If you're planning to take income from your investments in retirement, this could be one of the biggest risks you'll ever face… It's called sequence of returns risk, and it has the potential to completely derail even the best retirement plans. If you're a Midwestern Millionaire with a pension and $1M+ saved, this is critical to understand. The goal isn't just to retire… it's to maximize your income, minimize risk, and keep more of your money working for you.

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If you have a pension, there's a high chance up to 85% of your Social Security could be taxable… and most retirees don't see this coming. If you're a diligent saver with a pension and $1M+ saved, this is one of the biggest tax traps you need to understand before retirement.

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🟥 Read our latest article featured in Kiplinger: https://www.kiplinger.com/retirement/will-you-pay-taxes-on-your-social-security-benefits

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If you have a pension and $1M+ saved, Roth conversions aren't just about if… they're about WHEN and HOW MUCH. In today's episode of Joe Knows Retirement, Joe breaks down 5 critical Roth conversion mistakes that could quietly cost you thousands in taxes, higher Medicare premiums, and lost retirement income. Most retirees assume they'll be in a lower tax bracket… but if you have a pension, that's often NOT the case.

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🟥 Read our latest article featured in Kiplinger: https://www.kiplinger.com/retirement/reasons-roth-conversions-and-pensions-work-well-together

📞 Schedule a call with our team: https://peakretirementplanning.com/schedule-a-meeting/