If you think AI today is impressive… 2026 is going to make today look like a prototype.

In this episode, we go beyond hype and break down the real data trends shaping the future of enterprises — from agentic AI to decision intelligence systems.

I’m joined by Divya Krishna, Co-founder & CEO of DataStride Analytics, who’s building at the intersection of data, AI, and real-world decision systems.

This is not just a conversation about AI.
This is about how companies will move from dashboards → decision engines.

And the uncomfortable truth?

Most companies are still stuck building reports…
while the world is moving toward systems that act.

🚀 What You’ll Learn

• Why agentic AI is shifting from insights → action
• What decision intelligence actually means in business
• Why enterprises are moving toward smaller, faster AI models
• The rise of action pipelines (decision engines)
• What AI will replace… and what stays deeply human
• How students & professionals should rethink learning in the AI era

🧠 Why This Matters

We are entering a world where:

→ Decisions are no longer made in meetings
→ They are made inside systems
→ Powered by data, validated by AI, and guided by humans

The companies that understand this shift… will move faster.
The ones that don’t… will fall behind.

⏱ Chapters

00:00 Sneak Peek
02:00 Divya’s Journey: From Engineering → AI
08:00 Trend #1: Agentic AI
11:30 Trust & Risk in Autonomous Systems
13:30 Trend #2: Decision Intelligence
14:50 Trend #3: Small Language Models
15:50 Trend #4: Action Pipelines
16:30 Will AI Replace Data Scientists?
18:00 Human-Centered Data Science
20:00 The Future of AI Native Companies
22:00 What Students Should Focus On
25:00 Rapid Fire
26:00 Final Thoughts

🔥 Closing Thought

We’re not moving from data → insights anymore.
We’re moving from data → decisions → actions.

And that changes everything.

⚡ Key Takeaways

• AI is shifting from analysis to execution
• Dashboards are dying — decision engines are rising
• Trust in AI will define enterprise adoption
• Smaller, task-specific models will dominate enterprise AI
• The “how” is automated — the “why” stays human
• Future talent = systems thinking + domain knowledge
• AI-native companies will outperform traditional ones

CONNECT WITH THE GUEST
Divya Krishna
LinkedIn: https://www.linkedin.com/in/divya-krishna-ramakrishna-08816518/
Website / Company: https://datastride.ai/

CONNECT WITH THE HOST
Sachin Menon, Founder and CEO, Techsigma Global
LinkedIn:https://www.linkedin.com/in/sachin-menon-techsigma-technology/
Techsigma Global: https://techsigmaglobal.com

ABOUT 101 TALKS
101 Talks is a podcast where founders, operators, and business leaders share the real story behind building companies. Hosted by Sachin Menon, Founder and CEO of Techsigma Global, Bangalore.

If this conversation gave you one new idea, hit subscribe and share it with someone building something. It helps more than you think.

A loan officer submits a file. It comes back reviewed in 12 seconds. He submits another. Then another. By lunch, his entire month's backlog is cleared. His manager calls to check why he is not working. He says he is supervising the AI. The manager promotes the AI.

That story sets up everything Ankur Patel is building at Multimodal, and this conversation goes deep into why agentic AI in financial services is harder, more regulated, and far more defensible than anything a general-purpose tool can offer.

ABOUT THE GUEST
Ankur Patel is the Founder and CEO of Multimodal, a company building agentic AI for the most complex workflows in financial services including loan underwriting, insurance claims, and KYC. Before Multimodal, he worked at JP Morgan and Bridgewater, built and sold two startups, wrote two books published through O'Reilly, and hosts his own podcast covering AI in financial services. He is a Princeton graduate based in New York with over 15 years at the intersection of finance, data, and machine learning.

REFERENCES AND RESOURCES MENTIONED

Crossing the Chasm by Geoffrey Moore — https://www.goodreads.com/book/show/61329.Crossing_the_Chasm

GLOSSARY
#kyc : Stands for Know Your Customer. A regulatory process that banks and financial institutions must follow to verify the identity of their clients. It typically involves collecting and reviewing documents to prevent fraud and money laundering.
#underwriting : The process by which a financial institution evaluates the risk of offering a loan or insurance policy. It involves reviewing financial documents, applying decision criteria, and deciding whether to approve an application.
#agenticai : AI systems that can plan and execute multi-step tasks with minimal human input. Unlike a chatbot that answers a single question, an AI agent can read a document, extract data, run calculations, flag issues, and generate a report all in sequence.
Mid-market banking: A segment of the banking industry that includes community banks, credit unions, and smaller regional lenders. These institutions are too large for consumer-only solutions but often lack the engineering teams of major enterprise banks.

