What if one simple question could change the direction of your financial future?

In this first edition of Notes From the Kitchen Table, Jon Cleaver and Wendy Lee discuss the question Jon has asked hundreds of couples over the past two decades:

"Are you where you thought you'd be financially at this point in your life?"

It's a question that often leads to silence...and then an honest conversation.

In this episode, Jon and Wendy explore why so many hardworking middle-class families feel financially behind, why retirement is really a math problem—not an age—and why financial freedom begins with knowing where you stand today.

If you've ever found yourself saying, "I thought we'd be further along by now," this conversation is for you.

• Why one simple question changes almost every financial conversation.
• Why hardworking families often feel behind despite doing everything "right."
• The difference between working hard and building financial freedom.
• Why retirement isn't determined by your birthday—it's determined by your numbers.
• The two variables that determine every retirement plan: Time and Money.
• Why most families spend more time planning a one-week vacation than twenty years of retirement.
• How the 3M Framework helps families Make More, Manage Better, and Multiply Wisely.
• Why the first step toward financial freedom is simply knowing where you stand today.

🎯 Download your FREE Safe Money Road Map

https://www.safemoneyroadmap.com

📘 Continue the conversation in our Prosper in the Kingdom Facebook Community

https://www.facebook.com/groups/prosperinthekingdom

Prosper in the Kingdom exists to help hardworking families build financial freedom through biblical stewardship, practical wisdom, and intentional planning—so they can live with greater peace, purpose, generosity, and legacy.

Hosted by Jon Cleaver & Wendy Lee

Until next week...keep building your legacy, one wise decision at a time.

Prosper in the Kingdom • Episode 113

Have you ever wondered if you're actually on track financially?

You're working hard. Contributing to retirement accounts. Paying your bills. Raising a family. Trying to make smart financial decisions.

Yet millions of middle-class families still feel uncertain about their financial future.

They wonder if they're saving enough, investing correctly, prioritizing the right goals, and making progress toward financial freedom. Despite having more access to financial information than ever before, many people still struggle to find clarity and confidence in their financial decisions.

In Episode 113 of Prosper in the Kingdom, Jon C and Wendy Lee explore what they call The Middle-Class Gap—a challenge facing millions of hardworking Americans who are trying to build wealth while navigating an increasingly complex financial world.

This conversation dives into why so many families feel overlooked, confused, or underserved when it comes to financial planning and why financial education may be one of the most important missing pieces in long-term financial success.

Whether you're building your first emergency fund, preparing for retirement, paying off debt, growing your investments, or simply trying to make better financial decisions, this episode will help you think differently about your financial journey.

✔ Why many middle-class families feel overlooked by traditional financial planning

✔ The difference between building wealth and managing wealth

✔ Why financial education creates confidence and better decision-making

✔ The questions most families have about money but rarely get answered

✔ How cash flow, taxes, investing, insurance, and retirement planning work together

✔ Practical steps to gain more clarity and confidence in your financial future

Financial confidence doesn't come from knowing everything.

It comes from understanding enough to make informed decisions and move forward with purpose.

Get your complimentary Safe Money Road Map and begin creating a personalized strategy to Make More, Manage Better, and Multiply your money.

👉 www.SafeMoneyRoadMap.com

Looking for ongoing financial education, encouragement, and practical wealth-building conversations?

Join our free Prosper in the Kingdom Facebook Community and connect with other individuals and families who are committed to building financial confidence and creating lasting wealth.

👉 https://www.facebook.com/groups/prosperinthekingdom

If you found this episode valuable, be sure to subscribe, share it with a friend, and leave a review to help us reach more families seeking financial clarity and confidence.

#ProsperInTheKingdom #PersonalFinance #FinancialPlanning #MiddleClass #WealthBuilding #FinancialEducation #RetirementPlanning #MoneyManagement #FinancialFreedom

Prosper in the Kingdom • Episode 112

What would happen if your primary source of income disappeared tomorrow?

Would your family be okay for a month? Three months? Six months?

Most people don't think about these questions until they're forced to. Yet layoffs, AI, corporate restructuring, and economic uncertainty have become a normal part of today's economy.

For generations, Americans were taught that job security came from finding a good company, working hard, and staying loyal. While hard work still matters, the reality is that true financial security comes from having options.

In Episode 112 of Prosper in the Kingdom, Jon C and Wendy Lee introduce the concept of the Corporate Parachute - a practical framework designed to help individuals and families create financial flexibility before they need it.

Whether you're an employee, entrepreneur, business owner, or simply someone looking to strengthen your financial future, this episode will challenge you to think differently about income, security, and preparation.

• Why job security isn't what it used to be
• The hidden risk of relying on a single source of income
• The common excuses that keep people stuck
• Jon's personal experience of being laid off three times
• Five practical ways to build your own Corporate Parachute
• A biblical perspective on preparation and financial stewardship

The goal isn't to live in fear.

The goal is to live prepared.

Because the reality is, the best time to build a Corporate Parachute is before you need one.

Get your complimentary Safe Money Road Map and begin creating a personalized strategy to Make More, Manage Better, and Multiply your money.

👉 www.SafeMoneyRoadMap.com

If you found this episode valuable, be sure to subscribe, share it with a friend, and leave a review to help us reach more families seeking financial clarity and confidence.

#ProsperInTheKingdom #PersonalFinance #FinancialPlanning #WealthBuilding #MultipleIncomeStreams #FinancialFreedom #Stewardship #CorporateParachute