What if one simple question could change the direction of your financial future?

In this first edition of Notes From the Kitchen Table, Jon Cleaver and Wendy Lee discuss the question Jon has asked hundreds of couples over the past two decades:

"Are you where you thought you'd be financially at this point in your life?"

It's a question that often leads to silence...and then an honest conversation.

In this episode, Jon and Wendy explore why so many hardworking middle-class families feel financially behind, why retirement is really a math problem—not an age—and why financial freedom begins with knowing where you stand today.

If you've ever found yourself saying, "I thought we'd be further along by now," this conversation is for you.

• Why one simple question changes almost every financial conversation.
• Why hardworking families often feel behind despite doing everything "right."
• The difference between working hard and building financial freedom.
• Why retirement isn't determined by your birthday—it's determined by your numbers.
• The two variables that determine every retirement plan: Time and Money.
• Why most families spend more time planning a one-week vacation than twenty years of retirement.
• How the 3M Framework helps families Make More, Manage Better, and Multiply Wisely.
• Why the first step toward financial freedom is simply knowing where you stand today.

🎯 Download your FREE Safe Money Road Map

https://www.safemoneyroadmap.com

📘 Continue the conversation in our Prosper in the Kingdom Facebook Community

https://www.facebook.com/groups/prosperinthekingdom

Prosper in the Kingdom exists to help hardworking families build financial freedom through biblical stewardship, practical wisdom, and intentional planning—so they can live with greater peace, purpose, generosity, and legacy.

Hosted by Jon Cleaver & Wendy Lee

Until next week...keep building your legacy, one wise decision at a time.

Prosper in the Kingdom • Episode 113

Have you ever wondered if you're actually on track financially?

You're working hard. Contributing to retirement accounts. Paying your bills. Raising a family. Trying to make smart financial decisions.

Yet millions of middle-class families still feel uncertain about their financial future.

They wonder if they're saving enough, investing correctly, prioritizing the right goals, and making progress toward financial freedom. Despite having more access to financial information than ever before, many people still struggle to find clarity and confidence in their financial decisions.

In Episode 113 of Prosper in the Kingdom, Jon C and Wendy Lee explore what they call The Middle-Class Gap—a challenge facing millions of hardworking Americans who are trying to build wealth while navigating an increasingly complex financial world.

This conversation dives into why so many families feel overlooked, confused, or underserved when it comes to financial planning and why financial education may be one of the most important missing pieces in long-term financial success.

Whether you're building your first emergency fund, preparing for retirement, paying off debt, growing your investments, or simply trying to make better financial decisions, this episode will help you think differently about your financial journey.

✔ Why many middle-class families feel overlooked by traditional financial planning

✔ The difference between building wealth and managing wealth

✔ Why financial education creates confidence and better decision-making

✔ The questions most families have about money but rarely get answered

✔ How cash flow, taxes, investing, insurance, and retirement planning work together

✔ Practical steps to gain more clarity and confidence in your financial future

Financial confidence doesn't come from knowing everything.

It comes from understanding enough to make informed decisions and move forward with purpose.

Get your complimentary Safe Money Road Map and begin creating a personalized strategy to Make More, Manage Better, and Multiply your money.

👉 www.SafeMoneyRoadMap.com

Looking for ongoing financial education, encouragement, and practical wealth-building conversations?

Join our free Prosper in the Kingdom Facebook Community and connect with other individuals and families who are committed to building financial confidence and creating lasting wealth.

👉 https://www.facebook.com/groups/prosperinthekingdom

If you found this episode valuable, be sure to subscribe, share it with a friend, and leave a review to help us reach more families seeking financial clarity and confidence.

#ProsperInTheKingdom #PersonalFinance #FinancialPlanning #MiddleClass #WealthBuilding #FinancialEducation #RetirementPlanning #MoneyManagement #FinancialFreedom

Prosper in the Kingdom • Episode 112

What would happen if your primary source of income disappeared tomorrow?

Would your family be okay for a month? Three months? Six months?

Most people don't think about these questions until they're forced to. Yet layoffs, AI, corporate restructuring, and economic uncertainty have become a normal part of today's economy.

