Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH

John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M

In this Q&A, John & Rach discuss your questions about:

👉🏼 $500k equity in my PPOR, should I use it or save a separate cash deposit?

👉🏽 sell now to fund retirement or wait 5 years but risk it not being a seller's market?

👉🏾 single buyer with a $500k ceiling, is this the norm? What are my options?

👉🏿 why do agents underquote and what can buyers do about it?

👉🏻 I'm terrified of buying at the peak and ending up in negative equity!

👉 is the Help to Buy scheme worth it?

👉🏼 if wages aren't keeping up, can property really grow at 6% a year?

this is property is proudly brought to you by:

Solvere Wealth: https://www.solverewealth.com.au

Sphere Home Loans: https://www.spherehomeloans.com.au

Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Hosted on Acast. See acast.com/privacy for more information.

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH

John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M

The Federal Budget has dropped, now what does it mean for property? Rach and John dive into the proposed changes to property and what they could mean for buyers, sellers and investors across Australia. They touch on:

👉🏾 negative gearing changes

👉🏿 CGT 50% discount changes from 1 July 2027 - for property bought before Budget night, any gains accrued up until July 2027 will keep the 50 per cent discount and any gains accrued after July 2027 will be subject to the new rules

👉🏻 discretionary trusts hit with a new minimum 30% tax rate

👉 potential impact on borrowing capacity and lending

👉🏼 the push towards new builds and whether soaring build costs actually make the numbers stack up

👉🏽 SMSF investors are untouched

👉🏻 is rentvesting still a smart pathway to owning your own home?

this is property is proudly brought to you by:

Solvere Wealth: https://www.solverewealth.com.au

Sphere Home Loans: https://www.spherehomeloans.com.au

Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Hosted on Acast. See acast.com/privacy for more information.

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH

John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M

In this quarterly market update, John and Rachelle unpack what's actually happening in lending and property right now. They touch on:

👉 rate rises and what it means for lending and pre-approvals

👉🏼 the Help to Buy Scheme explained, plus a new trend: businesses buying their own premises

👉🏽 Sydney's unaffordability and where opportunity is

👉🏾 John and Rach's predictions for next quarter, and the vacancy rate metric worth watching

👉🏿 what rate rises mean for first home buyers, upsizers and investors

This episode was recorded on the 15 April 2026.

this is property is proudly brought to you by:

Solvere Wealth: https://www.solverewealth.com.au

Sphere Home Loans: https://www.spherehomeloans.com.au

Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Hosted on Acast. See acast.com/privacy for more information.