In this episode, we sit down with Katie to break down what financial planning actually means—and why so many people mistake having accounts, savings, or income for having a real plan.

We dive into Katie’s journey into financial advising, how her own relationship with money evolved, and why the role of a financial advisor is often misunderstood.

We also unpack the difference between simply “having stuff” like a 401(k), investments, or multiple accounts versus having a strategy that supports your real life now and your future goals.

For entrepreneurs, business owners, and anyone with inconsistent income, Katie shares how to plan when cash flow changes month to month—and why the mindset of “I can always make more money” can quietly create financial stress.

We also discuss how money impacts relationships, why financial planning shouldn’t be a solo sport, and what changes when people finally get clarity and support.

This episode is for anyone who feels behind, overwhelmed, successful-but-disorganized, or ready to create more peace around money.

In This Episode:

• How Katie became a financial advisor
• The myths people believe about financial advisors
• Why having investments isn’t the same as having a plan
• Where to start if finances feel overwhelming
• Financial strategies for entrepreneurs & variable income
• Balancing future planning with enjoying life now
• How money affects relationships
• What financial planning gives you beyond numbers
• Quick money wins and common mistakes to avoid

Connect with Katie:

kschmid@primerica.com

Instagram: @heyitskatieschmid

https://www.primerica.com/kschmid

Connect with Emily:

Emily@nourishedwithemily.com

Instagram: @nourishedwithemily

Nourishedwithemily.com

In this episode, Ebony Unique sits down with Devin Negrete to talk about something we’re all navigating... bandwidth.

We get into what it really looks like to manage your time, resources, energy, and capacity when everything feels important and everybody needs something from you—including yourself. We talk about asking for help (and why that can feel so uncomfortable), figuring out when to say no without the guilt, and actually making space for the things that bring you joy.

If you’ve been feeling stretched thin, trying to do it all, or just needing a reminder that you’re not the only one navigating this, this conversation is for you. Nothing perfect, nothing polished—just real talk, a few “oh wow, that’s me” moments, and two people figuring it out in real time.

Find out more about Devin: IG - https://www.instagram.com/dev.communications/ FB - https://www.facebook.com/devprcomms LI - https://www.linkedin.com/in/devin-r-negrete-harvey-b6596496/ Website: www.devprcomms.com

This conversation is about redefining success — not just in business, but in life.

Tricia Sticca and Christine Spiak are cofounders of Success Circle — a space that blends business development, real-life conversations, cheering section, and whole-human support.

Christine and Tricia aren't just business partners- they call themselves “biz besties.”

Together, 'ChrisTricia' are helping people move through burnout, financial stress, and overwhelm — while learning how to take their natural gifts and turn them into action.

Their work is rooted in something deeper - that success isn’t just about money - it’s about how you live, how you feel, and how aligned your life actually is.

In this conversation, we talk about partnership, networking, money, time, and what it really takes to build something meaningful — without losing yourself in the partnership.