For generations, Americans were taught that job security came from finding a good company, working hard, and staying loyal. While hard work still matters, the reality is that true financial security comes from having options.

In Episode 112 of Prosper in the Kingdom, Jon C and Wendy Lee introduce the concept of the Corporate Parachute - a practical framework designed to help individuals and families create financial flexibility before they need it.

Whether you're an employee, entrepreneur, business owner, or simply someone looking to strengthen your financial future, this episode will challenge you to think differently about income, security, and preparation.

• Why job security isn't what it used to be
• The hidden risk of relying on a single source of income
• The common excuses that keep people stuck
• Jon's personal experience of being laid off three times
• Five practical ways to build your own Corporate Parachute
• A biblical perspective on preparation and financial stewardship

The goal isn't to live in fear.

The goal is to live prepared.

Because the reality is, the best time to build a Corporate Parachute is before you need one.

Get your complimentary Safe Money Road Map and begin creating a personalized strategy to Make More, Manage Better, and Multiply your money.

👉 www.SafeMoneyRoadMap.com

If you found this episode valuable, be sure to subscribe, share it with a friend, and leave a review to help us reach more families seeking financial clarity and confidence.

#ProsperInTheKingdom #PersonalFinance #FinancialPlanning #WealthBuilding #MultipleIncomeStreams #FinancialFreedom #Stewardship #CorporateParachute

The Most Dangerous Financial Habit Nobody Talks About (It's Not Debt)

Prosper in the Kingdom • Episode 106

What if the biggest threat to your financial future isn't debt?

What if it isn't inflation?

What if it isn't taxes, a market crash, or even a lack of income?

What if the most dangerous financial habit in America is simply accepting "normal" without ever questioning where it leads?

Most people don't intentionally choose their financial life.

They inherit it.

They inherit beliefs about money, spending habits, financial assumptions, and ideas about success from family, friends, culture, and social media.

The problem?

Normal and wise are not always the same thing.

In Episode 106 of Prosper in the Kingdom, Jon C and Wendy Lee challenge one of the most overlooked dangers in personal finance: financial autopilot.

They discuss why so many people feel stuck financially despite working hard, how common financial behaviors often become invisible, and why true financial freedom has less to do with making more money and more to do with making decisions from a position of purpose instead of pressure.

If you've ever felt like you're doing everything you're supposed to do but still aren't making the progress you hoped for, this episode will challenge the way you think about money, stewardship, and the future you're building.

In This Episode, We Cover:

• The real villain behind many financial struggles

• Why financial rules are not the same as financial wisdom

• The hidden danger of accepting "normal"

• How financial autopilot quietly impacts your future

• The question that can transform almost every financial decision

• Why financial freedom is really about having more options

• How to move from pressure-driven decisions to purpose-driven stewardship

Most people don't need another financial rule.

They need a better framework for making financial decisions.

Because the goal isn't merely to accumulate wealth.

The goal is to build a life where you have the freedom to make decisions from a position of purpose instead of pressure.

Next Steps:

Get your Free Financial Roadmap: https://www.safemoneyroadmap.com

Join the Prosper in the Kingdom Community: https://www.facebook.com/groups/prosperinthekingdom

Follow Prosper in the Kingdom:

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#ProsperInTheKingdom #ChristianWealthRevolution #FinancialStewardship #WealthWithPurpose #LegacyPlanning

Why does it feel like money is harder to hold onto than it should be?

You can earn more, work harder, and still feel like something is constantly pulling your money away from you.

In this episode of Prosper in the Kingdom, Jon C and Wendy Lee unpack a reality most people never stop to question:

Modern systems are designed to keep money moving - not necessarily growing, multiplying, or being stewarded well.

From monthly payment thinking…

to subscriptions quietly stacking…

to one-click spending and impulse-driven culture…

Most people are operating inside an environment that constantly encourages consumption while making intentional stewardship harder.

This episode is not about fear.

It’s about awareness.

And ultimately, it’s about ownership.

In this conversation:

• Why “normal” financial behavior often creates long-term pressure
• How reactive spending patterns quietly drain wealth
• What Scripture teaches about true stewardship
• The hidden danger of convenience-driven financial living
• Practical ways to begin taking control of your money again

Because awareness without action changes nothing.

