In this episode, Tom Cronkright shares his gripping journey from wire fraud victim to founder of CertifID, a platform revolutionizing real estate cybersecurity. Learn the latest tactics used by cybercriminals, how technology can thwart fraud, and practical steps to protect your transactions. Don't miss this essential guide to staying safe in the real estate industry.

What you'll learn from this episode

• The story behind the founding of CertifID and its mission

• Evolution of cybercriminal tactics in the real estate sector

• Best practices when falling victim to cyber fraud

• CertifID's key features and how they safeguard electronic payments

• Future trends in digital closings and staying alert in cybersecurity practices

Resources mentioned in this episode

• The Infinite Game by Simon Sinek | Paperback, Hardcover, and Kindle

• The Founders Mentality by Chris Zook and James Allen | Hardcover and Kindle

• Founders | Apple Podcasts

• Internet Crime Complaint Center (IC3)

• Fraud Recovery Services | CertifID

About Tom Cronkright

Tom is the Executive Chairman of CertifID, a technology platform designed to safeguard electronic payments from fraud. He co-founded the company in response to a wire fraud he experienced and the rising instances of real estate wire fraud. He also serves as the CEO of Sun Title, a leading title agency in Michigan. Tom is a licensed attorney, real estate broker, title insurance producer, and nationally recognized expert on cybersecurity and wire fraud.

Connect with Tom

• Website: CertifID | Sun Title

• LinkedIn: Thomas Cronkright

Connect With Us

Love what you're hearing? Don't miss an episode! Follow us on our social media channels and stay connected.

• Explore more on our website: www.alltechnational.com/podcast

• Stay updated with our newsletter: www.mochoumil.com

• Follow Mo on LinkedIn: Mo Choumil

In Chicago, getting an offer accepted is just the beginning, not the finish line. In this episode, Adam Gurney, Esq., breaks down how the attorney review process reshapes deals after signing, and why speed, precision, and communication from title professionals can make or break a closing. If you want to operate effectively in one of the most legally complex markets in the country, this conversation will sharpen your thinking about risk, timing, and true partnership.

What you'll learn from this episode

• How Chicago's attorney review process works and why contracts aren't fully locked until legal approval

• The most common contract modifications include tax prorations, appraisal terms, and liability limits

• Why communication and speed are critical for title agents to avoid downstream legal issues

• What title agents get wrong most often, and how missed title issues can create major closing delays

• Reasons why AI and automation are enhancing, not replacing, legal professionals in real estate transactions

Resources mentioned in this episode

• Smokeball

• Real Estate Settlement Procedures Act (RESPA)

• Illinois Department of Financial and Professional Regulation (IDFPR)

• What They Don't Teach You at Harvard Business School by Mark H. McCormack | Kindle, Paperback, and Hardcover

About Adam Gurney, Esq.

Adam Gurney, Esq., is a real estate attorney and founder of Gurney Law Group, where he specializes in residential and commercial real estate transactions with a focus on protecting clients through every stage of the closing process. Based in Chicago, he is known for his deep expertise in attorney review, contract negotiation, and navigating complex title and legal issues in one of the country's most nuanced real estate markets. Gurney takes a proactive, client-first approach, helping agents, buyers, and sellers minimize risk and move deals forward with clarity and confidence.

Connect with Adam

• Website: Gurney Law Group

• LinkedIn: Adam Gurney, Esq. - Instabridge Legal Funding | LinkedIn

Connect With Us

Love what you're hearing? Don't miss an episode! Follow us on our social media channels and stay connected.

• Explore more on our website: www.alltechnational.com/podcast

• Stay updated with our newsletter: www.mochoumil.com

• Follow Mo on LinkedIn: Mo Choumil

Stop waiting on underwriter emails or callbacks—TitleGPT.ai gives you instant, reliable answers to your title questions. Whether it's underwriting, compliance, or tricky closings, the information you need is just a click away. No more delays—work smarter, close faster. Try it now at www.TitleGPT.ai.

Closing more deals starts with more appointments. At Alltech National Title, our inside sales team works behind the scenes to fill your pipeline, so you can focus on building relationships and closing business. No more cold calling—just real opportunities. Get started at AlltechNationalTitle.com.

Extra hands without extra overhead—that's Safi Virtual. Our trained virtual assistants specialize in the title industry, handling admin work, client communication, and data entry so you can stay focused on closing deals. Scale smarter and work faster at SafiVirtual.com.

