Planning for a loved one with special needs goes far beyond setting money aside. In this episode, Zach Morris sits down with Adam Earl of National Care Advisors to break down how special needs trusts work - and what can go wrong if they're not structured properly.

They explore how to protect access to critical public benefits, the true lifetime cost of care, and why trustees need more than good intentions. This conversation highlights the hidden complexities families often overlook and how thoughtful planning can make a lasting difference in care and quality of life.

Contact National Care Advisors: (800) 652-7404

Email our guest Adam Earl: aearl@nationalcareadvisors.com

Download "Retirement By Design": https://info.pacesferrywealth.com/wbw

Learn about Paces Ferry Wealth Advisors: https://info.pacesferrywealth.com/learn-about-us

Approaching Medicare can feel overwhelming - but it doesn't have to be. In this episode, Zach Morris sits down with Cole Craven of Move Health to break down the essentials: who qualifies, what each part actually covers, and how to avoid costly gaps and lifelong penalties.

They unpack the critical decisions around Parts A, B, C, and D, the hidden 20% cost exposure many overlook, and the key differences between Medicare Supplement and Advantage plans. If you're nearing 65 or planning ahead, this conversation brings clarity to one of retirement's most important decisions.

Oil prices just saw their largest one-week surge in history, but the real story goes far beyond headlines. Zach Morris sits down with Jack Metzger of Paces Ferry Wealth Advisors to break down the true drivers behind the spike, including a little-known insurance crisis halting global oil flows. From the Strait of Hormuz disruption to inflation, LNG, and second-order effects on industries like semiconductors, this episode unpacks what's happening now, and what to watch next in the global energy market.

Download "Retirement By Design": https://bit.ly/4bBIID1

Learn about Paces Ferry Wealth: https://bit.ly/41iwQkI