CONNECT WITH THE GUEST
Ankur Patel
LinkedIn: https://www.linkedin.com/in/ankurpatel9/
Website / Company: https://www.multimodal.dev/

CONNECT WITH THE HOST
Sachin Menon, Founder and CEO, Techsigma Global
Youtube: :https://www.youtube.com/@thatbluecoatguy

LinkedIn:https://www.linkedin.com/in/sachin-menon-techsigma-technology/
Techsigma Global: https://techsigmaglobal.com

ABOUT 101 TALKS
101 Talks is a podcast where founders, operators, and business leaders share the real story behind building companies. Hosted by Sachin Menon, Founder and CEO of Techsigma Global, Bangalore.

If this conversation gave you one new idea, hit subscribe and share it with someone building something. It helps more than you think.

#AnkurPatel, #MultimodalAI, #agenticai #financialservices, #loanunderwritingAI, #insuranceclaimsautomation

And hey, if your Monday morning sounds dreadfully dull and paperwork-heavy, now you know who to call. The future of finance is AI-mazing, and Ankur’s here to lead the charge!

In this episode of 101 Talks, I sit down with Jenn Lederer, a communication strategist, award-winning comedian, and someone who lives right at the intersection of humor, leadership, and clarity.

This conversation is for anyone who’s ever thought:

“I said it clearly… so why didn’t it land?”
“How do I sound confident without sounding robotic?”
“Can AI help me communicate better without killing my voice?”

Jenn works with leaders, founders, and high-performing teams across industries,
and what stood out to me is this:
👉 She doesn’t help people talk more. She helps them be heard.

We talk about why smart leaders struggle with communication, why storytelling beats slides every single time, and how AI should support leadership, not replace the human behind it.

If you’re a student, early-career professional, manager, or founder, this episode will seriously change how you think about communication.

If this conversation made you rethink how you communicate- or how you’re using AI—share it with someone who’s building, leading, or finding their voice.

This is 101 Talks with Sachin Menon.
See you in the next episode. 🎙️✨

Embracing Emotional Intelligence - a short clip

Can AI be trusted with our most sensitive financial data?

Most of us use AI by typing a prompt into ChatGPT and hoping for the best. But when you’re a wealth manager or a global bank, "hoping for the best" isn't an option. You can't just upload confidential client data into a public model, and you definitely can’t afford an AI "hallucination" when millions are on the line.

In this episode, I sit down with Suvrat Bansal, the founder and CEO of Clarista. Suvrat shares his journey from the databases of Citigroup to becoming the Chief Data Officer at UBS, and eventually launching a startup that is fundamentally changing how enterprises interact with their data.

We dive into the "Netflix moment" that sparked the idea for Clarista, why Suvrat decided to throw away nine months of work to get the technology right, and his "zero data footprint" philosophy that allows AI to talk to data without ever copying it.

Timestamp:
01:16 — Welcome & introducing Suvrat Bansal
02:07 – Suvrat’s journey: From Citigroup databases to Wall Street leadership.
04:10 – The leap from Chief Data Officer at UBS to Founder.
08:05 – Why ChatGPT doesn't work for Finance (and what Clarista does differently).
11:10 – Data Sovereignty: The importance of "going to the data" instead of copying it.
14:32 – Why a startup should pursue patents early on.
16:40 – The hardest moment: Throwing away nine months of investment to build it right.
19:45 – Advice for aspiring founders: Don't wait for the "right moment.

