial needs:
https://www.linkwealth.com.au/

Get in touch with Josh:
https://www.linkwealth.com.au/josh-lee-link
Get in touch with Billy:
https://www.linkwealth.com.au/billy-norman-link

Josh's TikTok: https://www.tiktok.com/@joshleefinadv
Billy's TikTok: https://www.tiktok.com/@billynormanfp

Sign up to Link Wealth Group’s newsletter, Wealth Simplified: https://www.linkwealth.com.au/wealth-simplified

Our Financial Services + Credit Guide: https://www.linkwealth.com.au/financial-services-and-credit-guide

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General advice disclaimer: The information contained within this podcast is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation.

Send us Fan Mail

What’s really happening in the 2026 property market, and should you buy now?

In this episode of The Winner’s Playbook, Billy is joined by buyer’s agent Kev Tran to unpack what’s really happening, from rising interest rates and borrowing power cuts to inflation, construction costs, and policy conversations around capital gains tax and negative gearing.

They explain why the market isn’t moving evenly, with affordable areas in Perth, Brisbane, Adelaide and parts of Melbourne still seeing strong demand, while higher priced segments slow down.

More importantly, they break down what buyers should actually focus on, why trying to time the market can backfire, how to think about affordability and buffers, and what matters most for long term success.

They also cover the types of properties that still make sense in this environment, along with key risks to avoid, including high density apartments, rising body corporate costs, and emotionally driven decisions.

If you’re planning to buy in the next 6 to 12 months but feel stuck between fear and uncertainty, this episode gives you a clear, practical framework to move forward with confidence.

Get in touch with Kev Tran:
https://kevtran.com.au/

https://www.linkedin.com/in/kevtranbuyersagent/

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Want to find an Adviser that suits your financial needs:
https://www.linkwealth.com.au/

Get in touch with Josh:
https://www.linkwealth.com.au/josh-lee-link
Get in touch with Billy:
https://www.linkwealth.com.au/billy-norman-link

Josh's TikTok: https://www.tiktok.com/@joshleefinadv
Billy's TikTok: https://www.tiktok.com/@billynormanfp

Sign up to Link Wealth Group’s newsletter, Wealth Simplified: https://www.linkwealth.com.au/wealth-simplified

Our Financial Services + Credit Guide: https://www.linkwealth.com.au/financial-services-and-credit-guide

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General advice disclaimer: The information contained within this podcast is general in nature and does not take into account your personal circumstances. Please reach out if you wish to discuss your personal situation.