• Why education is the biggest gap in real estate transactions and how closing knowledge builds stronger agent relationships
• The real reason most agents misunderstand title insurance and how that creates risk during transactions
• 2 savvy ways to generate daily content while saving hours of manual marketing work
• Consistency vs. going viral when building a hyper-local title brand
• How fraud is evolving in real estate, including seller impersonation and AI-enhanced scams

• American Land Title Association
• Illinois Land Title Association (ILTA)
• ChatGPT
• Anthropic

• Website: Proper Title
• LinkedIn: Sabrina Bier

• Explore more on our website: www.alltechnational.com/podcast
• Stay updated with our newsletter: www.mochoumil.com
• Follow Mo on LinkedIn: Mo Choumil

• How to use AI for title-specific workflows
• The difference between weak and strong prompts
• Effective ways to structure a high-quality prompt
• Why AI should always be treated as a first draft
• A powerful method to "train" AI like an employee

• ChatGPT
• Anthropic
• Google Gemini
• xAI

• Website: ATG Title
• LinkedIn: Hope Ottoviani

• Explore more on our website: www.alltechnational.com/podcast
• Stay updated with our newsletter: www.mochoumil.com
• Follow Mo on LinkedIn: Mo Choumil

• A simple explanation of how AI actually works
• The difference between training and inference
• Why hallucinations happen and why they are a permanent feature
• How AI dramatically accelerates common tasks
• Critical security risks of using public AI tools

• ChatGPT
• Anthropic
• Google Gemini
• Meta AI

• Explore more on our website: www.alltechnational.com/podcast
• Stay updated with our newsletter: www.mochoumil.com
• Follow Mo on LinkedIn: Mo Choumil

The most dangerous moment in a real estate transaction isn't the negotiation, it's the wire. In this episode, Crosby and Zina break down how generative AI has transformed wire fraud from a clumsy scam into a precision-engineered attack. What used to be easy to spot is now nearly indistinguishable from legitimate communication, putting buyers, sellers, and title professionals at unprecedented risk. From business email compromise (BEC) attacks to seller impersonation and mortgage payoff fraud, this episode reveals how cybercriminals are exploiting the complexity, urgency, and fragmentation of real estate transactions. More importantly, it outlines the new standard of defense, why email is no longer safe, why human intuition is failing, and how layered verification systems are becoming the only reliable protection. If you're still relying on "double-checking emails," you're already behind.

What you'll learn from this episode

• 3 most common wire fraud attack vectors

• How psychology, not just technology, drives fraud success

• Why fund recovery is not a strategy

• What a modern fraud prevention system looks like

• Risk-based security models vs. standard closings

Resources mentioned in this episode

• CertifID – 2026 State of Wire Fraud Report

• CertifID – 22 Wire Fraud Prevention Best Practices Guide

• Fraud Recovery Services (FRS)

Connect With Us

Love what you're hearing? Don't miss an episode! Follow us on our social media channels and stay connected.

• Explore more on our website: www.alltechnational.com/podcast

• Stay updated with our newsletter: www.mochoumil.com

• Follow Mo on LinkedIn: Mo Choumil

Stop waiting on underwriter emails or callbacks—TitleGPT.ai gives you instant, reliable answers to your title questions. Whether it's underwriting, compliance, or tricky closings, the information you need is just a click away. No more delays—work smarter, close faster. Try it now at www.TitleGPT.ai.

Closing more deals starts with more appointments. At Alltech National Title, our inside sales team works behind the scenes to fill your pipeline, so you can focus on building relationships and closing business. No more cold calling—just real opportunities. Get started at AlltechNationalTitle.com.

Extra hands without extra overhead—that's Safi Virtual. Our trained virtual assistants specialize in the title industry, handling admin work, client communication, and data entry so you can stay focused on closing deals. Scale smarter and work faster at SafiVirtual.com.

What happens when national security collides with everyday real estate transactions? In this episode of the Title Agents Podcast, Crosby and Zina unpack a fast-moving legal battle that's sending shockwaves through the title and escrow industry. A sweeping federal rule designed to track illicit money in real estate was rolled out nationwide, only to be struck down days later by a federal judge, while another court upheld it. This isn't just regulatory noise. It's a direct clash between privacy rights, government oversight, and the role of title professionals caught in the middle. From FinCEN's aggressive reporting requirements to constitutional challenges and conflicting court rulings, this episode breaks down what's happening right now and what it means for your business moving forward. If you're in title, escrow, or real estate, this is one of those moments you can't afford to ignore.