Get Your Free Safe Money Road Map

https://www.safemoneyroadmap.com

Join the New Christian Wealth Revolution Community

https://www.facebook.com/groups/prosperinthekingdom

Follow Prosper in the Kingdom on Instagram:

https://www.instagram.com/prosperinthekingdom/

Listen to the full episode this week on the Prosper in the Kingdom podcast - available on your favorite platform.

#ProsperInTheKingdom #ChristianWealthRevolution #FinancialStewardship #3MFramework #WealthWithPurpose

They’re doing what they were taught. They’re earning income. They’re paying bills. They’re trying to be responsible. And yet… the pressure doesn’t go away.

For a lot of people, it actually increases.

So at some point, you have to stop and ask:

What if the path I’m on isn’t broken… it’s just not built for where I’m trying to go?

In this episode of Prosper in the Kingdom, Jon C and Wendy Lee break down a reality most people never stop to consider:

The financial system many people are following today produces dependence, not freedom.

And if you keep following it… you’ll keep getting the same results.

• Why the current system creates pressure instead of margin
• The patterns that quietly keep people financially stuck
• What it actually means to live “in the world, but not of it”
• How Scripture reframes ownership, stewardship, and responsibility
• Why the 3M Framework (Make • Manage • Multiply) creates a different outcome

It’s about recognizing the path you’re on…

and deciding if it’s leading where you actually want to go.

Because eventually, this becomes a choice:

Stay on the path you were given… or choose one that leads somewhere different.

Get your Free Safe Money Road Map and start building a clear plan for your financial future:

https://www.safemoneyroadmap.com

Follow Prosper in the Kingdom for more content on building wealth with purpose:

https://www.instagram.com/prosperinthekingdom/

Listen to the full episode this week on the Prosper in the Kingdom podcast—available on your favorite platform.

#ProsperInTheKingdom #3MFramework #FinancialStewardship #WealthWithPurpose

Something feels off financially for a lot of people right now.

People are working harder… earning more… yet still feeling stressed, stretched, and stuck.

In this episode of Prosper in the Kingdom, Jon C and Wendy Lee break down 7 financial lies that many Christians have unknowingly accepted - beliefs that quietly lead to debt, financial pressure, and long-term stagnation.

This conversation isn’t about judgment. It’s about awareness.

Because once you identify the beliefs driving your financial decisions, you can begin replacing them with truth, structure, and intentional action.

Inside this episode:

• Why hard work alone doesn’t create financial freedom

• How debt became normalized—and what it’s really costing you

• The truth about wealth and biblical stewardship

• Why more income won’t fix broken financial habits

• The danger of waiting “until later”

• Why ownership—not dependence—is the biblical model

• How to rebuild, no matter where you’re starting

This episode is part of a bigger movement—the Christian Wealth Revolution—focused on helping individuals and families reject financial confusion and build with purpose.

Start your Free Safe Money Road Map:

https://www.safemoneyroadmap.com

https://www.joncleaver.com

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#ProsperInTheKingdom #3MFramework #FinancialStewardship #WealthWithPurpose

Prosper in the Kingdom • Episode 107

Most people are not financially stuck because they’re lazy… they’re stuck because they’ve been conditioned to live that way.

In this episode of Prosper in the Kingdom, Jon C and Wendy Lee unpack the financial programming that keeps hardworking families trapped in debt, stress, and paycheck-to-paycheck living—even while doing everything they were told was “right.”

They break down what Scripture says about debt, stewardship, and multiplication, while challenging the cultural norms that have convinced millions to settle for financial survival instead of financial leadership.

In this episode, you’ll learn:

• Why hard work alone does not create wealth

• How most people are conditioned into financial dependence

• What the Bible actually says about debt and stewardship

• Why “normal” financial advice is failing the middle class

• How the 3M Framework helps families break the cycle

• Why the Christian Wealth Revolution is about ownership, stewardship, and building with purpose

If you’re tired of doing everything right and still feeling behind, this episode will challenge your mindset and show you a different path forward.

Ready to start building instead of surviving?

Grab your Free Safe Money Road Map: https://www.safemoneyroadmap.com

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