🔗 Referenced in this episode

Columbia Business School — Where Suvrat pursued his MBA → business.columbia.edu

🤝 Connect with Suvrat Bansal

🌐 Clarista: clarista.ai
💼 LinkedIn: https://linkedin.com/in/suvrat-bansal-b45651


🎙 Connect with Sachin & 101 Talks

🎧 Spotify: https://open.spotify.com/show/4zLUooX...
🍎 Apple Podcasts: https://podcasts.apple.com/us/podcast...
💼 LinkedIn – Sachin Menon: https://linkedin.com/in/sachin-menon-techsigma-technology
🌐 Website: https://www.techsigmaglobal.com

If this made you think differently, share it with a leader who needs to hear it. 🙏

🎙 About 101 Talks
Hosted by Sachin Menon, 101 Talks brings together thinkers, builders & leaders shaping the future. We don't chase trends. We chase clarity. Subscribe so you never miss a conversation that matters.

#101Talks #SachinMenon #AIStrategy #ResponsibleAI #FutureOfWork #Leadership #Clarista #SuvratBansal #FinanceAI #EnterpriseAI #DataSovereignty #StartupFounder #Entrepreneurship #WallStreet #AIInFinance #FounderStory

🎙️ AI didn't arrive quietly. It kicked the door open.

Everyone talks about what AI can do. Very few decide how it's used. Alice Stein lives in that gap — between Silicon Valley speed and boardroom reality. She doesn't build models. She helps leaders decide what to do, and what NOT to do.

This conversation wasn't about tools. It was about judgment. Not speed — responsibility.

━━━━━━━━━━━━━━━━━━━━━━━
🎯 ABOUT ALICE STEIN
━━━━━━━━━━━━━━━━━━━━━━━
Founder of Stein & Partners. 25+ years across web development, digital strategy, real estate, financial services & AI consulting. Former Compass Real Estate leader managing a $1B territory with 150 sales professionals. MIT-connected strategist. She sits at the intersection of strategy, trust, and AI.

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⏱️ TIMESTAMPS
━━━━━━━━━━━━━━━━━━━━━━━
00:00 — Cold Open: Stop Obsessing Over AGI
01:02 — Intro: Between Ambition and Accountability
01:59 — Alice's Origin: Med School Dropout to AI Strategist
04:27 — Change Management & The Ranstad Merger
05:16 — Compass Real Estate & Leading AI Adoption
08:26 — Immigrant Household, Two Paths & Career Pressure
09:20 — MIT: How Innovation Becomes Contagious
12:36 — Lifelong Learning in the Age of AI
13:04 — What CEOs Are Actually Afraid Of
15:36 — The Hardest Truth Alice Tells Leaders
16:34 — Risk, Opportunity or Responsibility — What Leaders Miss
18:48 — The AI Question Boards Should Ask But Don't
20:04 — The Human Skill AI Will Never Replace
22:05 — Forget AGI. Double Down on This Instead
24:43 — Is AGI Really Coming? Alice's Honest Take
27:41 — One Advice for Indian Boardrooms
29:32 — The Mistake Indian Companies Must NOT Copy from Silicon Valley
30:39 — ⚡ Rapid Fire Round
32:04 — What Will Leadership Mean When Intelligence Becomes Cheap?

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🤝 CONNECT WITH ALICE STEIN
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🌐 Stein & Partners: https://www.alicesteinandpartners.com/
🔗 LinkedIn:https://www.linkedin.com/in/alicestein/

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📡 CONNECT WITH SACHIN & 101 TALKS
━━━━━━━━━━━━━━━━━━━━━━━
🎧 Spotify:https://open.spotify.com/show/4zLUooXgeNmPqDn90i558R
🍎 Apple Podcasts: https://podcasts.apple.com/us/podcast/that-bluecoat-guy/id1874932215
🔗 LinkedIn – Sachin Menon: https://www.linkedin.com/in/sachin-menon-techsigma-technology/
🌐 Website: www.techsigmaglobal.com
━━━━━━━━━━━━━━━━━━━━━━━

If AI still feels optional to you, this conversation might change your mind.

In this episode of 101 Talks, I’m joined by Sash Mohapatra —
former Microsoft leader (20 years), founder of The Rift, and creator of Pollzy.

Sash doesn’t talk about AI tools or hype.
He talks about capability, mindset, systems, and upgrading your future self.

We go deep into:
+ Why layoffs can become launchpads
+ Why capability beats information
+ How non-technical professionals can actually use AI
+ Why AI is a geopolitical shift, not just a tech trend
+ And how Sash accidentally built Pollzy using AI — in public

This episode is especially for:
+ Professionals feeling overwhelmed by AI
+ Founders, operators, and builders
+ Anyone wondering “Where do I even start?”