What you'll learn from this episode

• Why the federal government expanded reporting nationwide

• The constitutional challenge against FinCEN

• Main reason why the Texas federal court struck down the rule entirely

• The conflicting Florida ruling that upheld the same regulation

• What title companies should be doing right now

Resources mentioned in this episode

• Financial Crimes Enforcement Network (FinCEN)

• American Land Title Association (ALTA)

• Financial Action Task Force (FATF)

• Pacific Legal Foundation (PLF)

• Qualia

• Foley & Lardner LLP

• Bowditch & Dewey

Connect With Us

Love what you're hearing? Don't miss an episode! Follow us on our social media channels and stay connected.

• Explore more on our website: www.alltechnational.com/podcast

• Stay updated with our newsletter: www.mochoumil.com

• Follow Mo on LinkedIn: Mo Choumil
  
  

Stop waiting on underwriter emails or callbacks—TitleGPT.ai gives you instant, reliable answers to your title questions. Whether it's underwriting, compliance, or tricky closings, the information you need is just a click away. No more delays—work smarter, close faster. Try it now at www.TitleGPT.ai.

Closing more deals starts with more appointments. At Alltech National Title, our inside sales team works behind the scenes to fill your pipeline, so you can focus on building relationships and closing business. No more cold calling—just real opportunities. Get started at AlltechNationalTitle.com.

Extra hands without extra overhead—that's Safi Virtual. Our trained virtual assistants specialize in the title industry, handling admin work, client communication, and data entry so you can stay focused on closing deals. Scale smarter and work faster at SafiVirtual.com.

The commercial real estate market is navigating one of the most complex environments in decades. In this episode, Mo sits down with Mark Jeffries to unpack what's really happening inside multifamily and commercial capital markets. With nearly 25 years of experience in debt and equity finance, Mark explains how rising interest rates, distressed loans, and shifting capital structures are reshaping the multifamily landscape. He also shares why the value-add boom of the past decade created both opportunities and risks, and what investors, lenders, and title professionals should watch next. If you want a clearer understanding of how commercial real estate cycles affect deals, financing, and transaction volume, this conversation offers valuable insights from someone who has experienced multiple market cycles firsthand.

What you'll learn from this episode

• A look at today's multifamily market conditions and why higher interest rates have dramatically changed deal economics

• The main causes of multifamily distress and why many properties cannot refinance or sell above loan balances

• Commercial loan structures and why they differ significantly from residential mortgages

• Why lenders are extending loans rather than forcing immediate foreclosures on struggling assets

• How commercial real estate cycles impact transaction volume and opportunities for investors entering the market

Resources mentioned in this episode

• The Power of One More by Ed Mylett | Kindle and Hardcover

About Mark Jeffries

Mark Jeffries is a commercial real estate finance professional with Northmarq, a national capital markets and mortgage banking firm specializing in multifamily and commercial real estate financing. In his role, Mark works with investors, developers, and owners to structure debt and capital solutions that support acquisitions, refinancing, and long-term portfolio growth. Known for his relationship-driven approach and deep understanding of capital markets, he helps clients navigate complex lending environments and secure financing strategies aligned with their investment goals.

Connect with Mark

• Website: Northmarq

• LinkedIn: Mark Jeffries

Connect With Us

Love what you're hearing? Don't miss an episode! Follow us on our social media channels and stay connected.

• Explore more on our website: www.alltechnational.com/podcast

• Stay updated with our newsletter: www.mochoumil.com

• Follow Mo on LinkedIn: Mo Choumil

Stop waiting on underwriter emails or callbacks—TitleGPT.ai gives you instant, reliable answers to your title questions. Whether it's underwriting, compliance, or tricky closings, the information you need is just a click away. No more delays—work smarter, close faster. Try it now at www.TitleGPT.ai.

Closing more deals starts with more appointments. At Alltech National Title, our inside sales team works behind the scenes to fill your pipeline, so you can focus on building relationships and closing business. No more cold calling—just real opportunities. Get started at AlltechNationalTitle.com.

Extra hands without extra overhead—that's Safi Virtual. Our trained virtual assistants specialize in the title industry, handling admin work, client communication, and data entry so you can stay focused on closing deals. Scale smarter and work faster at SafiVirtual.com.