Only 2% of Americans have both pensions and $1 million or more saved for retirement. If that is you, welcome to the 2% Club! This book was written for you. It's dedicated to all the American heroes who've lived a life of service, and the blue-collar professionals who've worked hard and saved diligently for decades. In this book, you'll learn how to:

- Simplify and optimize your retirement with the "5 Pillars of Pension Planning"
- Enjoy the full value of your pension (it may be more valuable than you think)
- Decrease your tax bill through strategic Roth conversions and smart withdrawal planning
- Plan for pension options such as lump sum options and survivorship options
- Optimize Social Security and protect your wealth from Medicare premium increases
- Enjoy your retirement and spend more money (many in the 2% Club struggle with spending money)
- Create a legacy that benefits your family and favorite charities

Having a pension puts you in a rare financial position that requires advanced planning. This book will help you become a better steward of what you worked so hard to build. You've already done the heavy lifting. Now is your time to retire with peace, purpose, and a plan.

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https://keap.page/bsd964/2-percent-toolkit-podcast.html

🟥 Read our latest article featured in Kiplinger: https://www.kiplinger.com/taxes/tax-planning/reducing-lifetime-taxes-for-retirees-in-two-percent-club

📞 Schedule a call with our team: https://peakretirementplanning.com/schedule-a-meeting/

Timestamps:

(00:00) – The 2% Club
(00:13) – Introduction: What Is the 2% Club?
(01:41) – Chapter 1: The 2% Club Are "Midwestern Millionaires"
(05:13) – Chapter 2: Having a Pension and Being in the 2% Club
(11:19) – Chapter 3: Tax Planning
(38:18) – Chapter 4: Investment Planning
(51:20) – Chapter 5: Income Planning
(01:07:12) – Chapter 6: Pension Options
(01:31:09) – Chapter 7: Healthcare Planning
(01:37:12) – Chapter 8: Estate Planning
(01:43:05) – Chapter 9: Purpose Planning
(01:52:31) – Conclusion
(01:55:47) – A Team to Serve You in Retirement
(02:00:02) – Thank You For Listening

Everyone despises taxes for a reason: they drain your income and limit your financial freedom. Discover the solution in I Hate Taxes and keep more cash in your pocket. You should pay your fair share in taxes—but not a penny more. It's time to end excessive tax payments and say hello to financial freedom. Within this book, you'll learn:

- Proven tax-saving strategies that put money back in your hands.
- How to legally navigate the tax code to your advantage.
- The tax-planning secrets financial planners won't share.
- The power of paying your fair share while maximizing your savings.
- How to make your life savings work for you, not the government.

This book empowers you to take control and save thousands of dollars over your lifetime. End Uncle Sam's grip on your wallet, and welcome in a brighter future. The power to keep your money is in your hands—are you ready to make it happen?

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📚Get a FREE copy of Joe's book "I Hate Taxes":
https://keap.page/bsd964/toolkit-podcast.html

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📞 Schedule a call with our team: https://peakretirementplanning.com/schedule-a-meeting/

Timestamps:

(00:00) – I Hate Taxes
(00:11) – Introduction
(03:21) – Chapter 1: Why Act Now
(05:02) – Chapter 2: We're Different From Other Planners
(11:31) – Chapter 3: Kick Uncle Sam to The Curb
(17:36) – Chapter 4: Will Taxes Go Up or Down?
(21:07) – Chapter 5: The Nitty-Gritties
(30:08) – Chapter 6: Taxes Are on Sale
(36:12) – Chapter 7: The Tax-Deferred Bucket
(41:40) – Chapter 8: The Tax-Free Bucket
(45:47) – Chapter 9: Roth Conversions
(51:13) – Chapter 10: Brace Yourself - There is a Tax Bill
(01:02:48) – Chapter 11: Like What You're Hearing?
(01:05:23) – Chapter 12: Basics of Required Minimum Distributions
(01:08:00) – Chapter 13: Basics of Legacy Planning and IRAs
(01:17:36) – Chapter 14: Two Valuable Tax-Free Opportunities
(01:18:48) – Chapter 15: Basics of The Taxable Bucket
(01:38:04) – Chapter 16: Charitable Strategies
(01:47:05) – Chapter 17: State Taxes
(01:52:36) – Chapter 18: Medicare Premium Basics
(01:55:55) – Chapter 19: How Does Social Security Impact Your Taxes?
(02:01:22) – Chapter 20: For The Analytical Mind
(02:14:40) – Chapter 21: Peak Retirement For You
(02:29:13) – Thank You For Listening

In a world obsessed with flashy lifestyles, Midwestern Millionaires embody a different kind of financial success: one built on making smart choices over their working years. Now, they require more advanced and specific planning because of the wealth they have created. This book reveals their traits and why Peak Retirement Planning, Inc. was founded to help serve them. Inside, you'll learn how to:

- Protect your hard-earned savings from unnecessary taxes
- Understand the advanced planning strategies required for those with $1,000,000 or more saved
- Safeguard your wealth for future generations through smart estate planning

If you've saved consistently, live by a strong set of values, and want to make sure you're maximizing your wealth through proactive planning, this book is for you. This book offers a clear roadmap, packed with real-life examples and actionable advice, that will help you confidently steward your wealth through retirement.

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📚Get a FREE copy of Joe's book "Midwestern Millionaire":
https://keap.page/bsd964/midwestern-millionaire-toolkit-podcast.html

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📞 Schedule a call with our team: https://peakretirementplanning.com/schedule-a-meeting/

Timestamps:

(00:00) – Midwestern Millionaire
(00:12) – Preface
(01:17) – Introduction: Who is This Midwestern Millionaire?
(06:19) – Chapter 1: The Traits of a Midwestern Millionaire
(14:35) – Chapter 2: Why We Serve the Midwestern Millionaire
(21:58) – Chapter 3: What Must a Midwestern Millionaire do?
(30:38) – Chapter 4: Taxes
(40:25) – Chapter 5: Which Buckets Hold Your Life Savings?
(53:31) – Chapter 6: Advanced Strategies for the Tax Buckets
(01:08:38) – Chapter 7: Social Security Strategies
(01:19:17) – Chapter 8: Medicare Premium Strategies
(01:22:35) – Chapter 9: Estate Planning and Transferring Wealth
(01:43:36) – Chapter 10: The Purpose of Money
(01:53:17) – Chapter 11: Why People Work With Us
(02:00:31) – Thank You For Listening