⏱️ Timestamps

00:00 – Why AI is not optional anymore
00:50 – 20 years at Microsoft → walking away to build
03:57 – Layoffs: how to face it the right way
06:47 – Creativity, music, and engineering mindset
10:00 – What the “AI Shift” really means
12:46 – Separating AI signal from noise
16:22 – Curiosity as a survival skill
16:46 – Why Sash built Pollzy
21:22 – “Capability beats information” explained
23:59 – Fear, shame & resistance to AI
27:05 – AI as a geopolitical advantage (US vs Asia)
31:32 – Rapid fire: habits, beliefs & tools
34:00 – “Be scared of people who are not scared of AI”
34:33 – Final takeaway

📚 Book Recommendation

Sapiens – Yuval Noah Harari
👉 Buy here: https://www.amazon.in/dp/0099590085
(A book that deeply shaped Sash’s worldview on humanity, power, and progress.)

🔗 Connect with the Speaker

Linkedin - https://www.linkedin.com/in/shasmo/
The Rift → https://www.therift.ai/
Pollzy → https://pollzy.co/

🤝 Let’s Connect

If this conversation made you think, let’s stay connected on LinkedIn:
👉 https://www.linkedin.com/in/sachin-menon-techsigma-technology/

This Conversation Felt Different.

Some episodes are about technology.
Some are about careers.

This one was about consequences.

When I sat down with Vincent Teyssier, a technologist who started coding at 10, served in the Air Force, studied justice and ethics at Harvard, and now builds AI systems in wealth management - I knew this wouldn’t be a surface-level AI discussion.

But I didn’t expect this level of clarity.

We talked about:
Why massive job displacement may happen sooner than we think
Why most AI builders can’t truly think about consequences
Why leadership is measured by delivery, not perception
Why exposure matters more than curriculum in an AI-first world
And why AI might soon become your teammate

One line that stayed with me:

“It’s not because you have a generative AI hammer that every problem is a nail.”

This episode isn’t about hype.
It’s about discipline, ethics, trade-offs, and how serious builders are actually thinking.

Vincent doesn’t sugarcoat the future.
He talks about job displacement, robotics, agent farms, and AI elitism — bluntly.

But he also talks about opportunity.
About surfing the wave of change instead of resisting it.

If you're a:

Student trying to stay relevant
Founder building with AI
Engineer transitioning into leadership
Or professional wondering where this is headed

This conversation will stretch how you think.

⏱️ Chapters

00:40 – Coding at 10 & dropping out
03:10 – What the Air Force teaches about limits
05:50 – Why study justice & ethics at Harvard?
09:30 – Do AI builders think about consequences?
11:20 – Economic shock & AI displacement
14:00 – The rise of generalist specialists
17:30 – Exposure is greater than curriculum in AI
20:00 – The hardest leadership lesson
23:00 – AI in wealth management: hallucinations & risk
27:50 – Guardrails, prompt injection & security
31:20 – AI agents as team members
33:20 – Rapid fire
34:40 – Final reflections

Course recommended by Vincent:

🔗 Harvard justice course by Michael Sandel
https://www.youtube.com/playlist?list=PL30C13C91CFFEFEA6

About the Guest

Vincent has worked across military systems, telco, fintech, NGOs, and private equity-backed environments.
Today he operates at the intersection of AI, finance, and ethics — where mistakes are expensive and trust is non-negotiable.
🔗 LinkedIn: https://www.linkedin.com/in/vincent-teyssier/
🔗 BetterSG: https://better.sg/

Connect with Me

🎙 101 Talks with Sachin Menon
🔗 Spotify: https://open.spotify.com/show/4zLUooXgeNmPqDn90i558R?si=daa1b1912f164f25
🔗 Apple Podcasts: https://podcasts.apple.com/us/podcast/that-bluecoat-guy/id1874932215
🔗 My LinkedIn: https://www.linkedin.com/in/sachin-menon-techsigma-technology/

About 101 Talks

101 Talks explores leadership, technology, and judgment.
Because the future won’t just be shaped by intelligence.
It will be shaped by responsibility.